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HDB Build-To-Order (BTO) Flats in Singapore

·37-min read
HDB Build-To-Order (BTO) Flats in Singapore
HDB Build-To-Order (BTO) Flats in Singapore

[Update: In the next two years, the median waiting period for BTO projects to be completed will be between four and four-and-a-half years. Some BTO projects continue to be delayed, with delays ranging between six to 12 months, due to the COVID-19 pandemic.]

Build-To-Order (BTO) is one of the modes of sale of new HDB BTO flats in Singapore. An HDB BTO sales launch takes place quarterly and typically offers a range of flat types across a few estates.

This system offers the applicant flexibility in location and timing when applying for his/her new flat. Construction will only begin if the demand for the number of apartments in a specific contract exceeds 70%.

A waiting period of about 3-4 years is usually required since flats are built upon order.

Contents

  • 2022 HDB BTO Launches

  • Upcoming HDB BTO Launch (November 2022)

    • Non-mature Estates

    • Mature Estates

  • HDB BTO Application and Selection

  • HDB BTO Eligibility

  • HDB BTO Financing

    • HDB Home Loan

    • Bank Loan

  • Past HDB BTO Projects (By Estate)

2022 HDB BTO Launches

The BTO supply for 2022 launches, according to HDB:

BTO February 2022

3,953 units

BTO May 2022

4,583 units

BTO August 2022

4,993 units

BTO November 2022

About 9,500 units

The 2022 HDB BTO flats are in the following locations:

BTO February 2022

Geylang, Kallang/Whampoa, Tengah, and Yishun

BTO May 2022

Bukit Merah, Jurong West, Queenstown, Toa Payoh, and Yishun

BTO August 2022

Ang Mo Kio, Bukit Merah, Choa Chu Kang, Jurong East, Tampines, and Woodlands

BTO November 2022

Bukit Batok, Kallang/Whampoa, Queenstown, Tengah and Yishun

Back to top

BTO Launch Months

Every year, HDB releases new BTO flats in February, May, August and November. 2020 was an exception when the May projects were postponed and eventually combined with the August launch.

BTO Locations

The specific BTO locations vary depending on the launch, but there are typically four to five estates each time. For example, the May 2022 BTO saw projects in five estates, while the August 2022 BTO flats will be located across six estates.

The upcoming November 2022 BTO launch will see flats launched across five estates.

Prime Location Public Housing (PLH) Model

On 27 October 2021, HDB announced the Prime Location Housing (PLH) model. During the Nov 2021 launch, River Peaks I & II in Rochor were the first flats released under the PLH model. The second PLH BTO project is King George’s Heights in Kallang/Whampoa, from the February 2022 launch.

The latest PLH BTO projects are Alexandra View and Havelock Hillside, from the August 2022 BTO launch.

The goal of the PLH model is to keep BTO flats launched in prime, central locations such as the city centre and surrounding areas (e.g. the Greater Southern Waterfront) affordable and inclusive. As such, PLH flats are subject to a subsidy clawback, a 10-year Minimum Occupation Period (MOP), and other rules.

[ArticleCallout]{ “title”: “Prime Location Public Housing (PLH) Model Singapore: Additional Subsidies, 10-Year MOP and More”, “excerpt”: “Learn more about the PLH model here.”, “link”: “https://www.propertyguru.com.sg/property-guides/hdb-prime-location-housing-model-plh-56833”, “image”: “https://img.iproperty.com.my/angel-legacy/1110×624-crop/static/2021/10/hdb-prime-location-housing-model-.jpg” } [/ArticleCallout]

Upcoming HDB BTO Launch — November 2022

The August 2022 BTO applications are now closed. For the upcoming November 2022 BTO launch, new flats will be offered at the following estates:

Estate

Flat type

Units available

Bukit Batok

2-room Flexi, 3-room, 4-room, 5-room

790

Kallang/Whampoa

3-room, 4-room

470

Queenstown

2-room Flexi, 3-room, 4-room, Community Care Apartment

3,250

Tengah

2-room Flexi, 3-room, 4-room, 5-room

2,070

Yishun

2-room Flexi, 3-room, 4-room, 5-room

2,960

Note: This page serves the purpose of providing information only. To purchase a BTO, please visit the HDB Flat Portal.

BTO Flat Types

The projects in the different estates may offer different flat types. For example, if you have a larger family and are looking for a more spacious 5-room BTO flat, not all of the projects may offer it. Likewise, if you want a smaller, more affordable 3-room BTO flat, some of the mature estates may not have it in the unit mix. The most common – but also most popular – flat type is the 4-room BTO flat.

HDB Ethnic Integration Policy (EIP)

HDB implements a policy known as the Ethnic Integration Policy (EIP) to ensure a good mix of households from different ethnic groups. The quota is revised on the 1st of every month, but may be generalized to the following approximate percentages: 85% Chinese, 22% Malay and 13% Indian and Other Households.

Applicants may check their eligibility here for buying into a particular block.

[ArticleCallout]{ “title”: “EIP and HDB Quota: Let’s Talk About Race and Property Eligibility in Singapore”, “excerpt”: “Some of Singapore’s housing policies have ignited impassioned discussions, and the EIP imposed by the HDB is no exception.”, “link”: “https://www.propertyguru.com.sg/property-guides/racism-racial-discrimination-singapore-property-40716”, “image”: “https://img.iproperty.com.my/angel-legacy/1110×624-crop/static/2021/01/pexels-pixabay-racial-harmony-helping-hands.jpg” } [/ArticleCallout]

Back to top

Upcoming 2022 BTO Launches (Non-Mature Towns/Estates)

Bukit Batok

HDB BTO launch

November 2022

Location

Bukit Batok

Flat type

2-room Flexi, 3-room, 4-room, 5-room

Expected units

790

Location of the upcoming Bukit Batok HDB BTO Nov 2022 flats, bounded by Bukit Batok West Avenue 2 and Bukit Batok West Avenue 5. Source: HDB
Location of the upcoming Bukit Batok HDB BTO Nov 2022 flats, bounded by Bukit Batok West Avenue 2 and Bukit Batok West Avenue 5. Source: HDB

The upcoming BTO in Bukit Batok consists of 7900 2-room Flexi, 3-room, 4-room, and 5-room flats. The new flats will be bounded by Bukit Batok West Avenue 2 and Bukit Batok West Avenue 5.

