Yahoo Finance 100 Cities Where You’re Most and Least Likely To Live Paycheck to Paycheck
Living paycheck to paycheck can mean a lot of different things depending on your unique financial situation and where you live. Sometimes, even if you work full time and own your own home there may not be a lot of wiggle room left over on payday once the bills have been seen to and you know, you’ve eaten. If you are looking to make some physical money moves to see if a new location can make your dollars make more sense, it’s good to know you have more affordable options.
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In a recent study, GOBankingRates found the cities in each state where you’re the most likely and least likely to live paycheck to paycheck. These averages were based on cost of expenditures, mortgage payments, cost of living and median household income. Here are some key takeaways:
The city with the smallest positive amount of savings per month was recorded as the city with the most likely to live paycheck-to-paycheck
The city with the highest savings is the city with the least likely to live paycheck to paycheck.
Hickory Flat, Mississippi, was named the city with the lowest amount left for savings, which was estimated at $6.
New Albany, Ohio, was named the city with the most money left for savings with a whopping $156,803.
Take a look at where you are most and least likely to live paycheck to paycheck.
Paycheck to Paycheck: Alabama
Most Likely To Live Paycheck to Paycheck: Shorter
Average annual cost of expenditures: $22,838
Average annual mortgage: $9,878
Average annual cost of living: $32,716
Household median income: $32,917
Leftover savings estimate: $201
Least Likely To Live Paycheck to Paycheck: Mountain Brook
Average annual cost of expenditures: $24,266
Average annual mortgage: $59,081
Average annual cost of living: $83,347
Household median income: $167,007
Leftover savings estimate: $83,660
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Paycheck to Paycheck: Alaska
Most Likely To Live Paycheck to Paycheck: Palmer
Average annual cost of expenditures: $30,841
Average annual mortgage: $27,783
Average annual cost of living: $58,624
Household median income: $68,929
Leftover savings estimate: $10,305
Least Likely To Live Paycheck to Paycheck: Sterling
Average annual cost of expenditures: $27,049
Average annual mortgage: $24,545
Average annual cost of living: $51,594
Household median income: $98,542
Leftover savings estimate: $46,948
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Paycheck to Paycheck: Arizona
Most Likely To Live Paycheck to Paycheck: Bullhead City
Average annual cost of expenditures: $23,789
Average annual mortgage: $22,741
Average annual cost of living: $46,530
Household median income: $47,129
Leftover savings estimate: $599
Least Likely To Live Paycheck to Paycheck: Vail
Average annual cost of expenditures: $23,735
Average annual mortgage: $29,848
Average annual cost of living: $53,584
Household median income: $120,179
Leftover savings estimate: $66,595
Paycheck to Paycheck: Arkansas
Most Likely To Live Paycheck to Paycheck: Lewisville
Average annual cost of expenditures: $21,174
Average annual mortgage: $6,551
Average annual cost of living: $27,725
Household median income: $29,250
Leftover savings estimate: $1,525
Least Likely To Live Paycheck to Paycheck: Haskell
Average annual cost of expenditures: $22,314
Average annual mortgage: $13,881
Average annual cost of living: $36,196
Household median income: $98,571
Leftover savings estimate: $62,375
Paycheck to Paycheck: California
Most Likely To Live Paycheck to Paycheck: Arden-Arcade
Average annual cost of expenditures: $25,943
Average annual mortgage: $38,505
Average annual cost of living: $64,448
Household median income: $64,479
Leftover savings estimate: $31
Least Likely To Live Paycheck to Paycheck: Granite Bay
Average annual cost of expenditures: $26,235
Average annual mortgage: $81,775
Average annual cost of living: $108,010
Household median income: $177,803
Leftover savings estimate: $69,793
Paycheck to Paycheck: Colorado
