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HDB Build-To-Order (BTO) Flats in Singapore

HDB Build-To-Order (BTO) Flats in Singapore
HDB Build-To-Order (BTO) Flats in Singapore

Build-to-Order (BTO) is one of the modes of sale of new HDB flats in Singapore. An HDB BTO sales launch happens every three months and typically offers a range of HDB flat types across a few estates.

This system offers the applicant flexibility in location and timing when applying for their new flat. Construction will only begin if the demand for the number of apartments in a specific contract exceeds 70%.

A waiting period of about 3.5 years is usually required since flats are built upon order.

HDB BTO Dec 2023 Launch

The upcoming HDB BTO Dec 2023 launch (previously HDB BTO Nov 2023 launch) will mark the final BTO sales exercise of 2023. About 6,010 BTO flats will be launched across Bedok, Bishan, Bukit Merah, Bukit Panjang, Queenstown, Jurong West, and Woodlands (across two sites).

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According to the Ministry of National Development (NMD) and HDB, this brings the total of BTO flats launched across 2023 to about 23,000. Since the August 2022 BTO sales exercise, they have also set aside at least 95% of 4-room and bigger BTO flats for eligible first-timer families.

Separately, HDB also announced that they are taking the necessary steps to improve the construction workflow of BTO flats, thereby alleviating COVID-19 delays while ensuring the safety and well-being of workers.

Watch Our Video on Applying for BTO Flats

Table of Content

Upcoming 2023 BTO Launches

Upcoming 2023 BTO launch

BTO projects

Number of BTO flats available

Upcoming Dec BTO 2023 launch

Bedok, Bishan, Bukit Merah, Bukit Panjang, Queenstown, Jurong West, and Woodlands

About 6,010

Upcoming Feb BTO 2024 BTO launch

TBA

TBA

Back to top

BTO Launch Months

Every year, HDB releases new BTO flats in February, May, August, and November.

However, in July 2023, HDB announced the August 2023 BTO launch would be delayed to end-September/early October 2023 and the HDB BTO Nov 2023 launch would be delayed to December 2023. In the same announcement, they also delayed the May 2023 BTO and Sale of Balance Flats (SBF) ballot results from July 2023 to August 2023.

2020 was another exception when the May 2020 BTO projects were postponed and eventually combined with the August 2020 BTO launch.

BTO Locations

The specific BTO locations vary depending on the launch, but there are typically four to five estates each time. For example, the November 2022 BTO saw projects in five estates, while the February 2023 BTO flats were located across four estates.

The upcoming December BTO 2023 (originally BTO Nov 2023) will see flats launched across seven HDB estates.

Prime Location Public Housing (PLH) Model

On 27 October 2021, HDB introduced the Prime Location Public Housing (PLH) model. The goal of the PLH model is to keep BTO flats launched in prime, central locations such as the city centre and surrounding areas (e.g. the Greater Southern Waterfront) affordable and inclusive for families.

As such, PLH flats are subject to a subsidy clawback, and a 10-year Minimum Occupation Period (MOP), among other rules.

During the November 2021 BTO launch, River Peaks I & II in Rochor were the first BTO flats released under the PLH model. The latest PLH projects were the Verandah @ Kallang and Queenstown Tanglin Halt Cascadia HDB BTO Oct 2023 projects.

That said, BTO flats launched under the PLH model will soon have a different name: Prime flats. This is in line with the National Day Rally 2023 property announcements, which include a re-classification of BTO flats and expansion of rental and resale restrictions imposed on their respective homeowners.

National Day Rally 2023 Property Announcements

In August 2023, Deputy Prime Minister and Minister of Finance Lawrence Wong announced a slew of HDB announcements in his NDR 2023 speech. These changes will take place effective H2 2024.

1. Reclassification of BTO Flats

Categorisation

Standard HDB flats

Plus HDB flats

Prime HDB flats

What

Most of the HDB flats across the island

Choicer locations within regions (e.g. near MRT stations and town centres)

Most central, choicest locations

Cost

Most affordable with standard subsidies

More pricey than Standard flats but less expensive than Prime HDB flats
More subsidies provided

Most costly but also with the most subsidies of all flat categorisations

Duration of Minimum Occupation Period (MOP)

Five years

10 years

10 years

HDB resale restrictions

Most lenient resale flat restrictions among the three categories
Owners can rent out the entire flat after MOP is fulfilled
No income ceiling for resale buyers; and other existing eligibility criteria

Some resale flat restrictions
Subsidy clawback upon resale, but lower than Prime HDB flats
Resale buyers will have an imposed income ceiling of $14,000 for both families and singles
Owners cannot rent out the entire flat, even after MOP is fulfilled
At least one buyer must be Singaporean when buying a resale Plus flat
30-month wait-out period for private property owners buying resale Plus flat; and other eligibility criteria

Tightest resale restrictions
Subsidy clawback upon resale; renting of whole flat not allowed (after fulfilling MOP)
Resale buyers have to meet full BTO eligibility criteria; imposed income ceiling of $14,000 for families and $7,000 for singles
Owners cannot rent out the entire flat, even after MOP is fulfilled
At least one buyer must be Singaporean when buying resale Prime flat
30-month wait-out period for private property owners buying resale Prime flat; and other eligibility criteria

As HDB estates continue to evolve and redevelop, BTO flats will no longer be launched in ‘mature’ or ‘non-mature’ estates. They will instead take on new classifications based on their proximity to MRT stations and the city centre.

2. Singles Have More Access to BTO Flats

New BTO flats for singles

Singles can apply for 2-room Flexi flats under Standard, Plus, and Prime categories, regardless of location

Resale flats for singles

Singles can purchase any size of Standard and Plus flats (with the exception of 3Gen flats), only 2-room Flexi Prime HDB flats

While the 35-year age requirement and size of HDB and resale flats singles can buy remain the same, they will now be able to buy 2-room Flexi Prime flats that are near the city centre.

Upcoming BTO Projects: Upcoming December BTO 2023 Projects

HDB BTO December 2023 estate

Number of units

Bedok

About 1,230

Bishan

About 730

Bukit Merah

About 900

Bukit Panjang

About 330

Jurong West

About 710

Queenstown

About 890

Woodlands

About 1,220 across two sites

Note: This page serves the purpose of providing information only. To purchase a BTO flat, please visit the HDB Flat Portal.

BTO Flat Types

The projects in the different estates may offer different flat types. For example, if you have a larger family and are looking for a more spacious 5-room BTO flat, not all of the projects may offer it. Likewise, if you want a smaller, more affordable 3-room BTO flat, some of the mature estates may not have it in the unit mix. The most common, but also most popular, flat type is the 4-room BTO flat.

HDB Ethnic Integration Policy (EIP)

HDB implements a policy known as the Ethnic Integration Policy (EIP) to ensure a good mix of households from different ethnic groups. The quota is revised on the first of every month but may be generalised to the following approximate percentages: 85% Chinese, 22% Malay, and 13% Indian and Other Households.

Applicants may check their eligibility here for buying into a particular block.

Back to top

Upcoming 2023 BTO Launches

1. Bedok

HDB BTO launch

December BTO 2023

Location

Bounded by Chai Chee Lane and Bedok North Road

Flat types

3-room, 4-room, 5-room, and Community Care Apartments

Number of BTO flats available

About 1,230

Bedok HDB BTO Dec 2023 Map

Location of the Bedok HDB BTO Dec flats, bounded by Chai Chee Lane and Bedok North Road. Source: HDB
Location of the Bedok HDB BTO Dec flats, bounded by Chai Chee Lane and Bedok North Road. Source: HDB

The Bedok HDB BTO December 2023 flats should be within easy walking distance of Bedok North MRT station, however, the exact walking time will depend on the development of walking paths to and across Bedok North Road. For those who drive, the Bedok BTO Dec 2023 site is located next to an entrance of the Pan Island Expressway (PIE).

