• MoneySmartyesterday

    Cost of Living in Singapore – Is Your Salary Really Enough?

    Singapore is always appearing at the top of those cost-of-living surveys. But how expensive is it really to live here? If you’re a young working adult or potential expat thinking of accepting that job offer in Singapore, you must be wondering just how much is “reasonable” for someone in your age group

  • MoneySmart3 days ago

    The Best Credit Card Promotions in Singapore 2018

    I know someone whose storeroom could double as a Samsonite warehouse – it’s filled to the brim with luggage from credit card promotions .  Free luggage aside, there are also other kinds of enticements ...

  • MoneySmart7 days ago

    Citibank SMRT Card Review 2018 – 5 Things to Know Before You Sign Up

    You might think that SMRT is the source of all your problems, but that doesn’t mean you should refuse to sign up for the Citibank SMRT Card out of spite. Its name might make it sound like a glorified EZ-Link card, but it’s actually one of the better cashback credit cards available right now. It’s one

  • MoneySmart21 days ago

    Renovation in Singapore 2018 – How Much Should You Budget?

    The most expensive thing you can buy in Singapore is probably your home. To help you see how much you need to spend, where all the money goes, and how you can keep the budget low, here’s our guide to renovating costs in Singapore. How much does a home renovation cost?

  • MoneySmartlast month

    Cashback That’s Unlimited? – The Best Credit Cards For Unlimited Cashback

    The credit card promises a super generous 15% cashback, until you read the fine print and discover that it’s capped at $10 a month. If you’ve got a huge expense coming up, like a wedding dinner or a new car, that cashback cap is going to cramp your style like an overprotective mother at the playground

  • MoneySmart2 months ago

    The Best Fixed Deposit Accounts in Singapore

    Fixed deposit or time deposit accounts are basically investments that earn you interest over a fixed tenure. You don’t need to do anything to earn this interest, just park your money with a bank. Think ...

  • MoneySmart2 months ago

    The Best Singapore Credit Card Promotions for Flights, Hotels & Travel Booking Sites (2018)

    Unless you’re a time-traveller from 1995 or an auntie who exclusively travels on Chan Brothers guided tours led by your favourite MediaCorp celebrity, you probably already know you can save a lot of money ...

  • MoneySmart2 months ago

    Cashback vs Air Miles vs Rewards – Which credit card is best for you?

    Picking the right type of credit card is more of an art than a science. It’s like choosing your Dungeons & Dragons character or starter Pokemon. In fact, just like Bulbasaur, Charmander and Squirtle, there are 3 major types of credit cards in Singapore – cashback, rewards and air miles credit cards.

  • MoneySmart2 months ago

    3 Fun Family Activities That Will Teach Your Kids to Save Money

    No matter how much you nag about the importance of saving money, your kids are going to learn a lot more from how you yourself spend, and the kinds of attitudes you reinforce when participating in family activities. Instead, spend your family weekends doing these three activities that will inculcate

  • MoneySmart3 months ago

    3 Pieces of Questionable Wealth Advice From Fengshui Masters, and What You Should Be Doing Instead

    If the rumours are to be believed, Singapore was built using feng shui principles. Everything from that octagon on our $1 coins to the direction in which the Singapore Flyer rotates (looks like that wasn’t enough to save it from bankruptcy, though) has been recommended by feng shui masters. Whether

  • U.S.News & World Report9 hours ago

    Guide to Credit Card Balance Transfers

    Whether you're aggressively tackling your credit card debt or simply want to save a few bucks on your monthly bill, a credit card balance transfer can help you reach your goal. Here's a look at how it works and how to perform a balance transfer if you decide it's the right move for you.

  • U.S.News & World Report9 hours ago

    Guide to Credit Card Balance Transfers

    Whether you're aggressively tackling your credit card debt or simply want to save a few bucks on your monthly bill, a credit card balance transfer can help you reach your goal. Here's a look at how it works and how to perform a balance transfer if you decide it's the right move for you.