Most Likely To Live Paycheck to Paycheck: Greenwood Village
Average annual cost of expenditures: $24,478
Average annual mortgage: $113,988
Average annual cost of living: $138,466
Household median income: $139,144
Leftover savings estimate: $678
Least Likely To Live Paycheck to Paycheck: Castle Pines
Average annual cost of expenditures: $24,827
Average annual mortgage: $65,875
Average annual cost of living: $90,702
Household median income: $189,280
Leftover savings estimate: $98,578
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Paycheck to Paycheck: Connecticut
Most Likely To Live Paycheck to Paycheck: New Haven
Average annual cost of expenditures: $28,843
Average annual mortgage: $22,745
Average annual cost of living: $51,588
Household median income: $54,305
Leftover savings estimate: $2,717
Least Likely To Live Paycheck to Paycheck: Weston
Average annual cost of expenditures: $30,839
Average annual mortgage: $85,595
Average annual cost of living: $116,434
Household median income: $250,000
Leftover savings estimate: $133,566
Paycheck to Paycheck: Delaware
Most Likely To Live Paycheck to Paycheck: Seaford
Average annual cost of expenditures: $24,683
Average annual mortgage: $21,498
Average annual cost of living: $46,181
Household median income: $49,469
Leftover savings estimate: $3,288
Least Likely To Live Paycheck to Paycheck: Hockessin
Average annual cost of expenditures: $26,606
Average annual mortgage: $41,457
Average annual cost of living: $68,063
Household median income: $164,848
Leftover savings estimate: $96,785
Paycheck to Paycheck: Florida
Most Likely To Live Paycheck to Paycheck: Wilton Manors
Average annual cost of expenditures: $26,515
Average annual mortgage: $54,747
Average annual cost of living: $81,262
Household median income: $81,424
Leftover savings estimate: $162
Least Likely To Live Paycheck to Paycheck: Gotha
Average annual cost of expenditures: $25,659
Average annual mortgage: $36,055
Average annual cost of living: $61,714
Household median income: $174,750
Leftover savings estimate: $113,036
Paycheck to Paycheck: Georgia
Most Likely To Live Paycheck to Paycheck: Athens
Average annual cost of expenditures: $23,701
Average annual mortgage: $23,955
Average annual cost of living: $47,656
Household median income: $47,798
Leftover savings estimate: $142
Least Likely To Live Paycheck to Paycheck: Decatur
Average annual cost of expenditures: $25,801
Average annual mortgage: $22,396
Average annual cost of living: $48,197
Household median income: $129,992
Leftover savings estimate: $81,795
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Paycheck to Paycheck: Hawaii
Most Likely To Live Paycheck to Paycheck: Makawao
Average annual cost of expenditures: $30,490
Average annual mortgage: $77,891
Average annual cost of living: $108,381
Household median income: $109,385
Leftover savings estimate: $1,004
Least Likely To Live Paycheck to Paycheck: Kapolei
Average annual cost of expenditures: $32,208
Average annual mortgage: $65,349
Average annual cost of living: $97,557
Household median income: $121,768
Leftover savings estimate: $24,211
Paycheck to Paycheck: Idaho
Most Likely To Live Paycheck to Paycheck: Coeur d’Alene
Average annual cost of expenditures: $23,112
Average annual mortgage: $40,302
Average annual cost of living: $63,414
Household median income: $65,786
Leftover savings estimate: $2,372
Least Likely To Live Paycheck to Paycheck: Meridian
Average annual cost of expenditures: $23,128
Average annual mortgage: $37,572
Average annual cost of living: $60,700
Household median income: $93,296
Leftover savings estimate: $32,596
Paycheck to Paycheck: Illinois
Most Likely To Live Paycheck to Paycheck: East Saint Louis
Average annual cost of expenditures: $23,340
Average annual mortgage: $2,700
Average annual cost of living: $26,041
Household median income: $28,519
Leftover savings estimate: $2,478
Least Likely To Live Paycheck to Paycheck: Hinsdale
Average annual cost of expenditures: $26,345
Average annual mortgage: $78,604
Average annual cost of living: $104,949
Household median income: $250,000