This Bedok BTO Dec 2023 project will appeal to those who prioritise living in a mature estate and wish to reside in the east. Residents will benefit from the proximity of numerous popular amenities, including the famous Bedok 85 Market, the scenic Bedok Reservoir Park, and Bedok Mall.

Nearest MRT station

Bedok North MRT station

Nearest amenities

Bedok Mall, Bedok Interchange Hawker Centre, Heartbeat @ Bedok, Bedok Active SG Swimming Complex, Blk 216 Bedok Food Centre and Market, Bedok 85 Market, Bedok Community Centre, Eunos Community Club, Bedok Town Park, Bedok Reservoir Park, and Kampong Kembangan Community Club

Nearby schools

Damai Primary School, Damai Secondary School, Telok Kurau Primary School, Fengshan Primary School, Yu Neng Primary School, Red Swastika School, Bedok Green Secondary School, and Temasek Junior College

2. Bishan

HDB BTO launch

December BTO 2023

Location

Along Sin Ming Road

Flat types

3-room and 4-room

Number of BTO flats available

About 730

Bishan HDB BTO Dec 2023 Map

Location of the Bishan HDB BTO Dec 2023 flats, located along Sin Ming Road. Source: HDB
Location of the Bishan HDB BTO Dec 2023 flats, located along Sin Ming Road. Source: HDB

Due to their location in a popular mature estate full of well-loved amenities, as well as their proximity to elite schools, the Bishan BTO Dec 2023 BTO flats are likely to enjoy high demand.

The site is located a relatively short distance from Raffles Institution (secondary school and Junior College), as well as other choice schools such as Catholic High School and SAP schools like Ai Tong School. It is also near the MOE Language Centre.

The Bishan BTO Dec 2023 project is also located an easy bus ride away from the Bishan Town Centre, with amenities such as Junction 8 and Bishan Public Library.

Residents also enjoy proximity to the Bishan-Ang Mo Kio Park, a large and popular park in the area. The Kallang River is easily reachable by bicycle and also connects to the Kallang Park Connector and Ang Mo Kio Park Connector, making the area attractive for those who love the outdoors.

Nearest MRT station

Upper Thomson MRT station

Nearest amenities

Sin Ming Plaza, Shunfu Mart, Bishan North Shopping Mall, Junction 8, Bishan Public Library, Marymount Community Club, Bishan Public Library, Bishan Community Club, Bishan-Ang Mo Kio Park

Nearby schools

Whitley Secondary School, Catholic High School, Ai Tong School, Eunoia Junior College, Raffles Institution (Sec), Raffles Institution (Junior College), Guangyang Secondary School, Kuo Chuan Presbyterian Primary School, MOE Language Centre

3. Bukit Merah

HDB BTO launch

December BTO 2023

Location

Bounded by Alexandra Road and Prince Charles Crescent

Flat types

2-room Flexi, 3-room, and 4-room

Number of BTO flats available

About 900

Bukit Merah HDB BTO Dec 2023 Map

Location of the Bukit Merah HDB BTO Dec 2023 flats, bounded by Alexandra Road and Prince Charles Crescent. Source: HDB
Location of the Bukit Merah HDB BTO Dec 2023 flats, bounded by Alexandra Road and Prince Charles Crescent. Source: HDB

The BTO site also occupies an enviable location on the city fringe. Redhill MRT station is located about a 14-minute walk away, while Tiong Bahru MRT station is about a 15-minute walk away. Both stations connect directly to the Central Business District (CBD) via four and three MRT stops, respectively.

The Bukit Merah HDB BTO December 2023 site also benefits from the wealth of F&B and lifestyle amenities in the area, including the chic cafes and popular eateries in Tiong Bahru such as Tiong Bahru Food Centre, PS Cafe Petit, and Tiong Bahru Bakery. Delta Sports Complex is a stone’s throw away and is equipped with a swimming pool, gym, and badminton courts.

Nearest MRT station

Redhill MRT station

Nearest amenities

Alexandra Canal Linear Park, Kim Seng Community Centre, Tiong Bahru Plaza, Delta Sport Centre, Tiong Bahru Park, Rumah Tinggi Eco-Park, Tiong Bahru Market & Food Centre, Tiong Bahru Community Centre

Nearby schools

Alexandra Primary School, Gan Eng Seng Secondary School, Crescent Girls’ School, Gan Eng Seng Primary School, Bukit Merah Secondary School, Zhangde Primary School, Radin Mas Primary School, CHIJ St Theresa’s Convent, CHIJ (Kellock)

4. Bukit Panjang

HDB BTO launch

December BTO 2023

Location

Located near Petir Road

Flat types

2-room Flexi and 4-room

Number of BTO flats available

About 330

Bukit Panjang HDB BTO Dec 2023 Map

Location of the Bukit Panjang HDB Dec BTO 2023 flats, located near Petir Road. Source: HDB
Location of the Bukit Panjang HDB Dec BTO 2023 flats, located near Petir Road. Source: HDB

The Bukit Panjang HDB BTO December 2023 project is situated on Petir Road, sandwiched between Bukit Panjang Primary School, condo Cashew Heights, and Petir Park.

It is also located in a quiet neighbourhood with lots of greenery. The sprawling Chestnut Nature Park and Dairy Farm Nature Park are located not far away, making the Bukit Panjang HDB BTO December 2023 site ideal for those who enjoy hiking and rock climbing.

Cashew MRT station on the Downtown Line (DTL) will be about a 13-minute walk away, and connects directly to Telok Ayer MRT station in the CBD in 30 minutes, making the commute to work a straightforward one.

Nearest MRT stations

Cashew MRT station

Nearest amenities

Petir Park, Bukit Panjang Plaza, Bukit Panjang Community Library, Hillion Mall, Bukit Panjang Community Club, Bangkit Market, Pang Sua Pond, Chestnut Nature Park, and Dairy Farm Nature Park

Nearby schools

Bukit Panjang Primary School, Greenridge Secondary School, Assumption English School, CHIJ Our Lady Queen of Peace, and Zhenghua Primary School

5. Queenstown

HDB BTO launch

December BTO 2023

Location

Bounded by the Commonwealth Avenue West and the Ulu Pandan Canal

Flat types

3-room and 4-room

Number of BTO flats available

About 890

Queenstown HDB BTO Dec 2023 Map

Location of the Queenstown HDB BTO Dec 2023 flats, bounded by Commonwealth Avenue West and the Ulu Pandan Canal. Source: HDB
Location of the Queenstown HDB BTO Dec 2023 flats, bounded by Commonwealth Avenue West and the Ulu Pandan Canal. Source: HDB

First of all, the Queenstown HDB BTO Dec 2023 project is located right next door to Dover MRT station, meaning residents can practically step out of their homes into the station. Dover MRT station connects directly to Raffles Place MRT station in the CBD, with no line changes needed, in just 17 minutes.

The Queenstown Dec 2023 BTO project is in a popular mature estate with sought-after amenities such as Holland Village and popular food hotspots like Ghim Moh Market also make it highly attractive from a lifestyle point of view.

The main drawbacks are the likely higher prices compared to other HDB BTO Dec 2023 projects and the likelihood of the Queenstown December 2023 BTO project being under the PLH model. With only 3-room and 4-room BTO flats available, bigger households might have to look elsewhere.

Nearest MRT stations

Queenstown MRT station

Nearest amenities

Ghim Moh Market, The Star Vista, Ulu Pandan Community Club, Buona Vista Community Club, and Holland Village

Nearby schools

Singapore Polytechnic, School of Science & Technology, New Town Secondary School, Anglo-Chinese School (Independent), Anglo-Chinese Junior College, Fairfield Methodist School (secondary and primary), INSEAD, and Essec Business School

6. Jurong West

HDB BTO launch

December BTO 2023

Location

Bounded by the PIE and Jurong West Street 42

Flat types

2-room Flexi, 3-room, 4-room, and 5-room

Number of BTO flats available

About 710

Jurong West HDB BTO Dec 2023 Map

Location of the Jurong West HDB BTO Dec 2023 flats, bounded by the PIE and Jurong West Street 42. Source: HDB
Location of the Jurong West HDB BTO Dec 2023 flats, bounded by the PIE and Jurong West Street 42. Source: HDB

Of all the non-mature estates in the December 2023 BTO launch, the Jurong West HDB BTO Dec 2023 site is likely to see the most interest. It is one of the more established non-mature estates in Singapore and enjoys a wealth of established amenities, including the shopping district in Jurong East with its popular malls. It also looks set to benefit from the rejuvenation of the nearby Jurong Lake area.