This BTO site is a 10-minute walk from Bukit Gombak MRT station on the North South Line. Via the Bukit Batok Park Connector, future residents can head to Little Guilin, Bukit Batok Hillside Park and Bukit Batok Nature Park, giving them easy access to nature and greenery.

There are also numerous schools within easy walking distance. The Bukit Batok November 2022 BTO launch is expected to be reasonably priced.

Transportation

Shopping & leisure amenities

Educational institutions

Medical amenities

Bukit Gombak MRT station

Hong Kah North Community Club
Bukit Batok Hillside Park
Little Guilin
The Quest Shopping Mall
West Mall
Bukit Gombak Sports Hall
Bukit Gombak ActiveSG Stadium
Civil Service Club @ Bukit Batok

Dazhong Primary School
Dunearn Secondary School
St Anthony’s Primary School
Swiss Cottage Secondary School
Hillgrove Secondary School
Lianhua Primary School
Millennia Institute
Dulwich College (Singapore)

Bukit Batok West Clinic
Everhealth Family Clinic & Surgery
ProHealth Medical Group
Q & M Dental Surgery (Bukit Batok West)
Frontier Medical Associates

Read our full review of the upcoming November 2022 HDB BTO launch in Bukit Batok or browse HDB resale flats in Bukit Batok.

Tengah

HDB BTO launch

November 2022

Location

Tengah

Flat type

2-room Flexi, 3-room, 4-room, 5-room

Expected units

2,070

Location of the upcoming Tengah HDB BTO Nov 2022 flats located at Tengah Garden Avenue and Tengah Garden (u/c). Source: HDB
Location of the upcoming Tengah HDB BTO Nov 2022 flats located at Tengah Garden Avenue and Tengah Garden (u/c). Source: HDB

The BTO project in Tengah which is bounded by Tengah Garden Avenue and Tengah Garden (u/c), consists of about 2,070 2-room Flexi, 3-room, 4-room and 5-room flats. It is located near the Pan-Island Expressway (PIE).

The Tengah BTO project site is not near an existing MRT station. In part, this is due to the neighbourhood still being under construction. However, once the Jurong Region Line (JRL) is fully completed in 2029, residents will have easy access to F&B and entertainment options at Jem, Westgate or JCube.

Transportation

Shopping & leisure amenities

Educational institutions

Medical amenities

JS4 (Jurong Region Line; under construction)

Jurong Green Community Club
Jurong East Sport Centre

Jurongville Secondary School
Dulwich College
Jurong Primary School
Hua Yi Secondary School
Fuhua Secondary School
Yuhua Secondary School
Shuqun Primary School
Rulang Primary School
Jurong Pioneer Junior College
Canadian International School

Proposed Health & Medical Care centre (under construction)

Read our full review of the upcoming November 2022 HDB BTO launch in Tengah or browse HDB resale flats in Jurong West.

Yishun

HDB BTO launch

November 2022

Location

Yishun

Flat type

2-room Flexi, 3-room, 4-room, 5-room

Expected units

2,960

Location of the upcoming Yishun BTO flats, located along Yishun Avenue 1 and a future road that is under construction. Source: HDB
Location of the upcoming Yishun BTO flats, located along Yishun Avenue 1 and a future road that is under construction. Source: HDB
Location of the upcoming Yishun BTO flats, located along Yishun Avenue 1, close to Yishun Street 43. Source: HDB
Location of the upcoming Yishun BTO flats, located along Yishun Avenue 1, close to Yishun Street 43. Source: HDB
Location of the upcoming Yishun BTO flats, located along Yishun Avenue 1 and Miltonia Close. Source: HDB
Location of the upcoming Yishun BTO flats, located along Yishun Avenue 1 and Miltonia Close. Source: HDB

The Yishun November 2022 launch will see three sites, with all three sites overlooking Orchid Country Club’s golf course and the Lower Seletar Reservoir. The land plots, which are side by side, will yield 2,960 units of 2-room Flexi, 3-room, 4-room and 5-room flats.

The downside to the BTO launches is that they are located further away from the Yishun town centre and Central Business District (CBD). The nearest MRT stations, Khatib and Yishun, are half an hour away by foot; residents will have to take a bus there to connect to the North South Line.

Transportation

Shopping & leisure amenities

Educational institutions

Medical amenities

Yishun MRT station
Khatib MRT station

Yishun Mall
Wisteria Mall
Yishun Park Hawker Centre

Northbrooks Secondary School
Northland Primary School
North View Primary School
Chung Cheng High School (Yishun)
Huamin Primary School
Naval Base Primary School
Orchid Park Secondary School

Khoo Teck Puat Hospital
Yishun Community Hospital

Read our full review of the upcoming November 2022 HDB BTO launch in Yishun or browse HDB resale flats in Yishun.

Back to top

Upcoming 2022 BTO Launches (Mature Towns/Estates)

Kallang/Whampoa

HDB BTO launch

November 2022

Location

Kallang/Whampoa

Flat type

3-room, 4-room

Expected units

470

Location of the upcoming Kallang/Whampoa BTO flats, located along Lorong 1 Geylang. Source: HDB
Location of the upcoming Kallang/Whampoa BTO flats, located along Lorong 1 Geylang. Source: HDB

This Kallang/Whampoa BTO is located next to Kallang MRT station, at Lorong 1 Geylang. Future residents will enjoy a great city fringe location that offers short commute times to the CBD.

Being close to the Kallang sporting precinct means residents have easy access to many sports and recreational amenities like the Singapore Sports Hub.

Only about 470 3-room and 4-room flats are available, and they are expected to be more pricey than other launches.