Leftover savings estimate: $145,051
Paycheck to Paycheck: Indiana
Most Likely To Live Paycheck to Paycheck: Shoal
Average annual cost of expenditures: $20,923
Average annual mortgage: $11,818
Average annual cost of living: $32,741
Household median income: $35,724
Leftover savings estimate: $2,983
Least Likely To Live Paycheck to Paycheck: Zionsville
Average annual cost of expenditures: $23,657
Average annual mortgage: $43,588
Average annual cost of living: $67,245
Household median income: $152,788
Leftover savings estimate: $85,543
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Paycheck to Paycheck: Iowa
Most Likely To Live Paycheck to Paycheck: Iowa City
Average annual cost of expenditures: $25,123
Average annual mortgage: $22,707
Average annual cost of living: $47,831
Household median income: $54,879
Leftover savings estimate: $7,048
Least Likely To Live Paycheck to Paycheck: Clive
Average annual cost of expenditures: $22,052
Average annual mortgage: $30,930
Average annual cost of living: $52,982
Household median income: $124,908
Leftover savings estimate: $71,926
Paycheck to Paycheck: Kansas
Most Likely To Live Paycheck to Paycheck: Oaklawn-Sunview
Average annual cost of expenditures: $22,797
Average annual mortgage: $5,453
Average annual cost of living: $28,250
Household median income: $33,804
Leftover savings estimate: $5,554
Least Likely To Live Paycheck to Paycheck: Mission Hills
Average annual cost of expenditures: $23,612
Average annual mortgage: $99,291
Average annual cost of living: $122,903
Household median income: $250,000
Leftover savings estimate: $127,097
Paycheck to Paycheck: Kentucky
Most Likely To Live Paycheck to Paycheck: Murray
Average annual cost of expenditures: $21,969
Average annual mortgage: $12,253
Average annual cost of living: $34,222
Household median income: $37,421
Leftover savings estimate: $3,199
Least Likely To Live Paycheck to Paycheck: Prospect
Average annual cost of expenditures: $23,902
Average annual mortgage: $45,963
Average annual cost of living: $69,866
Household median income: $173,528
Leftover savings estimate: $103,662
Paycheck to Paycheck: Louisiana
Most Likely To Live Paycheck to Paycheck: Bastrop
Average annual cost of expenditures: $23,470
Average annual mortgage: $5,629
Average annual cost of living: $29,099
Household median income: $29,286
Leftover savings estimate: $187
Least Likely To Live Paycheck to Paycheck: Youngsville
Average annual cost of expenditures: $25,474
Average annual mortgage: $19,608
Average annual cost of living: $45,082
Household median income: $111,619
Leftover savings estimate: $66,537
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Paycheck to Paycheck: Maine
Most Likely To Live Paycheck to Paycheck: Old Orchard Beach
Average annual cost of expenditures: $24,785
Average annual mortgage: $36,631
Average annual cost of living: $61,416
Household median income: $62,335
Leftover savings estimate: $919
Least Likely To Live Paycheck to Paycheck: Gorham
Average annual cost of expenditures: $23,586
Average annual mortgage: $38,118
Average annual cost of living: $61,705
Household median income: $96,332
Leftover savings estimate: $34,627
Paycheck to Paycheck: Maryland
Most Likely To Live Paycheck to Paycheck: Ocean City
Average annual cost of expenditures: $22,635
Average annual mortgage: $36,621
Average annual cost of living: $59,256
Household median income: $62,401
Leftover savings estimate: $3,145
Least Likely To Live Paycheck to Paycheck: Garrett Park
Average annual cost of expenditures: $27,630
Average annual mortgage: $74,603
Average annual cost of living: $102,233
Household median income: $250,000
Leftover savings estimate: $147,767
Paycheck to Paycheck: Massachusetts
Most Likely To Live Paycheck to Paycheck: Lynn
Average annual cost of expenditures: $27,683
Average annual mortgage: $40,659
Average annual cost of living: $68,342
Household median income: $70,046
Leftover savings estimate: $1,704
Least Likely To Live Paycheck to Paycheck: Sharon
Average annual cost of expenditures: $27,835
Average annual mortgage: $61,909
Average annual cost of living: $89,744