Located about a 20-minute walk from Corporation MRT station along the JRL, expected to open in 2027, the Jurong West HDB BTO December 2023 flats’ connectivity is just average since the walk is a bit longer than what many are comfortable with.

On the bright side, the Jurong West Dec 2023 BTO flats will be located very near the new Jurong Innovation District, making it ideal for those who work in related industries. Nature lovers can also benefit from the Jurong Park Connector, which begins metres away along the canal and leads to Jurong Lake Gardens.

Nearest MRT stations

Corporation MRT station (opening 2027)

Nearest amenities

Jurong Green Community Club, Jurong Lake Gardens, Jurong East Sports Centre, Boon Lay Shopping Centre, Boon Lay Community Club, ActiveSG Hockey Village @ Boon Lay, and Jurong Innovation District

Nearby schools

Hua Yi Secondary School, Jurongville Secondary School, Fuhua Primary School, Yuhua Secondary School, Shuqun Primary School, Jurongville Secondary School, Rulang Primary School, and Jurong Primary School

7. Woodlands

HDB BTO launch

December BTO 2023

Location

Woodlands Avenue 5, Woodlands Square, North Woodlands Drive and Woodlands Avenue 5, Woodlands Avenue 3, Woodlands Street 13

Flat types

2-room Flexi, 3-room, 4-room, and 5-room

Number of BTO flats available

About 1,220 across two sites

Woodlands HDB BTO Dec 2023 Site 1 Map

Location of the Woodlands HDB BTO Dec 2023 site 1 flats, Woodlands Avenue 5, Woodlands Square, North Woodlands Drive. Source: HDB
Location of the Woodlands HDB BTO Dec 2023 site 1 flats, Woodlands Avenue 5, Woodlands Square, North Woodlands Drive. Source: HDB

Woodlands HDB BTO Dec 2023 Site 2 Map

Location of the Woodlands HDB BTO Dec 2023 site 2 flats, bounded by Woodlands Avenue 5, Woodlands Avenue 3, Woodlands Street 13. Source: HDB
Location of the Woodlands HDB BTO Dec 2023 site 2 flats, bounded by Woodlands Avenue 5, Woodlands Avenue 3, Woodlands Street 13. Source: HDB

Both Woodlands HDB BTO December 2023 sites are located very near Woodlands MRT station, which is just about a 5-minute walk away depending on the block and unit. Woodlands MRT station connects directly to Raffles Place MRT station in about 40 minutes, making the commute quite simple despite the distance from the city centre.

Being located in the heart of Woodlands Central has many advantages. Causeway Point is just a few minutes away, as is Woodlands Regional Library at the Woodlands Civic Centre. Access to Johor Bahru is also extremely easy as there is a bus from Causeway Point to the checkpoint not far away.

Overall, the Woodlands HDB BTO Dec 2023 sites actually enjoy a very attractive location despite the reputation of Woodlands as being far from the city centre. As the Woodlands Dec 2023 BTO flats are likely to be reasonably priced, they can be a diamond in the rough for budget-conscious buyers.

Nearest MRT stations

Woodlands MRT station

Nearest amenities

Causeway Point, Woodlands Community Club, Woodlands Civic Centre, Woodlands Regional Library, Admiralty Park, and Woodlands Town Park East

Nearby schools

Si Ling Primary School, Riverside Secondary School, Qihua Primary School, Woodlands Primary School, Woodgrove Primary School, Innova Primary School, Singapore Sports School, Fuchun Primary School, Fuchun Secondary School, Marsiling Primary School, Marsiling Secondary School, Woodlands Secondary School Christ Church Secondary School, Woodlands Primary School, Woodgrove Secondary School, Yishun Innova Junior College, and Republic Polytechnic

Back to top

HDB BTO Application And Selection

BTO Flat Types

The BTO flat types offered are typically 2-room Flexi, 3-, 4-, 5-room flats, and 3Gen flats.

HDB BTO Priority Schemes

A potential buyer can apply for their preferred flat and estate. Balloting will be conducted to determine the outcome of the application.

On 24 February 2023, Deputy Prime Minister and Finance Minister Lawrence Wong announced in the Budget 2023 statement that eligible first-timer families with kids and couples under 40 years old will get one additional BTO ballot when applying for BTO flats in BTO sales launches. These changes have been implemented since the HDB BTO Oct 2023 launch.

First-timer applicants also enjoy other forms of higher priority for new flats. The flat supply set aside for the different household types are:

1. First-timer Families Under the Family and Parenthood Priority Scheme (FPPS)

Since the HDB BTO Oct 2023 launch onwards, the Parenthood Priority Scheme (PPS) has been renamed the Family and Parenthood Priority Scheme (FPPS). This scheme prioritises a new subset of first-timer applicants, First-timer (Parents & Married Couples), or FT(PMC), allocating up to 40% of BTO flats to them in each BTO launch.

2. First-timer Families Under the Multi-Generation Priority Scheme (MGPS)

Flat allocation for parents

Up to 15% of 2-room Flexi or 3-room BTO flats (at least 20 units)

Flat allocation for married children

The corresponding number of 2-room Flexi or bigger BTO flats

3. First-timer Families Under the Married Child Priority Scheme (MCPS)

2-room Flexi BTO flats (non-mature estates)

5%

3-room BTO flats (non-mature estates)

30%

4-room and 5-room BTO flats (non-mature estates)

30%

2-room Flexi and bigger BTO flats (mature estates)

30%

4. First-timer Families (Other Families)

2-room Flexi BTO flats

10%

3-room BTO flats

25%

4-room and 5-room BTO flats

35%

5. First-timer Families (Singles)

2-room Flexi BTO flats

65%

3-room BTO flats

4-room and 5-room BTO flats

6. Second-timer Families Under the MCPS

2-room Flexi BTO flats (non-mature estates)

5%

3-room BTO flats (non-mature estates)

5%

4-room and 5-room BTO flats (non-mature estates)

3%

2-room Flexi and bigger BTO flats (mature estates)

3%

7. Second-timer Families Under the Assistance Scheme for Second-timers (Divorced/Widowed Parents) (ASSIST) Scheme

2-room Flexi BTO flats

5%

3-room BTO flats

5%

4-room and 5-room BTO flats

How to Apply for a BTO Flat

1. Select the Location

Select from location sites announced in the BTO sales launch.

2. Apply for the HFE Letter

With effect from 9 May 2023, the new HDB Flat Eligibility (HFE) letter replaced the old HDB Loan Eligibility (HLE) letter. What the HFE letter does is inform you of your HDB flat eligibility, CPF Housing Grant eligibility, HDB loan eligibility, and the amounts you qualify for and can loan.

If you’re not financing your BTO flat with an HDB loan, this is where you should apply for an In-Principal Approval (IPA) from participating Financial Institutions (FIs) through the HDB Flat Portal.

For those applying for the September BTO 2023 launch onwards, you will need a valid HFE letter.

You can submit your particulars for the preliminary HFE check to obtain your HFE letter via the HDB Flat Portal.

3. Submit the BTO Application

Submit an online application with HDB during the one-week application period.

4. Receive Results

Applicants’ queue positions to book flats are determined by balloting. Applicants may check for updates on their status. Successful applicants will be invited to book a BTO flat.

5. Book a BTO Flat

Check the flats’ availability before attending the appointment with HDB. Applicants will also need to bring along the required documents.

A Letter of Offer must be submitted if the applicant is obtaining a housing loan from a bank or FI. You need the Letter of Offer (LO) to confirm your housing loan.