Transportation

Shopping & leisure amenities

Educational institutions

Medical amenities

Kallang MRT station

Geylang West Community Club
Upper Boon Keng Market and Food Centre
Jalan Besar Community Club
Kitchener Complex
Jalan Besar Stadium and Swimming Complex
Kallang Squash and Tennis Centre
Kallang Netball Centre
Singapore Sports Hub
Kallang Riverside Club

Bendemeer Primary School
Bendemeer Secondary School

New Town Clinic
Boon Keng Clinic & Surgery
Q & M Surgery (Kallang)
T Medical Clinic (Kallang)

Read our full review of the upcoming November 2022 HDB BTO launch in Kallang/Whampoa or browse HDB resale flats in Kallang/Whampoa.

Queenstown

HDB BTO launch

November 2022

Location

Queenstown

Flat type

2-room Flexi, 3-room, 4-room

Expected units

3,250

Location of the upcoming Queenstown HDB BTO Nov 2022 flats located along Commonwealth Avenue West. Source: HDB
Location of the upcoming Queenstown HDB BTO Nov 2022 flats located along Commonwealth Avenue West. Source: HDB
Location of the upcoming Queenstown HDB BTO Nov 2022 flats located at the confluence of Portsdown Avenue and Queensway. Source: HDB
Location of the upcoming Queenstown HDB BTO Nov 2022 flats located at the confluence of Portsdown Avenue and Queensway. Source: HDB
Location of the upcoming Queenstown HDB BTO Nov 2022 flats bounded by Ghim Moh Road, Commonwealth Avenue West. Source: HDB
Location of the upcoming Queenstown HDB BTO Nov 2022 flats bounded by Ghim Moh Road, Commonwealth Avenue West. Source: HDB

There will be three upcoming BTO launches in Queenstown.

The first BTO site is next to Dover MRT station and consists of 1,330 units of 3-room and 4-room flats.

The second BTO site is a three-minute walk from Buona Vista MRT station and consists of 960 units of 2-room Flexi, 3-room and 4-room flats.

The third and last BTO site will see 960 Community Care Apartments, 3-room flats and 4-room flats situated along Queensway and the under-construction Queen’s Crescent, about 13 minutes’ walk from Queenstown MRT station.

As seen from the map, all three projects have very prime locations and are likely to fall under the PLH model.

Transportation

Shopping & leisure amenities

Educational institutions

Medical amenities

Dover MRT station
Queenstown MRT station
Buona Vista MRT station

Ulu Pandan Community Club
Buona Vista Community Club
The Star Vista
Holland Village
Anchorpoint Shopping Centre
Queensway Shopping Centre
Alexandra Village Food Centre
IKEA Alexandra

School of Science & Technology
Singapore Polytechnic
New Town Secondary School
Dover Court Preparatory School
ACS (International)
ACS (Independent)
Anglo-Chinese Junior College
Fairfield Methodist School (Primary and Secondary)
United World College of SEA
New Town Primary School
Queensway Secondary School

Alexandra Hospital

Read our full review of the upcoming November 2022 HDB BTO launch in Queenstown or browse HDB resale flats in Queenstown.

Back to top

HDB BTO Application And Selection

Flat Types

[ArticleCallout]{ “title”: “Types of HDB BTO Flats Available for Selection in Singapore’s BTO Sale Launches “, “excerpt”: “For those ready to get yourself your very own HDB BTO flat, you know the first step is to do the necessary research on the flats available for selection. “, “link”: “https://www.propertyguru.com.sg/property-guides/types-bto-flats-available-selection-12102”, “image”: “https://img.iproperty.com.my/angel-legacy/1110×624-crop/static/2019/03/An-unfurnished-BTO-unit-propertyguru-singapore.jpg” } [/ArticleCallout]

The flat types offered are typically 2-room Flexi, 3-, 4-, 5-room flats, and 3Gen flats.

BTO Process

A potential buyer can apply for his/her preferred flat and estate. Balloting will be conducted to determine the outcome of the application.

First-timer applicants enjoy higher priority for new flats. The flat supply set aside for the different household types are:

  • Non-mature estates

    • First Timer Families – 20% of 2-room Flexi flats, 85% of 3-room flats, 95% of 4-room and bigger flats

    • Second Timer Families – 15% of 2-room Flexi flats, 15% of 3-room flats, 5% of 4-room and bigger flats

    • First Timer Singles – 65% of 2-room Flexi flats

  • Mature Estates

    • First Timer Families – 95% of flats

    • Second Timer Families – 5% of flats

  • * BTO projects with shorter waiting time (where applicable)

    • First Timer Families – 95% of 4-room and bigger flats

    • Second Timer Families – 5% of 4-room and bigger flats

1. Select Location

Select from location sites announced in the BTO sales launch.

2. Check Eligibility

Check eligibility for BTO applications, including any loan applications or associated costs.

3. Submit Application

Submit an online application with HDB during the one-week application period.

4. Receive Results

Applicants’ queue positions to book flats are determined by balloting. Applicants may check for updates on their status. Successful applicants will be invited to book a flat.

5. Book Flat

Check the flats’ availability and option fee before attending the appointment with HDB. Applicants will also need to bring along the required documents.

6. Sign Lease Agreement

Sign the Agreement for Lease. A Letter of Offer must be submitted if the applicant is obtaining a housing loan from banks.

7. Collect Keys

Flat keys can be collected in about three to five years’ time when construction is completed.

Balloting Process

Each potential buyer may apply for BTO but balloting chances may vary.

In non-mature estates, a first-timer family/couple will get additional chances if the first two applications were unsuccessful.

For BTO sales launches in non-mature estates

Unsuccessful applications

Original chances +

Additional chances

= Total chances

0 to 1

2

0

0

2

2

1

3

3

2

2

4

4

2

3

5

An application is only considered unsuccessful if the applicant is not invited to select a flat, i.e. not balloted. Additional chances are not given for BTO sales launches in mature estates as the supply of these flats is limited.

Back to top

BTO Eligibility

BTO Eligibility Criteria

New HDB flats are subsidised and meant for Singapore citizens. Potential buyers and any other applicants and essential occupiers need to meet several eligibility conditions before applying for a flat.