Household median income: $173,938
Leftover savings estimate: $84,194
Paycheck to Paycheck: Michigan
Most Likely To Live Paycheck to Paycheck: East Lansing
Average annual cost of expenditures: $22,182
Average annual mortgage: $21,325
Average annual cost of living: $43,507
Household median income: $44,094
Leftover savings estimate: $587
Least Likely To Live Paycheck to Paycheck: Bloomfield Hills
Average annual cost of expenditures: $24,367
Average annual mortgage: $49,144
Average annual cost of living: $73,511
Household median income: $200,054
Leftover savings estimate: $126,543
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Paycheck to Paycheck: Minnesota
Most Likely To Live Paycheck to Paycheck: Floodwood
Average annual cost of expenditures: $21,542
Average annual mortgage: $11,395
Average annual cost of living: $32,937
Household median income: $34,583
Leftover savings estimate: $1,646
Least Likely To Live Paycheck to Paycheck: Victoria
Average annual cost of expenditures: $24,013
Average annual mortgage: $41,896
Average annual cost of living: $65,909
Household median income: $179,515
Leftover savings estimate: $113,606
Paycheck to Paycheck: Mississippi
Most Likely To Live Paycheck to Paycheck: Hickory Flat
Average annual cost of expenditures: $23,545
Average annual mortgage: $9,668
Average annual cost of living: $33,213
Household median income: $33,219
Leftover savings estimate: $6
Least Likely To Live Paycheck to Paycheck: Madison
Average annual cost of expenditures: $22,969
Average annual mortgage: $28,520
Average annual cost of living: $51,489
Household median income: $124,575
Leftover savings estimate: $73,086
Paycheck to Paycheck: Missouri
Most Likely To Live Paycheck to Paycheck: Humansville
Average annual cost of expenditures: $23,221
Average annual mortgage: $11,551
Average annual cost of living: $34,772
Household median income: $35,278
Leftover savings estimate: $506
Least Likely To Live Paycheck to Paycheck: Ladue
Average annual cost of expenditures: $23,980
Average annual mortgage: $84,576
Average annual cost of living: $108,556
Household median income: $250,000
Leftover savings estimate: $141,444
Paycheck to Paycheck: Montana
Most Likely To Live Paycheck to Paycheck: Livingston
Average annual cost of expenditures: $23,578
Average annual mortgage: $38,988
Average annual cost of living: $62,565
Household median income: $62,893
Leftover savings estimate: $328
Least Likely To Live Paycheck to Paycheck: Havre
Average annual cost of expenditures: $22,332
Average annual mortgage: $18,188
Average annual cost of living: $40,520
Household median income: $63,143
Leftover savings estimate: $22,623
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Paycheck to Paycheck: Nebraska
Most Likely To Live Paycheck to Paycheck: Humboldt
Average annual cost of expenditures: $23,661
Average annual mortgage: $9,336
Average annual cost of living: $32,997
Household median income: $42,708
Leftover savings estimate: $9,711
Least Likely To Live Paycheck to Paycheck: Geneva
Average annual cost of expenditures: $22,910
Average annual mortgage: $11,116
Average annual cost of living: $34,026
Household median income: $86,667
Leftover savings estimate: $52,641
Paycheck to Paycheck: Nevada
Most Likely To Live Paycheck to Paycheck: Gardnerville
Average annual cost of expenditures: $23,129
Average annual mortgage: $41,876
Average annual cost of living: $65,006
Household median income: $66,157
Leftover savings estimate: $1,151
Least Likely To Live Paycheck to Paycheck: Spring Creek
Average annual cost of expenditures: $25,860
Average annual mortgage: $26,351
Average annual cost of living: $52,211
Household median income: $109,952
Leftover savings estimate: $57,741
Paycheck to Paycheck: New Hampshire
Most Likely To Live Paycheck to Paycheck: Berlin
Average annual cost of expenditures: $21,601
Average annual mortgage: $12,799
Average annual cost of living: $34,400
Household median income: $41,638
Leftover savings estimate: $7,238
Least Likely To Live Paycheck to Paycheck: Amherst
Average annual cost of expenditures: $24,778