6. Sign the Lease Agreement

Sign the Agreement for Lease. You will be invited to do so within nine months from when you have booked your BTO flat. You will also have to pay the down payment when you sign the Agreement for Lease. If you are eligible, you may opt for the Staggered Downpayment Scheme.

7. Collect the Keys

Flat keys can be collected in about 3.5 years after construction is completed.

Balloting Process

Note: Starting from September 2023, first-time BTO applicants who receive a BTO ballot but do not select a flat will be considered second-timers for one year. If they do not select a flat on their second BTO application, they will be unable to apply for a BTO flat for one year.

Each potential buyer may apply for BTO but balloting chances may vary.

In non-mature estates, a first-timer family/couple will get additional chances if the first two applications are unsuccessful.

Unsuccessful applications

Original chances

Additional chances

Total chances

0 to 1

2

0

2

2

2

1

3

3

2

2

4

4

2

3

5

An application is only considered unsuccessful if the applicant is not invited to select a BTO flat. Additional chances are not given for BTO launches in mature estates as the supply of these flats is limited.

Back to top

BTO Eligibility

BTO Eligibility Criteria

New HDB flats are subsidised and meant for Singapore Citizens. Potential buyers and any other applicants and essential occupiers need to meet several eligibility conditions before applying for a flat.

Eligible applicant/Family nucleus

Details

The applicant will need to qualify under one of the eligible schemes

– Public Scheme
– Fiancé/Fiancée Scheme
– Orphans Scheme

Citizenship

At least one Singapore Citizen applicant
At least one other Singapore Citizen or Singapore PR*

Age

At least 21 years old

Income ceiling

The applicant is within the set income ceiling for the flat they intend to buy

Property ownership

Must not have had interest in or owned any type of private property, otherwise
Must have disposed of private property at least 30 months before the HDB Flat Eligibility (HFE) letter application

*First-timer households comprising only one Singapore Citizen and one or more Singapore Permanent Residents will have to pay a $10,000 premium at the point of flat purchase.

The additional $10,000 Citizen Top-Up Grant may be applied for upon conversion to Singapore Citizenship or when applicants have a Singapore Citizen child.

Eligibility Scheme

Under any of the existing eligibility schemes, applicants can get a new flat. Here are the available schemes individuals can apply for as a single, couple or a family and some general criteria.

Schemes

The applicant is forming a family with

Criteria

3Gen BTO flat applications

Public Scheme

Spouse, and children (if any)
Parents, and siblings (if any)
Children under his/her care (if widowed/divorced)

At least 21 years and above
Applicants form a family nucleus that includes one Singapore Citizen, and at least one other Singapore Citizen/PR

A multi-generational family is any of the following:
– Married/engaged couple and parents
– Widowed/divorced with children under custody and parents

Fiancé/Fiancée Scheme

Spouse-to-be

At least 21 years and above
Be a Singapore Citizen and include at least one other Singapore Citizen or PR
Applicants will need to submit a copy of their marriage certificate upon or before taking possession of the flat
Applicants may need to submit the following documents depending on the circumstances:
– Written parental consent
– Special marriage license

A multi-generational family is any of the following:
– Married/engaged couple and parents
– Widowed/divorced with children under custody and parents

Single Singapore Citizen Scheme (SCSS)

Singles aged 35 and above, and are Singapore Citizens
Only for 2-room Flexi BTO flats in non-mature estates with a monthly household income ceiling of $7,000
Only first-timer core applicants qualify

Joint Singles Scheme (JSS)

Singles aged 35 and above
You must be a Singapore Citizen and include at least one other co-applicant who is also a Singapore Citizen
Only for 2-room Flexi BTO flats in non-mature estates with a monthly household income ceiling of $7,000
Only first-timer core applicants qualify

Non-Citizen Spouse Scheme

Couples, where one is a Singapore Citizen and the other, is neither a Singapore Citizen nor PR

At least 35 years old
Non-resident spouse needs a valid Visit Pass or Work Pass of any validity period
Only for 2-room Flexi BTO flats in non-mature estates with a monthly household income ceiling of $7,000
Must be a first-timer applicant

Orphans Scheme

Siblings who are orphans and unmarried

At least one of the deceased parents was a Singapore Citizen/PR
All siblings have to be single

For more details, you can refer to the HDB website for flat and grant eligibility for couples and families. If you’re single, click here for more details for flat and grant eligibility for singles.

BTO Flat Application Income Ceiling

The income ceiling depends on the type of flat you are planning to purchase. Applicants whose average gross monthly household income exceeds the income ceiling will not be able to apply for the chosen flat type.

BTO flat type

Income ceiling (average gross monthly household income)

3-room BTO flat

$7,000 or $14,000, depending on the project

4-room BTO flat

– $14,000
– $21,000 if purchasing with extended or multi-generational family

The following table lists the types of income/allowance that will be considered for the income ceiling.

Income/allowance considerable for an income ceiling

Income/allowance considerable for income ceiling

Considered
– Allowances (fixed/variable) received on a regular basis (e.g. allowances for food, transport, laundry, uniform, etc.)
– Pension
– Stipend
– Sustenance

Not considered
– Alimony allowance
– Bonuses
– Director fees
– Income from overtime work
– Scholarship overseas allowance
– Interest from deposit accounts
– National Service allowance
– Rental income

Applicants should check what income documents are required for submission based on their nature of employment.

First or Second-timer Status

Applicant

Criteria

Priority and privileges

First-timer

The applicant, or any other listed owners and essential occupiers, has:

– Not bought a flat from HDB, or an EC/DBSS flat bought from a developer
– Not sold a flat from HDB, or an EC/DBSS flat bought from a developer
– Not received any CPF Housing Grant for the purchase of a resale flat
– Not taken any form of housing subsidy

Yes

Second-timer

The applicant, or any other listed owners and essential occupiers, has:

– Owned or sold
– HDB flat bought from HDB
– Resale flat bought using a CPF Housing Grant
– EC/DBSS flat bought from a developer
– Previously taken some form of housing subsidy

No

Determining Wait-out Period

There are instances where the applicant has to wait out a set period before he/she can apply or be listed in a new flat application:

  • First-timer applicants have more pressing housing needs and thus enjoy greater priority and privileges during the flat application process

  • Couples comprising a first and second-timer applicant will be considered as first-timer couples and enjoy the same priority benefits

Applicant

A current owner/occupier of a flat/EC who has not yet met the MOP requirements of a flat

A previous applicant who has cancelled a flat application, or chose not to book a flat two times in a row

Type of property owned/occupied

– HDB flat bought from HDB
– Resale flat bought using a CPF Housing Grant
– EC/DBSS flat bought from the developer

Wait-out period

MOP of five years, or 10 years if the flat is under the PLH model

One year

Financing a BTO Flat

Costs and Fees

The following is an overview of the costs and fees associated with the purchase of a flat from HDB.

1. Submitting the Application

$10 application fee
Payable by: Credit Card

2. Booking a BTO flat

Option fee
Payable by: Cash

3. Signing of the Agreement for Lease

Stamp duty and legal fees (may vary)
Downpayment (amount depends if you have opted for the Staggered Downpayment Scheme)
Payable by: Cash, CPF

For more information on the amount payable when you sign the Agreement for Lease, refer to HDB’s website.

4. Collection of Keys

Purchase price of the flat (may vary)
Home Protection Scheme
Fire Insurance
The remainder of down payment (amount depends if you have opted for the Staggered Downpayment Scheme)
Payable by: Cash, CPF

The following is an overview of the costs and fees associated with the purchase of a flat from HDB.

Stage

Payment due

Payable by

Submitting the application

$10 application fee

Credit card

Booking a BTO flat

Option fee

Cash

Signing Agreement for Lease

Stamp duty and legal fees
Down payment (partial)

Cash or CPF

Collection of keys

Stamp duty and legal fees
Home Protection Scheme
Fire Insurance
Down payment (remainder)
Balance of the purchase price

Cash or CPF

Applicants should have sufficient cash savings for:

  • Credit card payment of $10 administrative fee when buyers purchase a flat from HDB. For DBSS and EC applications, please check with the developers on the amount payable when submitting an application.

