• MoneySmartyesterday

    4 New Year Resolutions for 2018 That Will Improve Your Finances

    Here are four New Year Resolutions for 2018 that aren’t too difficult to keep, and that you you won’t regret making. One area where many people can comfortably save money is phone bills. Another recurring expense is your home loan repayments.

  • MoneySmart2 days ago

    3 Types of Bank Accounts You Should Consider Opening This New Year

    Getting stuck in mile-long ATM queues is one of the more frustrating moments in a Singaporean’s life—especially when just one metre away, there’s a rival bank’s ATM machine that’s so deserted it seems haunted. If you’ve got a lump sum of cash you hardly touch (such as long-term cash savings or an emergency

  • MoneySmart4 days ago

    5 More Things You Should Do in 2018 to Improve Your Finances

    Coming up with very specific, easy-to-satisfy resolutions (transfer $x to a savings account at the beginning of every month) is a lot more effective than inventing a big, vague one you have no idea how to fulfil (like “become a billionaire”). The world of credit cards is a fickle one. One day, your

  • MoneySmart10 days ago

    4 Things All Singaporeans Should Create a Budget For in 2018

    No matter how great or how awful 2017 was for you, you probably share the same lament that every other Singaporean makes at the end of the year: I should have saved more money. You can then create budget categories to determine how much of that money you will allow yourself to spend in each. Here are

  • MoneySmart12 days ago

    Why are More and More Singaporeans Choosing to Travel Over Public Holidays?

    Each time public holidays roll around, Singaporeans rush to Changi Airport to get out of the country. This year, more Singaporeans opted to go abroad for the Christmas and New Year long weekends instead of spending them at home with friends and family. During Chinese New Year, which has traditionally

  • MoneySmart15 days ago

    Car Ownership in Singapore – 3 Ways To Help Afford a Car Even if You’re Far From Rich

    If you’ve done the math and are willing to shoulder the financial cost of car ownership, here are some tips for getting yourself a vehicle with a not-so-high income. Anyone who’s buying a car but isn’t rich enough not to feel the pinch needs to consider only second hand cars. On the other hand, a second

  • MoneySmartlast month

    Using Your Credit Card on Holiday – Know How Much Overseas Fees You Are Incurring

    Using your credit card when you’re on holiday sure beats hiding wads of cash in your socks and underwear to deter thieves. Each time you use your credit card to pay for something overseas, you pay extra charges and fees that make your holiday a little bit more expensive. What overseas fees do you incur

  • MoneySmartlast month

    When to Refinance Your Home Loan in Singapore

    Your home loan is probably the single biggest financial commitment you’ll ever take on, and one you could spend the next few decades paying for. Let’s say my current home loan package is a 2% SIBOR home loan package from Bank X. After a few years of repaying this loan, I notice that Bank Y is offering

  • MoneySmartlast month

    Should You Let PayPal Convert Currency to SGD When Buying Stuff Online?

    We’ve all been faced with this tough decision—you’re about to purchase that video game or that lacy underwear online, and the checkout process requires you to enter your credit card details into PayPal. ...

  • MoneySmart2 months ago

    DBS Home Loan – Which of Their Home Loan Packages Should You Choose?

    Mention DBS bank to any Singaporean and they’ll automatically think of the convenience withdrawing cash, the long queues at ATMs, and their acquisition of POSB. At present, DBS offers only two types of home loans worth noting: fixed-deposit linked home loans, and fixed rate packages.

  • U.S.News & World Report4 hours ago

    How to Get a Jump-Start on Filing Your Taxes

    This year, the Internal Revenue Service will kick off tax season and start accepting 2017 tax returns on Monday, Jan. 29. For some taxpayers, the delay can make a difference in their financial lives, since they rely on their tax refund to pay down credit card debt or rebuild their emergency fund. Fortunately

  • U.S.News & World Report4 hours ago

    How to Get a Jump-Start on Filing Your Taxes

    This year, the Internal Revenue Service will kick off tax season and start accepting 2017 tax returns on Monday, Jan. 29. For some taxpayers, the delay can make a difference in their financial lives, since they rely on their tax refund to pay down credit card debt or rebuild their emergency fund. Fortunately

  • U.S.News & World Report4 hours ago

    Winter Weather Eating Habits: a 2018 Grocery Guide

    When the frigid air and snow hits, it makes any trip away from home a full-blown -- and dreaded -- expedition (especially a venture through the tundra to spend our money and slush carts around at the local grocery store). With a goal of minimizing our trips outside in the winter months, it's important

  • U.S.News & World Report3 days ago

    Shopping Holidays: The Best Days to Shop in 2018

    Trying to save money in 2018? You don't have to cut back on shopping. Instead, consider the timing of your purchases. Knowing when seasonal items tend go on sale and when major sales holidays take place ...