Average annual mortgage: $46,834
Average annual cost of living: $71,612
Household median income: $144,940
Leftover savings estimate: $73,328
Paycheck to Paycheck: New Jersey
Most Likely To Live Paycheck to Paycheck: New Brunswick
Average annual cost of expenditures: $27,415
Average annual mortgage: $29,701
Average annual cost of living: $57,116
Household median income: $57,138
Leftover savings estimate: $22
Least Likely To Live Paycheck to Paycheck: Chatham
Average annual cost of expenditures: $29,057
Average annual mortgage: $88,606
Average annual cost of living: $117,662
Household median income: $250,000
Leftover savings estimate: $132,338
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Paycheck to Paycheck: New Mexico
Most Likely To Live Paycheck to Paycheck: Silver City
Average annual cost of expenditures: $20,467
Average annual mortgage: $16,202
Average annual cost of living: $36,669
Household median income: $36,853
Leftover savings estimate: $184
Least Likely To Live Paycheck to Paycheck: Los Alamos
Average annual cost of expenditures: $20,468
Average annual mortgage: $41,162
Average annual cost of living: $61,630
Household median income: $130,342
Leftover savings estimate: $68,712
Paycheck to Paycheck: New York
Most Likely To Live Paycheck to Paycheck: Sleepy Hollow
Average annual cost of expenditures: $28,936
Average annual mortgage: $69,476
Average annual cost of living: $98,412
Household median income: $98,580
Leftover savings estimate: $168
Least Likely To Live Paycheck to Paycheck: Merrick
Average annual cost of expenditures: $32,825
Average annual mortgage: $55,894
Average annual cost of living: $88,718
Household median income: $185,368
Leftover savings estimate: $96,650
Paycheck to Paycheck: North Carolina
Most Likely To Live Paycheck to Paycheck: Denver
Average annual cost of expenditures: $25,101
Average annual mortgage: $39,366
Average annual cost of living: $64,467
Household median income: $65,577
Leftover savings estimate: $1,110
Least Likely To Live Paycheck to Paycheck: Summerfield
Average annual cost of expenditures: $22,241
Average annual mortgage: $34,932
Average annual cost of living: $57,173
Household median income: $148,182
Leftover savings estimate: $91,009
Paycheck to Paycheck: North Dakota
Most Likely To Live Paycheck to Paycheck: Devils Lake
Average annual cost of expenditures: $22,926
Average annual mortgage: $15,391
Average annual cost of living: $38,316
Household median income: $41,203
Leftover savings estimate: $2,887
Least Likely To Live Paycheck to Paycheck: West Fargo
Average annual cost of expenditures: $23,984
Average annual mortgage: $23,564
Average annual cost of living: $47,548
Household median income: $96,929
Leftover savings estimate: $49,381
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Paycheck to Paycheck: Ohio
Most Likely To Live Paycheck to Paycheck: New Boston
Average annual cost of expenditures: $22,002
Average annual mortgage: $4,294
Average annual cost of living: $26,296
Household median income: $26,972
Leftover savings estimate: $676
Least Likely To Live Paycheck to Paycheck: New Albany
Average annual cost of expenditures: $23,169
Average annual mortgage: $48,852
Average annual cost of living: $72,021
Household median income: $224,824
Leftover savings estimate: $152,803
Paycheck to Paycheck: Oklahoma
Most Likely To Live Paycheck to Paycheck: Konawa
Average annual cost of expenditures: $26,215
Average annual mortgage: $6,469
Average annual cost of living: $32,683
Household median income: $32,721
Leftover savings estimate: $38
Least Likely To Live Paycheck to Paycheck: Jenks
Average annual cost of expenditures: $23,596
Average annual mortgage: $24,185
Average annual cost of living: $47,781
Household median income: $101,767
Leftover savings estimate: $53,986
Paycheck to Paycheck: Oregon
Most Likely To Live Paycheck to Paycheck: Ashland
Average annual cost of expenditures: $23,030
Average annual mortgage: $40,271
Average annual cost of living: $63,300
Household median income: $64,767
Leftover savings estimate: $1,467
Least Likely To Live Paycheck to Paycheck: West Linn
