10 Best Cities To Retire If You Still Have Debt

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Where you live matters for several reasons. You might want to be close to family or nature and attractions. But cost of living also comes into play — especially when you retire and transition to a fixed income.

To find cheap, beautiful places to retire with just $250,000 in savings, GOBankingRates recently analyzed cities across a variety of factors including the cost of living for groceries, healthcare, transportation and miscellaneous expenses.

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All scores were combined and sorted to reveal places that are beautiful and cheap to retire on a savings of $250,000.

Here are cities with high livability scores that are cheaper than average and might be well-suited as a retirement location if you’re still paying off lingering debt.

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Alliance, Ohio

• Years to drawdown $250,000 savings: 44.3 years

• Livability index: 76

Mount Pleasant, Michigan

• Years to drawdown $250,000 savings: 36.4 years

• Livability index: 82

Steubenville, Ohio

• Years to drawdown $250,000 savings: 33.1 years

• Livability index: 76

Youngstown, Ohio

• Years to drawdown $250,000 savings: 32.8 years

• Livability index: 80

Pocatello, Idaho

• Years to drawdown $250,000 savings: 26.5 years

• Livability index: 84

Pullman, Washington

• Years to drawdown $250,000 savings: 20 years

• Livability index: 85

University Heights, Ohio

• Years to drawdown $250,000 savings: 19.8 years

• Livability index: 89

North Tonawanda, New York

• Years to drawdown $250,000 savings: 18.5 years

• Livability index: 86

Sierra Vista, Arizona

• Years to drawdown $250,000 savings:16.3 years

• Livability index: 79

Clawson, Michigan

• Years to drawdown $250,000 savings: 14.4 years

• Livability index: 91

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This article originally appeared on GOBankingRates.com: 10 Best Cities To Retire If You Still Have Debt