  • U.S.News & World Report3 days ago

    Tax Reform Changes the Way Parents Can Pay for School

    The Tax Cuts and Jobs Act signed into law on Dec. 22 made a number of sweeping changes to the tax code. Included in the bill was a provision which allowed families to make tax-free withdrawals of up to $10,000 per year from a 529 plan to pay for children attending private schools. A 529 college savings

  • U.S.News & World Report3 days ago

    Tax Reform Changes the Way Parents Can Pay for School

    The Tax Cuts and Jobs Act signed into law on Dec. 22 made a number of sweeping changes to the tax code. Included in the bill was a provision which allowed families to make tax-free withdrawals of up to $10,000 per year from a 529 plan to pay for children attending private schools. A 529 college savings

  • U.S.News & World Report7 days ago

    Avocado Toast and 4 Other Spending Habits to Re-Examine in the New Year

    You always hear that if you'd only give up your expensive coffee habit, your life would be so much more financially comfortable. Lately, the poster child for extravagant and unnecessary purchases has been avocado toast, and, of course, smoking has long been pointed out as being a cancer on one'

  • U.S.News & World Report7 days ago

    Avocado Toast and 4 Other Spending Habits to Re-Examine in the New Year

    You always hear that if you'd only give up your expensive coffee habit, your life would be so much more financially comfortable. Lately, the poster child for extravagant and unnecessary purchases has been avocado toast, and, of course, smoking has long been pointed out as being a cancer on one'

  • U.S.News & World Report7 days ago

    Facebook Inc (FB) News Feed Change Is a Necessary Evil

    Facebook Inc (Nasdaq: FB) stock was getting hammered on Friday, selling off by more than 4 percent after CEO Mark Zuckerberg announced changes to the Facebook News Feed. Zuckerberg says the revamped News Feed will prioritize "meaningful social reactions." Zuckerberg also warns that Facebook

  • U.S.News & World Report7 days ago

    Facebook Inc (FB) News Feed Change Is a Necessary Evil

    Facebook Inc (Nasdaq: FB) stock was getting hammered on Friday, selling off by more than 4 percent after CEO Mark Zuckerberg announced changes to the Facebook News Feed. Zuckerberg says the revamped News Feed will prioritize "meaningful social reactions." Zuckerberg also warns that Facebook

  • U.S.News & World Report7 days ago

    8 Insider Tips to Crush Your Next Ski Trip Safely

    Dr. Bill Roberts and his wife take a ski trip every year. "I spend a lot of my year staying fit so that week or two of skiing is more comfortable," says Roberts, a professor in the University of Minnesota's Department of Family Medicine and Community Health and the Program in Sports Medicine

  • U.S.News & World Report7 days ago

    Should You Max Out Your 401(k) Early in the Year?

    The typical employee contributed 8.5 percent of his salary to a 401(k) in the third quarter of 2017, according to Fidelity Investments -- the highest rate in almost a decade. Twenty-nine percent of savers reported upping their contribution rate over the previous year. While investors are saving more

  • U.S.News & World Report7 days ago

    5 Clever Ways to Stay Financially Disciplined in the New Year

    If you're like many people, you created financial New Year's resolutions (and if you didn't, it's never too late). Maybe you want to go paperless, save more for retirement or pare down those credit card balances in 2018. When you run out of willpower, try these clever ways to stay disciplined

  • U.S.News & World Report7 days ago

    How to Better Manage Diabetes -- and Save Money Doing It

    Or while it can sometimes cost more to buy produce than processed foods, preparing healthy home cooked meals (with plenty of veggies) is typically more economical and better for you than eating out. In the same way, while managing a chronic condition like diabetes certainly isn't free, experts say

  • U.S.News & World Report8 days ago

    Should Tax Reform Change How You Save for Retirement?

    It's the most sweeping tax reform enacted in decades, but don't expect the Tax Cuts and Jobs Act to significantly change how you save for retirement. "I don't know that it fundamentally changes the advice we give," says David Brinkman, an investment relationship manager for Schneider