Average annual cost of expenditures: $25,480
Average annual mortgage: $57,874
Average annual cost of living: $83,354
Household median income: $134,116
Leftover savings estimate: $50,762
Paycheck to Paycheck: Pennsylvania
Most Likely To Live Paycheck to Paycheck: Reading
Average annual cost of expenditures: $25,401
Average annual mortgage: $17,413
Average annual cost of living: $42,814
Household median income: $42,852
Leftover savings estimate: $38
Least Likely To Live Paycheck to Paycheck: Wyncote
Average annual cost of expenditures: $25,457
Average annual mortgage: $30,629
Average annual cost of living: $56,086
Household median income: $130,833
Leftover savings estimate: $74,747
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Paycheck to Paycheck: Rhode Island
Most Likely To Live Paycheck to Paycheck: Woonsocket
Average annual cost of expenditures: $25,129
Average annual mortgage: $26,113
Average annual cost of living: $51,242
Household median income: $54,398
Leftover savings estimate: $3,156
Least Likely To Live Paycheck to Paycheck: Warwick
Average annual cost of expenditures: $24,604
Average annual mortgage: $27,769
Average annual cost of living: $52,373
Household median income: $81,009
Leftover savings estimate: $28,636
Paycheck to Paycheck: South Carolina
Most Likely To Live Paycheck to Paycheck: Calhoun Falls
Average annual cost of expenditures: $21,123
Average annual mortgage: $7,400
Average annual cost of living: $28,523
Household median income: $30,078
Leftover savings estimate: $1,555
Least Likely To Live Paycheck to Paycheck: Tega Cay
Average annual cost of expenditures: $24,365
Average annual mortgage: $42,007
Average annual cost of living: $66,372
Household median income: $140,172
Leftover savings estimate: $73,800
Paycheck to Paycheck: South Dakota
Most Likely To Live Paycheck to Paycheck: Spearfish
Average annual cost of expenditures: $25,927
Average annual mortgage: $30,980
Average annual cost of living: $56,907
Household median income: $58,734
Leftover savings estimate: $1,827
Least Likely To Live Paycheck to Paycheck: Brandon
Average annual cost of expenditures: $22,567
Average annual mortgage: $26,955
Average annual cost of living: $49,522
Household median income: $101,747
Leftover savings estimate: $52,225
Paycheck to Paycheck: Tennessee
Most Likely To Live Paycheck to Paycheck: Crossville
Average annual cost of expenditures: $22,908
Average annual mortgage: $21,446
Average annual cost of living: $44,354
Household median income: $44,375
Leftover savings estimate: $21
Least Likely To Live Paycheck to Paycheck: Ridgeside
Average annual cost of expenditures: $22,508
Average annual mortgage: $39,566
Average annual cost of living: $62,074
Household median income: $158,750
Leftover savings estimate: $96,676
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Paycheck to Paycheck: Texas
Most Likely To Live Paycheck to Paycheck: Nacogdoches
Average annual cost of expenditures: $21,498
Average annual mortgage: $15,137
Average annual cost of living: $36,635
Household median income: $37,612
Leftover savings estimate: $977
Least Likely To Live Paycheck to Paycheck: Lantana
Average annual cost of expenditures: $24,794
Average annual mortgage: $44,621
Average annual cost of living: $69,415
Household median income: $205,412
Leftover savings estimate: $135,997
Paycheck to Paycheck: Utah
Most Likely To Live Paycheck to Paycheck: Logan
Average annual cost of expenditures: $24,135
Average annual mortgage: $27,701
Average annual cost of living: $51,836
Household median income: $52,473
Leftover savings estimate: $637
Likely To Live Paycheck to Paycheck: Highland
Average annual cost of expenditures: $23,115
Average annual mortgage: $67,148
Average annual cost of living: $90,263
Household median income: $166,429
Leftover savings estimate: $76,166
Paycheck to Paycheck: Vermont
Most Likely To Live Paycheck to Paycheck: Barre
Average annual cost of expenditures: $29,267
Average annual mortgage: $21,013
Average annual cost of living: $50,280
Household median income: $53,798
Leftover savings estimate: $3,518