Eligible applicant / Family nucleus

Applicant will need to qualify under one of the eligibility schemes:
– Public Scheme
– Fiancé/Fiancée Scheme
– Orphans Scheme

Citizenship

At least 1 Singapore citizen applicant
At least 1 other Singapore citizen or Singapore PR#

Age

At least 21 years old

Income ceiling

Applicant is within the set income ceiling for the flat he/she intends to buy

Property ownership

Applicant does not own other property overseas or locally and has not disposed of any property within the last 30 months
Applicant has not bought more than 1 new HDB/DBSS flat or EC before
Applicant has not received more than 1 CPF Housing Grant thus far

#First-timer households comprising only 1 Singapore citizen and 1 or more Singapore Permanent Residents will have to pay a $10,000 premium at the point of flat purchase.

The additional $10,000 Citizen Top-Up Grant may be applied for upon conversion to Singapore Citizenship or when applicants have a Singapore citizen child.

Eligibility Scheme

Under any of the 3 existing eligibility schemes, applicants can get a new flat as a couple or a family. Applicants may use the e-Service provided by HDB or refer to the information below to check their eligibility.

Schemes

The applicant is forming a family with

Criteria*

3Gen flat applications

Orphans scheme

Siblings who are orphans and unmarried

All single siblings must be listed in the same application
At least 1 of the deceased parents was a Singapore citizen/PR

N/A

Fiancé/Fiancée Scheme

Spouse-to-be

Applicants will need to submit a copy of their marriage certificate upon or before taking possession of the flat
Applicants may need to submit the following documents depending on the circumstances:
– Written parental consent
– Special marriage license
Please check here for submission details

A multi-generational family is any of the following:
– Married/engaged couple and parents
– Widowed/divorced with children under custody and parents

Public scheme

– Spouse, and children (if any)
– Parents, and siblings (if any)
– Children under his/her care (if widowed/divorced)

A multi-generational family is any of the following:
– Married/engaged couple and parents
– Widowed/divorced with children under custody and parents

Single Singapore citizen scheme

N/A

A single first-timer applicant who is 35 years old and above can choose to apply for a 2-room Flexi flat in a non-mature estate

N/A

* No change of people listed in the application.

BTO Income Ceiling

The income ceiling depends on the type of flat you are planning to purchase. Applicants whose average gross monthly household income exceeds the income ceiling will not be able to apply for the chosen flat type.

Income ceiling (Average gross monthly household income)

Income ceiling (Average gross monthly household income)

3-Room Flat
– $7,000 or $14,000, depending on the project

4-Room Flat or bigger
– $14,000
– $21,000 if purchasing with extended or multi-generational family

The following table lists the types of income/allowance that will be considered for the income ceiling.

Income/Allowance considerable for income ceiling

Income/Allowance considerable for income ceiling

Considered
– Allowances (fixed/variable) received on a regular basis (e.g. allowances for food, transport, laundry, uniform, etc.)
– Pension
– Stipend
– Sustenance

Not Considered
– Alimony allowance
– Bonuses
– Director fees
– Income from overtime work
– Scholarship overseas allowance
– Interest from deposit accounts
– National Service allowance
– Rental income

Applicants should check what income documents are required for submission based on their nature of employment.

First or Second Time Status

Applicant

Criteria

Priority and privileges

First-Timer

The applicant, or any other listed owners and essential occupiers, has:

– Not bought a flat from HDB, or an EC/DBSS flat bought from a developer
– Not sold a flat from HDB, or an EC/DBSS flat bought from a developer
– Not received any CPF Housing Grant for the purchase of a resale flat
– Not taken any form of housing subsidy

yes

Second-Timer

The applicant, or any other listed owners and essential occupiers, has:

– Owned or sold
– HDB flat bought from HDB
– Resale flat bought using a CPF Housing Grant
– EC/DBSS flat bought from a developer
– Previously taken some form of housing subsidy

no

Determining Wait-Out Period

There are instances where the applicant has to wait out a set period before he/she can apply or be listed in a new flat application.

First-timer applicants have more pressing housing needs and thus enjoy greater priority and privileges during the flat application process.

Couples comprising a first and second-timer applicant will be considered as a first-timer couple and enjoy the same priority benefits.

Applicant

Current owner/occupier

A current owner/occupier of a flat/EC who has not yet met the Minimum Occupation Period (MOP) requirements of a flat.

Previous applicant

A previous applicant who has cancelled a flat application, or chose not to book a flat 2 times in a row.

Type of property owned/occupied

– HDB flat bought from HDB
– Resale flat bought using a CPF Housing Grant
– EC/DBSS flat bought from the developer

N/A

Wait-out period

MOP of 5 years

1 year

BTO Financing

Costs and Fees

The following is an overview of the costs and fees associated with the purchase of a flat from HDB.

1. Submitting the Application

$10 application fee
Payable by: Credit Card

2. Booking a flat

Option fee
Payable by: NETS

3 Signing of Agreement for Lease

Stamp duty and legal fees
Downpayment
Payable by: Cashier’s Order, CPF

4. Collection of keys

Stamp duty and legal fees
Home Protection Scheme
Fire Insurance
Balance of the purchasing price
Payable by: Cashier’s Order, CPF

The following is an overview of the costs and fees associated with the purchase of a flat from HDB.

Stage

Payment due

Payable by

Submitting the application

$10 application fee

Credit card

Signing of Agreement For Lease

Stamp duty and legal fees
Downpayment

Cashier’s order, CPF

Collection of keys

Stamp duty and legal fees
Home Protection Scheme
Fire Insurance
Balance of the purchase price

Cashier’s order, CPF

Applicants should have sufficient cash savings for:

  • Credit card payment of $10 administrative fee when buyers purchase a flat from HDB. For DBSS and EC applications, please check with the developers on the amount payable when submitting an application.

  • Option fee

  • Cash portion of the downpayment

  • Cash proceeds from disposing of the last flat to take on a second HDB loan

Financing via CPF

Applicants can use their CPF Ordinary Account (OA) savings for:

  • Initial payment in whole or in part (amount payable varies with the type of housing loan taken)

  • Partial or full payment for flat purchase

  • Monthly housing loan instalments

The CPF withdrawal limit may apply and varies with the type of housing loan taken.