  • Option fee

  • The cash portion of the down payment

  • Cash proceeds from disposing of the last flat to take on a second HDB loan

Financing via CPF

Applicants can use their CPF Ordinary Account (OA) savings for:

  • Initial payment in whole or in part (amount payable varies with the type of housing loan taken)

  • Partial or full payment for flat purchase

  • Monthly housing loan instalments

The CPF withdrawal limit may apply and varies with the type of housing loan taken.

CPF Housing Grants

CPF Housing Grants are government housing subsidies for eligible Singapore Citizens. They are credited to an applicant’s CPF OA. Applicants can use them for a flat’s initial payment to reduce the housing loan amount.

Applicants can apply for the Enhanced CPF Housing Grant (EHG). In September 2019, it was announced that the EHG would replace the Additional CPF Housing Grant (AHG) and Special CPF Housing Grant (SHG).

The EHG will be available to those buying a new HDB flat or a resale flat. Additionally, there are no restrictions on the flat type and location. The average gross monthly household income ceiling for the EHG is $9,000 for first-timer households. Other conditions include that the remaining lease of the flat must be more than 20 years. View full terms of eligibility for the EHG grant here.

Applicants can receive grants under any one of the six categories:

  1. First-timer Applicants

  2. Second-timer Applicants

  3. First-timer and Second-timer Couple Applicants

  4. Non-Citizen Spouse Scheme

  5. Single Singapore Citizen Scheme

  6. Joint Singles Scheme (JSS) or Orphan Scheme

Category

First-timer applicants

Second-timer applicants

First-timer and second-timer couple applicants

Non-Citizen Spouse Scheme

Single Singapore Citizen Scheme

JSS* or Orphan Scheme

EHG

Eligible

Eligible for EHG (Singles)

Eligible for EHG (Singles)

Eligible for EHG (Singles)

Other grants

Step-Up CPF Housing Grant (SUHG)

Total grant amount

Up to $80,000

Up to $15,000

Up to $40,000

Up to $15,000

Up to $40,000

Up to $80,000

Conditions:

Eligibility depends on:

  • Income ceiling

  • Previous housing subsidies

  • Employment status

  • Remaining flat lease

  • Ownership of property

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Taking an HDB Loan

HDB provides housing loans at a concessionary interest rate to eligible flat buyers. You will be informed of your eligibility to take an HDB-granted loan when you submit your personal particulars during the preliminary HFE check. At this step, you will also be informed of how much you can loan. After completing the preliminary HFE check, you can go on to submit your HFE letter application.

Eligibility Conditions

Applicant and essential occupiers must meet the following criteria:

  • At least one buyer is a Singapore Citizen

  • Monthly household income does not exceed $14,000 (or $21,000 for extended families)

  • Have not taken more than two HDB loans previously

  • Must not own any private residence (in Singapore or overseas)

  • Must not have disposed of private residential property within 30 months before the loan application

Contra Payment Facility For New Flats

Buyers who are selling their current flat can choose to apply for the Contra Payment Facility. Applicants are granted an additional loan on top of their housing loan after all their available CPF balance is used for the flat purchase.

The loan is redeemed with the net sale proceeds of the applicant’s current flat.

The interest charged is based on prevailing HDB loan interest rates.

HDB Housing Loan Information

Down payment

Can be fully paid for using CPF

Loan ceiling

Up to 80% of the property value (or purchase price, whichever is lower)

Interest rate

2.6% (i.e. 0.1% above CPF OA interest rate)

Repayment period

Capped at 25 years, or till the buyer is 65 years old, whichever is shorter

Monthly instalments

Capped at 30% of applicants’ monthly income

Insurance

HDB Fire Insurance Policy, Home Protection Scheme (HPS)

Taking a Bank Loan

Applicants can choose to finance their flat with a housing loan from a bank regulated by the Monetary Authority of Singapore (MAS). Those who are not eligible for an HDB housing loan can also opt for a bank loan. You can now request an In-Principle Approval (IPA) from participating Financial Institutions (FIs) through the HDB Flat portal, as well as review potential loan options from participating FIs.

Applicants may apply for a bank loan through PropertyGuru Finance too. For those who want to compare the most competitive mortgage rates on the market, you can make use of the PropertyGuru Finance loan comparison tool. If you need more help, contact a Mortgage Expert for guidance; our experts can walk you through the home financing process. You may also apply for an In-Principle Approval (IPA) through PropertyGuru Finance.

Down payment

At least 5% of the purchase price is to be paid in cash, the rest using CPF

Loan ceiling

Up to 75% of the purchase price (for loan tenure of 25 years or less)

Interest rate

Dependent on bank

Repayment period

Capped at 30 years

Monthly instalments

Dependent on bank

Insurance

None

Back to top

Past BTO Projects by Estates

HDB BTO Prices in District 3 (Queenstown, Tiong Bahru) and 4 (Telok Blangah, Harbourfront)

Launch

Project

Flat type

Selling price (excluding grants)

Oct 2023

Tanglin Halt Cascadia (Queenstown)

3-room

From $364,000

Oct 2023

Tanglin Halt Cascadia (Queenstown)

4-room

From $537,000

Feb 2023

Ulu Pandan Glades (Queenstown)

3-room

From $372,000

Feb 2023

Ulu Pandan Glades (Queenstown)

4-room

From $541,000

Nov 2022

Ghim Moh Natura (Queenstown)

2-room

From $206,000

Nov 2022

Ghim Moh Natura (Queenstown)

3-room

From $364,000

Nov 2022

Ghim Moh Natura (Queenstown)

4-room

From $516,000

Nov 2022

Queensway Canopy (Queenstown)

Community Care Apartments

From $82,000

Nov 2022

Queensway Canopy (Queenstown)

3-room

From $392,000

Nov 2022

Queensway Canopy (Queenstown)

4-room

From $551,000

Nov 2022

Ulu Pandan Banks (Queenstown)

3-room

From $362,000

Nov 2022

Ulu Pandan Banks (Queenstown)

4-room

From $546,000

Aug 2022

Alexandra Vale (Bukit Merah)

3-room

From $385,000

Aug 2022

Alexandra Vale (Bukit Merah)

4-room

From $547,000

Aug 2022

Havelock Hillside (Bukit Merah)

3-room

From $370,000

Aug 2022

Havelock Hillside (Bukit Merah)

4-room

From $531,000

May 2022

Ghim Moh Ascent (Queenstown)

3-room

From $369,000

May 2022

Ghim Moh Ascent (Queenstown)

4-room

From $511,000

May 2022

Bukit Merah Ridge (Bukit Merah)

3-room

From $377,000

May 2022

Bukit Merah Ridge (Bukit Merah)

4-room

From $540,000

May 2021

Telok Blangah Beacon (Bukit Merah)

3-room

From $419,000

May 2021

Telok Blangah Beacon (Bukit Merah)

4-room

From $602,000

August 2021

Queen’s Arc (Queenstown)

3-room

From $382,000

August 2021

Queen’s Arc (Queenstown)

4-room

From $540,000

HDB BTO Prices in District 7 (Rochor)

Launch

Project

Flat type

Selling price (excluding grants)

Nov 2021

River Peaks I & II (Central – Rochor)

3-room

From $409,000

Nov 2021

River Peaks I & II (Central – Rochor)

4-room

From $582,000

HDB BTO Prices in District 12 (Toa Payoh)

Launch

Project

Flat type

Selling price (excluding grants)