Least Likely To Live Paycheck to Paycheck: Shelburne
Average annual cost of expenditures: $30,485
Average annual mortgage: $52,249
Average annual cost of living: $82,734
Household median income: $102,213
Leftover savings estimate: $19,479
Paycheck to Paycheck: Virginia
Most Likely To Live Paycheck to Paycheck: Scottsburg
Average annual cost of expenditures: $22,044
Average annual mortgage: $8,227
Average annual cost of living: $30,271
Household median income: $31,250
Leftover savings estimate: $979
Least Likely To Live Paycheck to Paycheck: Dunn Loring
Average annual cost of expenditures: $27,187
Average annual mortgage: $85,839
Average annual cost of living: $113,026
Household median income: $238,734
Leftover savings estimate: $125,708
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Paycheck to Paycheck: Washington
Most Likely To Live Paycheck to Paycheck: Bellevue
Average annual cost of expenditures: $26,849
Average annual mortgage: $121,577
Average annual cost of living: $148,426
Household median income: $149,551
Leftover savings estimate: $1,125
Least Likely To Live Paycheck to Paycheck: Snoqualmie
Average annual cost of expenditures: $26,221
Average annual mortgage: $81,428
Average annual cost of living: $107,648
Household median income: $186,353
Leftover savings estimate: $78,705
Paycheck to Paycheck: West Virginia
Most Likely To Live Paycheck to Paycheck: Kermit
Average annual cost of expenditures: $24,767
Average annual mortgage: $5,333
Average annual cost of living: $30,100
Household median income: $30,625
Leftover savings estimate: $525
Least Likely To Live Paycheck to Paycheck: West Union
Average annual cost of expenditures: $23,960
Average annual mortgage: $7,748
Average annual cost of living: $31,708
Household median income: $88,833
Leftover savings estimate: $57,125
Paycheck to Paycheck: Wisconsin
Most Likely To Live Paycheck to Paycheck: Whitewater
Average annual cost of expenditures: $21,709
Average annual mortgage: $22,567
Average annual cost of living: $44,276
Household median income: $46,135
Leftover savings estimate: $1,859
Least Likely To Live Paycheck to Paycheck: Whitefish Bay
Average annual cost of expenditures: $23,672
Average annual mortgage: $42,531
Average annual cost of living: $66,203
Household median income: $142,356
Leftover savings estimate: $76,153
Paycheck to Paycheck: Wyoming
Most Likely To Live Paycheck to Paycheck: Sheridan
Average annual cost of expenditures: $27,353
Average annual mortgage: $29,388
Average annual cost of living: $56,741
Household median income: $57,667
Leftover savings estimate: $926
Least Likely To Live Paycheck to Paycheck: Gillette
Average annual cost of expenditures: $26,324
Average annual mortgage: $22,971
Average annual cost of living: $49,295
Household median income: $90,415
Leftover savings estimate: $41,120
Methodology: For this study, GOBankingRates found the cities in each state where you’re the most likely and least likely to live paycheck to paycheck. First GOBankingRates gathered cost of living indexes for over 6,400 cities across the United States. For each city the average single-family home value from April of 2024 was found as sourced from Zillow Home Value Index. By assuming a 10% downpayment and using the national 30-year fixed mortgage rate, the average mortgage cost can be calculated. Using the average mortgage cost and the average expenditure cost, the total cost of living can be calculated. Using the median household income, as sourced from the U.S. Census American Community Survey, the average amount of savings after the total annual cost of living can be calculated. The city with the smallest positive amount of savings per month was recorded as the city with the most likely to live paycheck to paycheck and the city with the highest savings is the city with the least likely to live paycheck to paycheck. All data was collected on and is up to date as of May 24, 2024.
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This article originally appeared on GOBankingRates.com: 100 Cities Where You’re Most and Least Likely To Live Paycheck to Paycheck