CPF Housing Grant

CPF Housing Grants are government housing subsidies for eligible Singapore citizens. They are credited to an applicant’s CPF OA. Applicants can use them for a flat’s initial payment to reduce the housing loan amount.

Applicants can apply for the Enhanced CPF Housing Grant (EHG). In Sep 2019, it was announced that the EHG would replace the Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG).

The EHG will be available to those buying a new HDB flat or a resale flat. Additionally, there are no restrictions on flat type and location.

The monthly household income ceiling for the EHG is $9,000.

Applicants can receive grants under any 1 of the 6 categories:

  1. First-Timer Applicants

  2. Second-Timer Applicants

  3. First-Timer and Second-Timer Couple Applicants

  4. Non-Citizen Spouse Scheme

  5. Single Singapore Citizen Scheme

  6. Join Singles Scheme or Orphan Scheme

Category

First-timer applicants

Second-timer applicants

First-timer and second-timer couple applicants

Non-citizen spouse scheme

Single singapore citizen scheme

Joint singles scheme* or orphan scheme

EHG

Eligible

Not eligible

Eligible for EHG (Singles)

Eligible for EHG (Singles)

Eligible for EHG (Singles)

Eligible for EHG (Singles)

Other grants

Step-Up CPF Housing Grant

Total grant amount

Up to $80,000

Up to $15,000

Up to $40,000

Up to $40,000

Up to $40,000

Up to $80,000

Conditions:

Eligibility depends on:

  • Income ceiling

  • Previous housing subsidies

  • Employment status

  • Remaining flat lease

  • Ownership of property

Back to top

Taking an HDB Loan

HDB provides housing loans at a concessionary interest rate to eligible flat buyers.

Eligibility Conditions

Applicant and essential occupiers must meet the following criteria:

  • At least 1 buyer is a Singapore citizen

  • Monthly household income does not exceed $14,000 (or $21,000 for extended families)

  • Have not taken more than 2 HDB loans previously

  • Must not own any private residence (in Singapore or overseas)

  • Must not have disposed of private residential property within 30 months before the loan application

If the buyer is eligible for an HDB loan, he/she needs to apply for an HDB Loan Eligibility (HLE) letter. The HLE letter has a validity of 6 months.

Application Process

Before

  1. Complete the questionnaire beforehand to assess eligibility

  2. Applicants and their spouses must have a valid SingPass

  3. Prepare income and supporting documents

During

  1. Upload documents at www.hdb.gov.sg/hleapply

  2. Submit documents

After

  1. Application will be processed within 14 days of submission

  2. Log in to My HDBPage to view application status

Contra Payment Facility For New Flats

Buyers who are selling their current flat can choose to apply for the Contra Payment Facility. Applicants are granted an additional loan on top of their housing loan after all their available CPF balance is used for the flat purchase.

The loan is redeemed with the net sale proceeds of the applicant’s current flat.

The interest charged is based on prevailing HDB loan interest rates.

HDB Housing Loan Information

Downpayment

Fully paid for using CPF

Loan ceiling

Up to 85% of property value (or purchase price, whichever is lower)

Interest rate

0.1% above CPF OA interest rate

Repayment period

Capped at 25 years, or till buyer is 65 years old, whichever is shorter

Monthly instalments

Capped at 30% of applicants’ monthly income

Insurance

HDB Fire Insurance Policy, Home Protection Scheme

Taking a Bank Loan

Applicants can choose to finance their flat with a housing loan from a bank regulated by the Monetary Authority of Singapore (MAS). Those who are not eligible for an HDB housing loan can also opt for a bank loan.

Downpayment

At least 5% of purchase price to be paid in cash, the rest using CPF

Loan ceiling

Up to 90% of purchase price (for loan tenure of 25 years or less)

Interest rate

Dependent on bank

Repayment period

Capped at 30 years

Monthly instalments

Dependent on bank

Insurance

None

When to apply:
Applicants should apply early as the bank’s Letter of Offer has to be presented before he/she signs the Agreement for Lease.

Where to apply:
Applicants may apply for a bank loan through PropertyGuru Finance. You can compare the most competitive mortgage rates here, or contact a mortgage expert for future guidance and/or TO apply for your preferred bank loan.

You may also apply for an in-principle approval (IPA) through PropertyGuru Finance.

[LoanPreApproval][/LoanPreApproval]

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Past BTO Projects by Estates

HDB BTO Prices in District 3 (Queenstown, Tiong Bahru) and 4 (Telok Blangah, Harbourfront)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2022

Alexandra Vale (Bukit Merah)

3-room

From $385,000

Aug 2022

Alexandra Vale (Bukit Merah)

4-room

From $547,000

Aug 2022

Havelock Hillside (Bukit Merah)

3-room

From $370,000

Aug 2022

Havelock Hillside (Bukit Merah)

4-room

From $531,000

May 2022

Ghim Moh Ascent (Queenstown)

3-room

From $369,000

May 2022

Ghim Moh Ascent (Queenstown)

4-room

From $511,000

May 2022

Bukit Merah Ridge (Bukit Merah)

3-room

From $377,000

May 2022

Bukit Merah Ridge (Bukit Merah)

4-room

From $540,000

May 2021

Telok Blangah Beacon (Bukit Merah)

3-room

From $419,000

May 2021

Telok Blangah Beacon (Bukit Merah)

4-room

From $602,000

August 2021

Queen’s Arc (Queenstown)

3-room

From $382,000

August 2021

Queen’s Arc (Queenstown)

4-room

From $540,000

HDB BTO Prices in District 7 (Rochor)

Launch

Project

Flat type

Selling price (Excluding grants)

Nov 2021

River Peaks I & II (Central – Rochor)

3-room

From $409,000

Nov 2021

River Peaks I & II (Central – Rochor)

4-room

From $582,000

HDB BTO Prices in District 12 (Toa Payoh)

Launch

Project

Flat type

Selling price (Excluding grants)