May 2022

Kim Keat Heights

2-room Flexi

From $162,000

May 2022

Kim Keat Heights

3-room

From $289,000

May 2022

Kim Keat Heights

4-room

From $420,000

Feb 2020

Kim Keat Ripples, Toa Payoh Ridge

2-room Flexi

From $90,000

Feb 2020

Kim Keat Ripples, Toa Payoh Ridge

3-room

From $351,000

Feb 2020

Kim Keat Ripples, Toa Payoh Ridge

4-room

From $395,000

Nov 2020

Bartley Beacon
ParkView @ Bidadari

3-room

From $324,000

Nov 2020

Bartley Beacon
ParkView @ Bidadari

4-room

From $466,000

Nov 2020

Bartley Beacon

5-room

From $627,000

May 2018

Kim Keat Beacon

3-room

From $245,000

May 2018

Kim Keat Beacon

4-room

From $380,000

HDB BTO Prices in District 13 (Bidadari)

Launch

Project

Flat type

Selling price (excluding grants)

Feb 2021

Bartley GreenRise
ParkEdge @ Bidadari
Alkaff Breeze

3-room

From $312,000

Feb 2021

Bartley GreenRise
ParkEdge @ Bidadari
Alkaff Breeze

4-room

From $464,000

Feb 2021

Bartley GreenRise
ParkEdge @ Bidadari
Alkaff Breeze

5-room

From $611,000

HDB BTO Prices in District 14 (Kallang/Whampoa, Geylang)

Launch

Project

Flat type

Selling price (excluding grants)

Oct 2023

Tenteram Vantage

3-room

From $339,000

Oct 2023

Tenteram Vantage

4-room

From $488,000

Oct 2023

Rajah Residences

2-room Flexi

From $176,000

Oct 2023

Rajah Residences

4-room

From $480,000

Oct 2023

Verandah @ Kallang

2-room Flexi

From $193,000

Oct 2023

Verandah @ Kallang

3-room

From $368,000

Oct 2023

Verandah @ Kallang

4-room

From $535,000

May 2023

Farrer Park Arena (Kallang/Whampoa)

3-room

From $362,000

May 2023

Farrer Park Arena (Kallang/Whampoa)

4-room

From $505,000

Feb 2023

Rajah Summit (Kallang/Whampoa)

3-room

From $326,000

Feb 2023

Rajah Summit (Kallang/Whampoa)

4-room

From $459,000

Feb 2023

Farrer Park Fields (Kallang/Whampoa)

2-room Flexi

From $185,000

Feb 2023

Farrer Park Fields (Kallang/Whampoa)

3-room

From $356,000

Feb 2023

Farrer Park Fields (Kallang/Whampoa)

4-room

From $509,000

Nov 2022

Kallang Horizon (Kallang/Whampoa)

3-room

From $335,000

Nov 2022

Kallang Horizon (Kallang/Whampoa)

4-room

From $509,000

Feb 2022

King George’s Heights (Kallang/Whampoa)

3-room

From $353,000

Feb 2022

King George’s Heights (Kallang/Whampoa)

4-room

From $488,000

Feb 2022

Dakota Crest (Geylang)

2-room Flexi

From $205,000

Feb 2022

Dakota Crest (Geylang)

3-room

From $352,000

Feb 2022

Dakota Crest (Geylang)

4-room

From $522,000

Feb 2021

McNair Heights (Kallang/Whampoa)

2-room Flexi

From $117,000

Feb 2021

McNair Heights (Kallang/Whampoa)

3-room

From $359,000

Feb 2021

McNair Heights (Kallang/Whampoa)

4-room

From $532,000

May 2021

MacPherson Weave (Geylang)

2-room Flexi

From $180,000

May 2021

MacPherson Weave (Geylang)

3-room

From $343,000

May 2021

MacPherson Weave (Geylang)

4-room

From $489,000

Aug 2021

Towner Residences (Kallang/Whampoa)

3-room

From $336,000

Aug 2021

Towner Residences (Kallang/Whampoa)

4-room

From $500,000

Nov 2021

Kent Heights (Kallang/Whampoa)

2-room Flexi

From $192,000

Nov 2021

Kent Heights (Kallang/Whampoa)

4-room

From $511,000

Aug 2020

Dakota One (Geylang)

3-room

From $355,000

Aug 2020

Dakota One (Geylang)

4-room

From $523,000

Feb 2019

Kallang Breeze, Towner Crest (Kallang/Whampoa)

3-room

From $374,000

Feb 2019

Kallang Breeze, Towner Crest (Kallang/Whampoa)

4-room

From $523,000

May 2019

Kempas Residences (Kallang/Whampoa)

2-room Flexi

From $117,000

May 2019

Kempas Residences (Kallang/Whampoa)

3-room

From $387,000

May 2019

Kempas Residences (Kallang/Whampoa)

4-room

From $562,000

HDB BTO Prices in District 18 (Bedok)

Launch

Project

Flat type

Selling price (excluding grants)

May 2023

Bedok South Blossoms (Bedok)

2-room Flexi

From $165,000

May 2023

Bedok South Blossoms (Bedok)

3-room

From $320,000

May 2023

Bedok South Blossoms (Bedok)

4-room

From $448,000

May 2023

Bedok South Blossoms (Bedok)

5-room

From $588,000

May 2023

Bedok South Blossoms (Bedok)

3Gen

From $605,000

HDB BTO Prices in District 18 (Tampines, Pasir Ris)

Launch

Project

Flat type

Selling price (excluding grants)

Aug 2022

Sun Plaza Spring (Tampines)

4-room

From $342,000

Aug 2022

Sun Plaza Spring (Tampines)

5-room

From $475,000

Aug 2021

Tampines GreenQuartz (Tampines)

2-room Flexi

From $142,000

Aug 2021

Tampines GreenQuartz (Tampines)

3-room

From $244,000

Aug 2021

Tampines GreenQuartz (Tampines)
Tampines GreenJade (Tampines)

4-room*
5-room

From $342,000
From $475,000

Aug 2020

Tampines GreenCrest
Tampines GreenGlade
Tampines GreenOpal

3-room*
4-room
5-room

From $205,000
From $311,000
From $423,000

Aug 2020

Costa Grove (Pasir Ris)

2-room Flexi

From $137,000

Aug 2020

Costa Grove (Pasir Ris)

3-room

From $245,000

Aug 2020

Costa Grove (Pasir Ris)

4-room

From $374,000

Aug 2020

Costa Grove (Pasir Ris)

5-room

From $493,000

Nov 2020

Tampines GreenEmerald (Tampines)

2-room Flexi

From $130,000

Nov 2020

Tampines GreenEmerald (Tampines)

4-room

From $334,000

Nov 2020

Tampines GreenEmerald (Tampines)

5-room

From $460,000

Sept 2019

Tampines GreenGlen (Tampines)

4-room

From $312,000

Sept 2019

Tampines GreenGlen (Tampines)

5-room

From $418,000

Nov 2019

Tampines GreenSpring (Tampines)

2-room Flexi

From $145,000

Nov 2019

Tampines GreenSpring (Tampines)

3-room

From $281,000

Nov 2019

Tampines GreenSpring (Tampines)

4-room

From $394,000

Nov 2019

Tampines GreenSpring (Tampines)

5-room

From $508,000

May 2018

Kim Keat Beacon (Tampines)

3-room

From $245,000

May 2018

Kim Keat Beacon (Tampines)

4-room

From $380,000

May 2018

Tampines GreenVines (Tampines)

3-room

From $210,000

May 2018

Tampines GreenVines (Tampines)

4-room

From $312,000

May 2018

Tampines GreenVines (Tampines)

5-room

From $422,000

Nov 2018

Tampines GreenGem (Tampines)

2-room Flexi

From $134,000

Nov 2018

Tampines GreenGem (Tampines)

3-room

From $240,000

Nov 2018

Tampines GreenGem (Tampines)

4-room

From $352,000

Nov 2018

Tampines GreenGem (Tampines)

5-room

From $472,000

HDB BTO Prices in District 19 (Sengkang, Punggol, Hougang, Serangoon)

Launch

Project

Flat type

Selling price (excluding grants)

May 2023

Serangoon North Vista (Serangoon)

4-room

From $397,000

May 2023

Serangoon North Vista (Serangoon)