  • U.S.News & World Reportyesterday

    Consumer Trends Good for Visa Stock

    Visa (ticker: V) investors have to wait another week for the company's second-quarter earnings report, but analysts say the economic backdrop for credit card companies suggest Visa could put up some big numbers. Visa and Mastercard ( MA) are both benefiting from healthy consumer spending trends

  • U.S.News & World Reportyesterday

    Consumer Trends Good for Visa Stock

    Visa (ticker: V) investors have to wait another week for the company's second-quarter earnings report, but analysts say the economic backdrop for credit card companies suggest Visa could put up some big numbers. Visa and Mastercard ( MA) are both benefiting from healthy consumer spending trends

  • U.S.News & World Report2 days ago

    How to Tell if You Have a Lousy 401(k) Plan

    Investing in a 401(k) plan allows you to defer paying income tax on the money you save for retirement, helps automate your decision to save for retirement by having the money withheld from your paycheck and often allows workers to get valuable employer contributions.

  • U.S.News & World Report2 days ago

    How to Tell if You Have a Lousy 401(k) Plan

    Investing in a 401(k) plan allows you to defer paying income tax on the money you save for retirement, helps automate your decision to save for retirement by having the money withheld from your paycheck and often allows workers to get valuable employer contributions.

  • U.S.News & World Report7 days ago

    How to Invest in Your 30s the Easy Way

    Because life in your 30s is a constant juggling act of competing financial priorities. "The biggest difference between [financial] planning in your 20s and 30s is life just gets more complicated," says Michelle Brownstein, senior vice president of private client services at Personal Capital

  • U.S.News & World Report7 days ago

    Is Your Excessive Daydreaming a Sign of a More Serious Problem?

    While definitions for what constitutes daydreaming differ -- and are commonly narrower than simply not thinking about the world in front of us -- experts say what's clear is that we spend a fair amount of time with our thoughts somewhere else rather than engaged in the present moment. "Daydreaming

  • U.S.News & World Report8 days ago

    Raising Both Biological and Adopted Children

    In early June, my daughter's birth mother "M" came to spend a week with us in our home. We kept counting the firsts as they piled up -- M's first airplane ride, M's first time on a bike in 30 years, M's first train ride -- but the one that hit me the hardest was M's first

  • U.S.News & World Report8 days ago

    10 Habits Standing Between You and Your Best Body

    What's more, eating a lot close to bedtime can disrupt your sleep, which also hinders weight-loss efforts. If you spend a great deal of time indoors, you probably don't sweat much and may slack on your fluid intake.

  • U.S.News & World Report8 days ago

    Why Repaying Federal Student Loans on a Credit Card Is a Bad Idea

    Some student loan borrowers may be tempted to use credit cards to make installment payments -- or even pay off entire balances. While the U.S. Department of the Treasury doesn't allow student loan servicers to accept credit card payments, some borrowers still look for ways around these limitations

  • U.S.News & World Report8 days ago

    Why Repaying Federal Student Loans on a Credit Card Is a Bad Idea

    Some student loan borrowers may be tempted to use credit cards to make installment payments -- or even pay off entire balances. While the U.S. Department of the Treasury doesn't allow student loan servicers to accept credit card payments, some borrowers still look for ways around these limitations

  • U.S.News & World Report8 days ago

    How to Become an Extreme Saver in 2018

    If you want to cultivate healthy financial habits this year -- and stash away some money for your emergency fund, your retirement, your kid's college education and that elusive worldwide vacation -- now is the time to develop smart saving practices.

  • U.S.News & World Report8 days ago

    How to Become an Extreme Saver in 2018

    If you want to cultivate healthy financial habits this year -- and stash away some money for your emergency fund, your retirement, your kid's college education and that elusive worldwide vacation -- now is the time to develop smart saving practices.

  • U.S.News & World Report9 days ago

    The Very Best Ways to Prevent Credit Card Fraud

    Consumers reported credit card fraud more often than any other form of identity theft in 2017, according to the Federal Trade Commission. While it's important to know what to do when you're a victim of credit card fraud, proactively protecting your sensitive information can prevent you from