Here’s the Salary Needed to Actually Take Home $100K in Every State

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If you’ve landed a job making $100K or more, the reality is that money is yours for the keeping.

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Federal income taxes and Social Security and Medicare take a chunk too. Then state and local taxes can take another bite. That six-figure salary quickly shrinks to a take-home pay of five figures.

So what do you need to earn to actually take home six figures? GOBankingRates determined the exact salary you would need to earn to take home an annual pay of $100,000 in each state after taxes.

Click through to see the salary you really need to take home a six-figure paycheck in every state.

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Alabama

• Salary needed for $100K: $145,515

• Take home salary: 68.72%

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Alaska

• Salary needed for $100K: $137,575

• Take home salary: 72.69%

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Arizona

• Salary needed for $100K: $142,935

• Take home salary: 69.96%

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Arkansas

• Salary needed for $100K: $148,570

• Take home salary: 67.31%

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California

• Salary needed for $100K: $153,700

• Take home salary: 65.08%

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Colorado

• Salary needed for $100K: $146,460

• Take home salary: 68.28%

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Connecticut

• Salary needed for $100K: $149,100

• Take home salary: 67.07%

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Delaware

• Salary needed for $100K: $149,545

• Take home salary: 66.89%

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Florida

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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Georgia

• Salary needed for $100K: $148,750

• Take home salary: 67.25%

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Hawaii

• Salary needed for $100K: $154,165

• Take home salary: 64.87%

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Idaho

• Salary needed for $100K: $147,315

• Take home salary: 67.88%

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Illinois

• Salary needed for $100K: $147,750

• Take home salary: 67.68%

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Indiana

• Salary needed for $100K: $148,975

• Take home salary: 67.13%

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Iowa

• Salary needed for $100K: $148,700

• Take home salary: 67.26%

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Kansas

• Salary needed for $100K: $148,400

• Take home salary: 67.39%

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Kentucky

• Salary needed for $100K: $150,000

• Take home salary: 66.72%

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Louisiana

• Salary needed for $100K: $145,340

• Take home salary: 68.81%

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Maine

• Salary needed for $100K: $151,640

• Take home salary: 65.95%

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Maryland

• Salary needed for $100K: $154,850

• Take home salary: 64.58%

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Massachusetts

• Salary needed for $100K: $147,565

• Take home salary: 67.77%

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Michigan

• Salary needed for $100K: $146,080

• Take home salary: 68.47%

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Minnesota

• Salary needed for $100K: $150,765

• Take home salary: 66.33%

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Mississippi

• Salary needed for $100K: $147,000

• Take home salary: 68.03%

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Missouri

• Salary needed for $100K: $147,030

• Take home salary: 68.02%

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Montana

• Salary needed for $100K: $150,750

• Take home salary: 66.34%

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Nebraska

• Salary needed for $100K: $149,700

• Take home salary: 66.81%

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Nevada

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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New Hampshire

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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New Jersey

• Salary needed for $100K: $148,135

• Take home salary: 67.51%

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New Mexico

• Salary needed for $100K: $146,250

• Take home salary: 68.39%

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New York

• Salary needed for $100K: $149,535

• Take home salary: 66.88%

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North Carolina

• Salary needed for $100K: $146,900

• Take home salary: 68.07%

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North Dakota

• Salary needed for $100K: $140,960

• Take home salary: 70.94%

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Ohio

• Salary needed for $100K: $145,450

• Take home salary: 68.74%

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Oklahoma

• Salary needed for $100K: $146,700

• Take home salary: 68.17%

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Oregon

• Salary needed for $100K: $156,280

• Take home salary: 63.99%

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Pennsylvania

• Salary needed for $100K: $146,165

• Take home salary: 68.42%

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Rhode Island

• Salary needed for $100K: $146,900

• Take home salary: 68.07%

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South Carolina

• Salary needed for $100K: $151,080

• Take home salary: 66.20%

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South Dakota

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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Tennessee

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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Texas

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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Utah

• Salary needed for $100K: $147,725

• Take home salary: 67.70%

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Vermont

• Salary needed for $100K: $149,800

• Take home salary: 66.76%

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Virginia

• Salary needed for $100K: $148,520

• Take home salary: 67.33%

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Washington

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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West Virginia

• Salary needed for $100K: $149,445

• Take home salary: 66.92%

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Wisconsin

• Salary needed for $100K: $148,200

• Take home salary: 67.48%

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Wyoming

• Salary needed for $100K: $137,290

• Take home salary: 72.84%

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See What It Takes To Take Home $100K in Your State

Eight states tie for the lowest salary needed to take home $100,000 after taxes — about  $137,290. The eight states are Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.

The top five states with the highest salaries needed to take home $100,000 after taxes:

• Oregon: $156,280

• California: $153,700

• Maryland: $154,850

• Hawaii: $154,165

• Maine: $151,640

Methodology: GOBankingRates determined the salary you would need to take home an annual pay of $100,000 after federal, state and local taxes, plus FICA withholdings. All data was collected on and is up-to-date as-of May 2, 2024.

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This article originally appeared on GOBankingRates.com: Here’s the Salary Needed to Actually Take Home $100K in Every State