5-room

From $558,000

Aug 2021

Kovan Wellspring (Hougang)

2-room Flexi

From $153,000

Aug 2021

Kovan Wellspring (Hougang)

3-room

From $289,000

Aug 2021

Kovan Wellspring (Hougang)

4-room

From $413,000

Aug 2021

Hougang Citrine (Hougang)

2-room Flexi

From $108,000

Aug 2021

Hougang Citrine (Hougang)

3-room

From $199,000

Aug 2021

Hougang Citrine (Hougang)

4-room

From $324,000

Aug 2021

Hougang Citrine (Hougang)

5-room

From $392,000

Nov 2021

Hougang Olive (Hougang)

4-room

From $308,000

Nov 2021

Hougang Olive (Hougang)

5-room

From $416,000

Nov 2021

Tanjong Tree Residences @ Hougang

4-room

From $318,000

Nov 2021

Tanjong Tree Residences @ Hougang

5-room

From $419,000

Feb 2019

Fernvale Vines (Sengkang)

2-room Flexi

From $102,000

Feb 2019

Fernvale Vines (Sengkang)

3-room

From $191,000

Feb 2019

Fernvale Vines (Sengkang)

4-room

From $283,000

Feb 2019

Fernvale Vines (Sengkang)

5-room

From $365,000

Feb 2019

Fernvale Vines (Sengkang)

3Gen

From $385,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

2-room Flexi

From $109,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

3-room

From $205,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

4-room

From $287,000

Sept 2019

Punggol Point Cove, Punggol Point Crown (Punggol)

5-room

From $423,000

May 2018

Fernvale Dew (Sengkang)

2-room Flexi

From $99,000

May 2018

Fernvale Dew (Sengkang)

3-room

From $187,000

May 2018

Fernvale Dew (Sengkang)

4-room

From $279,000

May 2018

Fernvale Dew (Sengkang)

5-room

From $362,000

Nov 2018

Fernvale Acres (Sengkang)

4-room

From $270,000

Nov 2018

Fernvale Acres (Sengkang)

5-room

From $366,000

HDB BTO Prices in District 20 (Ang Mo Kio, Bishan)

Launch

Project

Flat type

Selling price (excluding grants)

Aug 2022

Central Weave @AMK (Ang Mo Kio)

3-room

From $198,000

Aug 2022

Central Weave @AMK (Ang Mo Kio)

4-room

From $535,000

Aug 2022

Central Weave @AMK (Ang Mo Kio)

5-room

From $720,000

Aug 2022

Central Weave @AMK (Ang Mo Kio)

3Gen

From $713,000

Aug 2020

Kebun Baru Edge (Ang Mo Kio)

4-room

From $423,000

Aug 2020

Kebun Baru Edge (Ang Mo Kio)

5-room

From $571,000

Aug 2020

Bishan Towers (Bishan)

2-room Flexi

From $176,000

Aug 2020

Bishan Towers (Bishan)

3-room

From $302,000

Aug 2020

Bishan Towers (Bishan)

4-room

From $484,000

Nov 2020

Bishan Ridges (Bishan)

2-room Flexi

From $121,000

Nov 2020

Bishan Ridges (Bishan)

3-room

From $374,000

Nov 2020

Bishan Ridges (Bishan)

4-room

From $528,000

Nov 2019

Yio Chu Kang Beacon (Ang Mo Kio)

2-room Flexi

From $170,000

Nov 2019

Yio Chu Kang Beacon (Ang Mo Kio)

3-room

From $332,000

Nov 2019

Yio Chu Kang Beacon (Ang Mo Kio)

4-room

From $451,000

HDB BTO Prices in District 22 (Boon Lay, Jurong, Tuas)

Launch

Project

Flat type

Selling price (excluding grants)

Feb 2023

Jurong West Crystal (Jurong West)

3-room

From $187,000

Feb 2023

Jurong West Crystal (Jurong West)

4-room

From $288,000

Aug 2022

Jurong East Breeze (Jurong East)

2-room Flexi

From $97,000

Aug 2022

Jurong East Breeze (Jurong East)

3-room

From $194,000

Aug 2022

Jurong East Breeze (Jurong East)

4-room

From $283,000

May 2022

Lakeside View (Jurong West)

2-room Flexi

From $107,000

May 2022

Lakeside View (Jurong West)

3-room

From $215,000

May 2022

Lakeside View (Jurong West)

4-room

From $320,000

May 2022

Lakeside View (Jurong West)

5-room

From $412,000

Aug 2021

Toh Guan Grove (Jurong East)

2-room Flexi

From $121,000

Aug 2021

Toh Guan Grove (Jurong East)

3-room

From $237,000

Aug 2021

Toh Guan Grove (Jurong East)

4-room

From $347,000

Nov 2021

Nanyang Opal (Jurong West)

3-room

From $173,000

Nov 2021

Nanyang Opal (Jurong West)

4-room

From $264,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

2-room Flexi

From $95,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

3-room

From $185,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

4-room

From $374,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

5-room

From $338,000

Feb 2019

Boon Lay Glade, Jurong West Jewel (Jurong West)

3Gen

From $382,000

HDB BTO Prices in District 23 (Hillview, Dairy Farm, Bukit Panjang, Choa Chu Kang)

Launch

Project

Flat type

Selling price (excluding grants)

Oct 2023

Rail Green I and II @ CCK

2-room Flexi

From $106,000

Oct 2023

Rail Green I and II @ CCK

3-room

From $216,000

Oct 2023

Rail Green I and II @ CCK

4-room

From $319,000

Oct 2023

Rail Green I and II @ CCK

5-room

From $463,000

Oct 2023

Rail Green I and II @ CCK

3Gen

From $471,000

Nov 2022

West Glades @ Bukit Batok (Bukit Batok)

2-room Flexi

From $105,000

Nov 2022

West Glades @ Bukit Batok (Bukit Batok)

3-room

From $206,000

Nov 2022

West Glades @ Bukit Batok (Bukit Batok)

4-room

From $309,000

Nov 2022

West Glades @ Bukit Batok (Bukit Batok)

5-room

From $405,000

Aug 2022

Keat Hong Grange (Bukit Batok)

2-room Flexi

From $102,000

Aug 2022

Keat Hong Grange (Bukit Batok)

3-room

From $194,000

Aug 2022

Keat Hong Grange (Bukit Batok)

4-room

From $277,000

Aug 2022

Keat Hong Grange (Bukit Batok)

5-room

From $390,000

Feb 2021

Harmony Village @ Bukit Batok (Bukit Batok)

2-room Flexi

From $92,000

Feb 2021

Harmony Village @ Bukit Batok (Bukit Batok)

Community care apartments

From $52,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

2-room Flexi

From $101,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

3-room

From $175,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

4-room

From $260,000

Feb 2021

West Hill @ Bukit Batok (Bukit Batok)

5-room

From $384,000

Nov 2021

Heart of Yew Tee (Choa Chu Kang)

2-room Flexi

From $72,000

Aug 2020

Keat Hong Verge (Choa Chu Kang)

2-room Flexi

From $99,000

Aug 2020

Keat Hong Verge (Choa Chu Kang)

3-room

From $164,000

Aug 2020

Keat Hong Verge (Choa Chu Kang)

4-room

From $253,000

HDB BTO Prices in District 24 (Lim Chu Kang, Tengah)

Launch

Project

Flat type

Selling price (excluding grants)

Oct 2023

Plantation Edge II and II

2-room Flexi

From $114,000

Oct 2023

Plantation Edge I and II

3-room

From $232,000

Oct 2023

Plantation Edge I and II

4-room

From $353,000

Oct 2023

Plantation Edge I and II

5-room

From $460,000

May 2023

Plantation Verge

2-room Flexi

From $125,000

May 2023

Plantation Verge

3-room

From $238,000

May 2023

Plantation Verge

4-room

From $350,000

May 2023

Plantation Verge

5-room

From $454,000

May 2023

Parc Meadow @ Tengah

2-room Flexi

From $127,000

May 2023

Parc Meadow @ Tengah

3-room

From $253,000

May 2023

Parc Meadow @ Tengah

4-room

From $363,000

May 2023

Parc Meadow @ Tengah

5-room

From $489,000

Feb 2023

Brickland Weave (Tengah)

