AIA Travel Insurance Singapore Review 2022
AIA Travel Insurance Review
AIA Travel Insurance Review

AIA may be one of the big insurance companies in Singapore, but AIA travel insurance has yet to be everyone’s go-to before jetting off on their latest holidays.

Unlike many of their competitors (even the massive brand names like NTUC Income), AIA has not really upped its travel insurance game to appeal to modern travellers savvy enough to do price comparisons, find the best promotions and buy the best deal they can find online.

As you’ll see in this article, AIA travel insurance still has some way to go before they can get a decent foothold in the competitive travel insurance space.

AIA travel insurance at a glance

AIA travel insurance is marketed under the brand AIA Around The World Plus and comes in 3 varieties: Classic, Deluxe and Premier. Here’s a look at how they stack up:

Travel insurance plan

AIA Around the World Plus Classic

AIA Around the World Plus Deluxe

AIA Around the World Plus Premier

Price for 1 week (ASEAN)

$37.30

$53.50

$76.65

Price for 1 week (Asia)

$55.45

$73.60

$105.90

Price for 1 week (worldwide)

$75.60

$92.80

$123

Promotion

No promotions at the moment

Medical expenses (overseas)

$200,000

$500,000

$2,000,000

Emergency medical evacuation

$500,000

Unlimited

Unlimited

Personal accident (death & TPD)

$150,000

$200,000

$500,000

Travel delay ($100 every 6 hours)

$1,000

$1,000

$1,000

Trip cancellation

$5,000

$10,000

$15,000

Baggage delay ($200 every 6 hours)

$1,000

$1,000

$1,000

Baggage loss/damage

$3,000

$5,000

$8,000

Adventure activities covered?

Yes

Yes

Yes

AIA travel insurance promotion

AIA travel insurance is one of the more expensive options out there, with a week’s coverage in ASEAN costing a whopping $37, which is way higher than the typical $20 to $25 range.

Unlike its competitors, AIA does not seem to give out promo codes or do frequent promotions. It’s a shame, because without promotions, these prices are far from competitive.

Then again, AIA travel insurance is also sold by its insurance agents so you might be able to wrangle a promo code or freebie out of an agent – who knows?

For those who would rather buy online, you can keep track of the latest AIA travel insurance promotions on their travel insurance page.

What does AIA travel insurance cover?

With prices like these, I’m inclined to dismiss AIA travel insurance, unless they have some redeeming feature such as above-average benefits, or are known for rendering excellent emergency assistance.

Unfortunately, they don’t (to my knowledge anyway).

For the “cheap” basic plan, benefits are only so-so. For example, the evacuation benefit limit is $500,000 – while some insurers offer unlimited evacuation even for their most basic plans.