May 2022

Kim Keat Heights

2-room Flexi

From $162,000

May 2022

Kim Keat Heights

3-room

From $289,000

May 2022

Kim Keat Heights

4-room

From $420,000

Feb 2020

Kim Keat Ripples, Toa Payoh Ridge

2-room Flexi

From $90,000

Feb 2020

Kim Keat Ripples, Toa Payoh Ridge

3-room

From $351,000

Feb 2020

Kim Keat Ripples, Toa Payoh Ridge

4-room

From $395,000

Nov 2020

Bartley Beacon
ParkView @ Bidadari

2-room Flexi

From $312,000

Nov 2020

Bartley Beacon
ParkView @ Bidadari

3-room

From $464,000

Nov 2020

Bartley Beacon
ParkView @ Bidadari

4-room

From $611,000

May 2018

Kim Keat Beacon

3-room

From $245,000

May 2018

Kim Keat Beacon

4-room

From $380,000

HDB BTO Prices in District 13 (Bidadari)

Launch

Project

Flat type

Selling price (Excluding grants)

Feb 2021

Bartley GreenRise
ParkEdge @ Bidadari
Alkaff Breeze

3-room

From $312,000

Feb 2021

Bartley GreenRise
ParkEdge @ Bidadari
Alkaff Breeze

4-room

From $464,000

Feb 2021

Bartley GreenRise
ParkEdge @ Bidadari
Alkaff Breeze

5-room

From $611,000

HDB BTO Prices in District 14 (Kallang/Whampoa, Geylang)

Launch

Project

Flat type

Selling price (Excluding grants)

Feb 2022

King George’s Heights (Kallang/Whampoa)

3-room

From $353,000

Feb 2022

King George’s Heights (Kallang/Whampoa)

4-room

From $488,000

Feb 2022

Dakota Crest (Geylang)

2-room Flexi

From $205,000

Feb 2022

Dakota Crest (Geylang)

3-room

From $352,000

Feb 2022

Dakota Crest (Geylang)

4-room

From $522,000

Feb 2021

McNair Heights (Kallang/Whampoa)

2-room Flexi

From $117,000

Feb 2021

McNair Heights (Kallang/Whampoa)

3-room

From $359,000

Feb 2021

McNair Heights (Kallang/Whampoa)

4-room

From $532,000

May 2021

MacPherson Weave (Geylang)

2-room Flexi

From $180,000

May 2021

MacPherson Weave (Geylang)

3-room

From $343,000

May 2021

MacPherson Weave (Geylang)

4-room

From $489,000

Aug 2021

Towner Residences (Kallang/Whampoa)

3-room

From $336,000

Aug 2021

Towner Residences (Kallang/Whampoa)

4-room

From $500,000

Nov 2021

Kent Heights (Kallang/Whampoa)

2-room Flexi

From $192,000

Nov 2021

Kent Heights (Kallang/Whampoa)

4-room

From $511,000

Aug 2020

Dakota One (Geylang)

3-room

From $355,000

Aug 2020

Dakota One (Geylang)

4-room

From $523,000

Feb 2019

Kallang Breeze, Towner Crest (Kallang/Whampoa)

3-room

From $374,000

Feb 2019

Kallang Breeze, Towner Crest (Kallang/Whampoa)

4-room

From $523,000

May 2019

Kempas Residences (Kallang/Whampoa)

2-room Flexi

From $117,000

May 2019

Kempas Residences (Kallang/Whampoa)

3-room

From $387,000

May 2019

Kempas Residences (Kallang/Whampoa)

4-room

From $562,000

HDB BTO Prices in District 18 (Tampines, Pasir Ris)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2022

Sun Plaza Spring (Tampines)

4-room

From $342,000

Aug 2022

Sun Plaza Spring (Tampines)

5-room

From $475,000

Aug 2021

Tampines GreenQuartz (Tampines)

2-room Flexi

From $142,000

Aug 2021

Tampines GreenQuartz (Tampines)

3-room

From $244,000

Aug 2021

Tampines GreenQuartz (Tampines)
Tampines GreenJade (Tampines)

4-room*
5-room

From $342,000
From $475,000

Aug 2020

Tampines GreenCrest
Tampines GreenGlade
Tampines GreenOpal

3-room*
4-room
5-room

From $205,000
From $311,000
From $423,000

Aug 2020

Costa Grove (Pasir Ris)

2-room Flexi

From $137,000

Aug 2020

Costa Grove (Pasir Ris)

3-room

From $245,000

Aug 2020

Costa Grove (Pasir Ris)

4-room

From $374,000

Aug 2020

Costa Grove (Pasir Ris)

5-room

From $493,000

Nov 2020

Tampines GreenEmerald (Tampines)

2-room Flexi

From $130,000

Nov 2020

Tampines GreenEmerald (Tampines)

4-room

From $334,000

Nov 2020

Tampines GreenEmerald (Tampines)

5-room

From $460,000

Sept 2019

Tampines GreenGlen (Tampines)

4-room

From $312,000

Sept 2019

Tampines GreenGlen (Tampines)

5-room

From $418,000

Nov 2019

Tampines GreenSpring (Tampines)

2-room Flexi

From $145,000

Nov 2019

Tampines GreenSpring (Tampines)

3-room

From $281,000

Nov 2019

Tampines GreenSpring (Tampines)

4-room

From $394,000

Nov 2019

Tampines GreenSpring (Tampines)

5-room

From $508,000

May 2018

Kim Keat Beacon (Tampines)

3-room

From $245,000

May 2018

Kim Keat Beacon (Tampines)

4-room

From $380,000

May 2018

Tampines GreenVines (Tampines)

3-room

From $210,000

May 2018

Tampines GreenVines (Tampines)

4-room

From $312,000

May 2018

Tampines GreenVines (Tampines)

5-room

From $422,000

Nov 2018

Tampines GreenGem (Tampines)

2-room Flexi

From $134,000

Nov 2018

Tampines GreenGem (Tampines)

3-room

From $240,000

Nov 2018

Tampines GreenGem (Tampines)