2-Room Flexi

From $97,000

Feb 2023

Brickland Weave (Tengah)

3-room

From $190,000

Feb 2023

Brickland Weave (Tengah)

4-room

From $291,000

Feb 2023

Brickland Weave (Tengah)

5-room

From $401,000

Nov 2022

Garden Waterfront I & II @ Tengah

2-room Flexi

From $111,000

Nov 2022

Garden Waterfront I & II @ Tengah

3-room

From $214,000

Nov 2022

Garden Waterfront I & II @ Tengah

4-room

From $307,000

Nov 2022

Garden Waterfront I & II @ Tengah

5-room

From $428,000

Feb 2022

Parc Flora @ Tengah

2-room Flexi

From $132,000

Feb 2022

Parc Flora @ Tengah

3-room

From $231,000

Feb 2022

Parc Flora @ Tengah

4-room

From $322,000

Feb 2022

Parc Flora @ Tengah

5-room

From $428,000

Feb 2022

Plantation Creek (Tengah)

4-room

From $309,000

Feb 2022

Plantation Creek (Tengah)

5-room

From $420,000

Feb 2021

Parc Woods @ Tengah

2-room Flexi

From $110,000

Feb 2021

Parc Woods @ Tengah

3-room

From $209,000

Feb 2021

Parc Woods @ Tengah

4-room

From $298,000

May 2021

Garden Bloom @ Tengah

2-room Flexi

From $113,000

May 2021

Garden Bloom @ Tengah

4-room

From $299,000

May 2021

Garden Bloom @ Tengah

5-room

From $404,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

2-room Flexi

From $119,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

3-room

From $194,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

4-room

From $312,000

Nov 2021

Parc Clover @ Tengah, Parc Glen @ Tengah

5-room

From $428,000

Aug 2020

Parc Residences @ Tengah

2-room Flexi

From $108,000

Aug 2020

Parc Residences @ Tengah

3-room

From $198,000

Aug 2020

Parc Residences @ Tengah

4-room

From $303,000

Aug 2020

Parc Residences @ Tengah

5-room

From $418,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

2-room Flexi

From $108,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

3-room

From $194,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

4-room

From $288,000

Nov 2020

Garden Court @ Tengah, Garden Terrace @ Tengah

5-room

From $394,000

May 2019

Garden Vale @ Tengah, Plantation Acres

2-room Flexi

From $106,000

May 2019

Garden Vale @ Tengah, Plantation Acres

3-room

From $192,000

May 2019

Garden Vale @ Tengah, Plantation Acres

4-room

From $309,000

May 2019

Garden Vale @ Tengah, Plantation Acres

5-room

From $415,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

2-room Flexi

From $110,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

3-room

From $208,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

4-room

From $302,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

5-room

From $409,000

Nov 2019

Garden Vines @ Tengah, Plantation Village, Plantation Grange

3Gen

From $442,000

Nov 2018

Plantation Grove

2-room Flexi

From $101,000

Nov 2018

Plantation Grove

3-room

From $193,000

Nov 2018

Plantation Grove

4-room

From $290,000

Nov 2018

Plantation Grove

5-room

From $397,000

Nov 2018

Plantation Grove

3Gen

From $423,000

HDB BTO Prices in District 25 (Woodlands)

Launch

Project

Flat type

Selling price (excluding grants)

Aug 2022

Woodlands South Plains

2-room Flexi

From $98,000

Aug 2022

Woodlands South Plains

3-room

From $188,000

Aug 2022

Woodlands South Plains

4-room

From $303,000

May 2021

Woodgrove Ascent

2-room Flexi

From $98,000

May 2021

Woodgrove Ascent

3-room

From $185,000

May 2021

Woodgrove Ascent

4-room

From $275,000

May 2021

Woodgrove Ascent

5-room

From $372,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

2-room Flexi

From $90,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

3-room

From $184,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

4-room

From $276,000

Aug 2020

Champions Bliss, UrbanVille @ Woodlands

5-room

From $405,000

May 2019

Champions Green

2-room Flexi

From $86,000

May 2019

Champions Green

3-room

From $165,000

May 2019

Champions Green

4-room

From $244,000

May 2019

Champions Green

5-room

From $336,000

HDB BTO Prices in District 27 (Yishun, Sembawang)

Launch

Project

Flat type

Selling price (excluding grants)

Nov 2022

Vanda Breeze @ Yishun

2-room Flexi

From $100,000

Nov 2022

Vanda Breeze @ Yishun

3-room

From $175,000

Nov 2022

Vanda Breeze @ Yishun

4-room

From $270,000

Nov 2022

Vanda Breeze @ Yishun

5-room

From $391,000

Nov 2022

Miltonia Breeze @ Yishun

2-room Flexi

From $84,000

Nov 2022

Miltonia Breeze @ Yishun

4-room

From $248,000

Nov 2022

Miltonia Breeze @ Yishun

5-room

From $375,000

Nov 2022

Aranda Breeze @ Yishun

2-room Flexi

From $99,000

Nov 2022

Aranda Breeze @ Yishun

4-room

From $276,000

Nov 2022

Aranda Breeze @ Yishun

5-room

From $366,000

Feb 2022

Grove Spring @ Yishun

2-room Flexi

From $102,000

Feb 2022

Grove Spring @ Yishun

3-room

From $180,000

Feb 2022

Grove Spring @ Yishun

4-room

From $270,000

Feb 2022

Grove Spring @ Yishun

5-room

From $385,000

Feb 2022

Yishun Boardwalk

2-room Flexi

From $95,000

Feb 2022

Yishun Boardwalk

3-room

From $189,000

Feb 2022

Yishun Boardwalk

4-room

From $276,000

Feb 2022

Yishun Boardwalk

5-room

From $410,000

May 2022

Yishun Beacon (Yishun)

2-room Flexi

From $123,000

May 2022

Yishun Beacon (Yishun)

4-room

From $328,000

May 2022

Yishun Beacon (Yishun)

5-room

From $485,000

Feb 2020

Canberra Vista (Sembawang)

2-room Flexi

From $89,000

Feb 2020

Canberra Vista (Sembawang)

3-room

From $177,000

Feb 2020

Canberra Vista (Sembawang)

4-room

From $272,00

Feb 2020

Canberra Vista (Sembawang)

5-room

From $350,000

Feb 2020

Canberra Vista (Sembawang)

3Gen

From $355,000

Nov 2020

Sun Sails (Sembawang)

2-room Flexi

From $92,000

Nov 2020

Sun Sails (Sembawang)

3-room

From $163,000

Nov 2020

Sun Sails (Sembawang)

4-room

From $260,000

Nov 2020

Sun Sails (Sembawang)

5-room

From $336,000

May 2018

Casa Spring @ Yishun

2-room Flexi

From $76,000

May 2018

Casa Spring @ Yishun

4-room

From $256,000

May 2018

Casa Spring @ Yishun

5-room

From $335,000

May 2018

Casa Spring @ Yishun

3Gen

From $347,000

Aug 2018

Yishun Glen (Yishun)

3-room

From $178,000

Aug 2018

Melody Spring @ Yishun

2-room Flexi

From $75,000

Aug 2018

Melody Spring @ Yishun

4-room

From $248,000

Aug 2018

Melody Spring @ Yishun

5-room

From $334,000

Nov 2018

EastGlen @ Canberra

3-room

From $165,000

Nov 2018

EastGlen @ Canberra

4-room

From $251,000

Nov 2018

EastGlen @ Canberra

5-room

From $327,000

Nov 2018

Melody Spring @ Yishun

3-room

From $170,000

Nov 2018

Melody Spring @ Yishun

4-room

From $259,000

Nov 2018

Melody Spring @ Yishun

5-room

From $346,000