4-room

From $352,000

Nov 2018

Tampines GreenGem (Tampines)

5-room

From $472,000

HDB BTO Prices in District 19 (Sengkang, Punggol, Hougang)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2021

Kovan Wellspring (Hougang)

2-room Flexi

From $153,000

Aug 2021

Kovan Wellspring (Hougang)

3-room

From $289,000

Aug 2021

Kovan Wellspring (Hougang)

4-room

From $p13,000

Aug 2021

Hougang Citrine (Hougang)

2-room Flexi

From $108,000

Aug 2021

Hougang Citrine (Hougang)

3-room

From $199,000

Aug 2021

Hougang Citrine (Hougang)

4-room

From $324,000

Aug 2021

Hougang Citrine (Hougang)

5-room

From $392,000

Nov 2021

Hougang Olive (Hougang)

4-room

From $308,000

Nov 2021

Hougang Olive (Hougang)

5-room

From $416,000

Nov 2021

Tanjong Tree Residences @ Hougang

4-room

From $318,000

Nov 2021

Tanjong Tree Residences @ Hougang

5-room

From $419,000

Feb 2019

Fernvale Vines (Sengkang)

2-room Flexi

From $102,000

Feb 2019

Fernvale Vines (Sengkang)

3-room

From $191,000

Feb 2019

Fernvale Vines (Sengkang)

4-room

From $283,000

Feb 2019

Fernvale Vines (Sengkang)

5-room

From $365,000

Feb 2019

Fernvale Vines (Sengkang)

3Gen

From $385,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

2-room Flexi

From $109,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

3-room

From $205,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

4-room

From $287,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

5-room

From $423,000

May 2018

Fernvale Dew (Sengkang)

2-room Flexi

From $99,000

May 2018

Fernvale Dew (Sengkang)

3-room

From $187,000

May 2018

Fernvale Dew (Sengkang)

4-room

From $279,000

May 2018

Fernvale Dew (Sengkang)

5-room

From $362,000

Nov 2018

Fernvale Acres (Sengkang)

4-room

From $270,000

Nov 2018

Fernvale Acres (Sengkang)

5-room

From $366,000

HDB BTO Prices in District 20 (Ang Mo Kio, Bishan)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2022

Central Weave @AMK (Ang Mo Kio)

3-room

From $198,000

Aug 2022

Central Weave @AMK (Ang Mo Kio)

4-room

From $535,000

Aug 2022

Central Weave @AMK (Ang Mo Kio)

5-room

From $720,000

Aug 2022

Central Weave @AMK (Ang Mo Kio)

3Gen

From $713,000

Aug 2020

Kebun Baru Edge (Ang Mo Kio)

4-room

From $423,000

Aug 2020

Kebun Baru Edge (Ang Mo Kio)

5-room

From $571,000

Aug 2020

Bishan Towers (Bishan)

2-room Flexi

From $176,000

Aug 2020

Bishan Towers (Bishan)

3-room

From $302,000

Aug 2020

Bishan Towers (Bishan)

4-room

From $484,000

Nov 2020

Bishan Ridges (Bishan)

2-room Flexi

From $121,000

Nov 2020

Bishan Ridges (Bishan)

3-room

From $374,000

Nov 2020

Bishan Ridges (Bishan)

4-room

From $528,000

Nov 2019

Yio Chu Kang Beacon (Ang Mo Kio)

2-room Flexi

From $170,000

Nov 2019

Yio Chu Kang Beacon (Ang Mo Kio)

3-room

From $332,000

Nov 2019

Yio Chu Kang Beacon (Ang Mo Kio)

4-room

From $451,000

HDB BTO Prices in District 22 (Boon Lay, Jurong, Tuas)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2022

Jurong East Breeze (Jurong East)

2-room Flexi

From $97,000

Aug 2022

Jurong East Breeze (Jurong East)

3-room

From $194,000

Aug 2022

Jurong East Breeze (Jurong East)

4-room

From $283,000

May 2022

Lakeside View (Jurong West)

2-room Flexi

From $107,000

May 2022

Lakeside View (Jurong West)

3-room

From $215,000

May 2022

Lakeside View (Jurong West)

4-room

From $320,000

May 2022

Lakeside View (Jurong West)

5-room

From $412,000

Aug 2021

Toh Guan Grove (Jurong East)

2-room Flexi

From $121,000

Aug 2021

Toh Guan Grove (Jurong East)

3-room

From $237,000

Aug 2021

Toh Guan Grove (Jurong East)

4-room

From $347,000

Nov 2021

Nanyang Opal (Jurong West)

3-room

From $173,000

Nov 2021

Nanyang Opal (Jurong West)

4-room

From $264,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

2-room Flexi

From $95,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

3-room

From $185,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

4-room

From $374,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

5-room

From $338,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

3Gen

From $382,000

HDB BTO Prices in District 23 (Hillview, Dairy Farm, Bukit Panjang, Choa Chu Kang)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2022

Keat Hong Grange (Bukit Batok)

2-room Flexi

From $102,000

Aug 2022

Keat Hong Grange (Bukit Batok)

3-room

From $194,000

Aug 2022

Keat Hong Grange (Bukit Batok)

4-room

From $277,000

Aug 2022

Keat Hong Grange (Bukit Batok)

5-room

From $390,000

Feb 2021

Harmony Village @ Bukit Batok (Bukit Batok)

2-room Flexi

From $92,000

Feb 2021

Harmony Village @ Bukit Batok (Bukit Batok)

Community care apartments

From $52,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

2-room Flexi

From $101,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

3-room

From $175,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

4-room

From $260,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

5-room

From $384,000

Nov 2021

Heart of Yew Tee (Choa Chu Kang)

2-room Flexi

From $72,000

Aug 2020

Keat Hong Verge (Choa Chu Kang)

2-room Flexi

From $99,000

Aug 2020

Keat Hong Verge (Choa Chu Kang)

3-room

From $164,000

Aug 2020

Keat Hong Verge (Choa Chu Kang)

4-room

From $253,000

HDB BTO Prices in District 24 (Lim Chu Kang, Tengah)

Launch

Project

Flat type

Selling price (Excluding grants)

Feb 2022

Parc Flora @ Tengah

2-room Flexi

From $132,000

Feb 2022

Parc Flora @ Tengah

3-room

From $231,000

Feb 2022

Parc Flora @ Tengah

4-room

From $322,000

Feb 2022

Parc Flora @ Tengah

5-room

From $428,000

Feb 2022

Plantation Creek (Tengah)

4-room

From $309,000

Feb 2022

Plantation Creek (Tengah)

5-room

From $420,000

Feb 2021

Parc Woods @ Tengah

2-room Flexi

From $110,000

Feb 2021

Parc Woods @ Tengah

3-room

From $209,000

Feb 2021

Parc Woods @ Tengah

4-room

From $298,000

May 2021

Garden Bloom @ Tengah

2-room Flexi

From $113,000

May 2021

Garden Bloom @ Tengah

4-room

From $299,000

May 2021

Garden Bloom @ Tengah

5-room

From $404,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

2-room Flexi

From $119,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

3-room

From $194,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

4-room

From $312,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

5-room

From $428,000

Aug 2020

Parc Residences @ Tengah

2-room Flexi

From $108,000

Aug 2020

Parc Residences @ Tengah

3-room

From $198,000

Aug 2020

Parc Residences @ Tengah

4-room

From $303,000

Aug 2020

Parc Residences @ Tengah

5-room

From $418,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

2-room Flexi

From $108,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

3-room

From $194,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

4-room

From $288,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

5-room

From $394,000

May 2019

Garden Vale @ Tengah, Plantation Acres

2-room Flexi

From $106,000

May 2019

Garden Vale @ Tengah, Plantation Acres

3-room

From $192,000

May 2019

Garden Vale @ Tengah, Plantation Acres

4-room

From $309,000

May 2019

Garden Vale @ Tengah, Plantation Acres

5-room

From $415,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

2-room Flexi

From $110,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

3-room

From $208,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

4-room

From $302,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

5-room

From $409,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

3Gen

From $442,000

Nov 2018

Plantation Grove

2-room Flexi

From $101,000

Nov 2018

Plantation Grove

3-room

From $193,000

Nov 2018

Plantation Grove

4-room

From $290,000

Nov 2018

Plantation Grove

5-room

From $397,000

Nov 2018

Plantation Grove

3Gen

From $423,000

HDB BTO Prices in District 25 (Woodlands)

Launch

Project

Flat type

Selling price (Excluding grants)

Aug 2022

Woodlands South Plains

2-room Flexi

From $98,000

Aug 2022

Woodlands South Plains

3-room

From $188,000

Aug 2022

Woodlands South Plains

4-room

From $303,000

May 2021

Woodgrove Ascent

2-room Flexi

From $98,000

May 2021

Woodgrove Ascent

3-room

From $185,000

May 2021

Woodgrove Ascent

4-room

From $275,000

May 2021

Woodgrove Ascent

5-room

From $372,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

2-room Flexi

From $90,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

3-room

From $184,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

4-room

From $276,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

5-room

From $405,000

May 2019

Champions Green

2-room Flexi

From $86,000

May 2019

Champions Green

3-room

From $165,000

May 2019

Champions Green

4-room

From $244,000

May 2019

Champions Green

5-room

From $336,000

HDB BTO Prices in District 27 (Yishun, Sembawang)

Launch

Project

Flat type

Selling price (Excluding grants)

Feb 2022

Grove Spring @ Yishun

2-room Flexi

From $102,000

Feb 2022

Grove Spring @ Yishun

3-room

From $180,000

Feb 2022

Grove Spring @ Yishun

4-room

From $270,000

Feb 2022

Grove Spring @ Yishun

5-room

From $385,000

Feb 2022

Yishun Boardwalk

2-room Flexi

From $95,000

Feb 2022

Yishun Boardwalk

3-room

From $189,000

Feb 2022

Yishun Boardwalk

4-room

From $276,000

Feb 2022

Yishun Boardwalk

5-room

From $410,000

May 2022

Yishun Beacon (Yishun)

2-room Flexi

From $123,000

May 2022

Yishun Beacon (Yishun)

4-room

From $328,000

May 2022

Yishun Beacon (Yishun)

5-room

From $485,000

Feb 2020

Canberra Vista (Sembawang)

2-room Flexi

From $89,000

Feb 2020

Canberra Vista (Sembawang)

3-room

From $177,000

Feb 2020

Canberra Vista (Sembawang)

4-room

From $272,00

Feb 2020

Canberra Vista (Sembawang)

5-room

From $350,000

Feb 2020

Canberra Vista (Sembawang)

3Gen

From $355,000

Nov 2020

Sun Sails (Sembawang)

2-room Flexi

From $92,000

Nov 2020

Sun Sails (Sembawang)

3-room

From $163,000

Nov 2020

Sun Sails (Sembawang)

4-room

From $260,000

Nov 2020

Sun Sails (Sembawang)

5-room

From $336,000

May 2018

Casa Spring @ Yishun

2-room Flexi

From $76,000

May 2018

Casa Spring @ Yishun

4-room

From $256,000

May 2018

Casa Spring @ Yishun

5-room

From $335,000

May 2018

Casa Spring @ Yishun

3Gen

From $347,000

Aug 2018

Yishun Glen (Yishun)

3-room

From $178,000

Aug 2018

Melody Spring @ Yishun

2-room Flexi

From $75,000

Aug 2018

Melody Spring @ Yishun

4-room

From $248,000

Aug 2018

Melody Spring @ Yishun

5-room

From $334,000

Nov 2018

EastGlen @ Canberra

3-room

From $165,000

Nov 2018

EastGlen @ Canberra

4-room

From $251,000

Nov 2018

EastGlen @ Canberra

5-room

From $327,000

Nov 2018

Melody Spring @ Yishun

3-room

From $170,000

Nov 2018

Melody Spring @ Yishun

4-room

From $259,000

Nov 2018

Melody Spring @ Yishun

5-room

From $346,000