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2 Best Credit Cards For Departmental Store Shopping In Singapore

Denise Bay
Updated

This article was originally on GET.com at: 2 Best Credit Cards For Departmental Store Shopping In Singapore

Are you a shopaholic who loves visiting departmental stores? If you aren't already using credit cards that can help you save money, perhaps it's time you get your hands on the 2 best credit cards for shopping.

Here, we at GET.com round up the 2 best cards for people who love shopping specifically at the departmental stores.

2 Best Credit Cards For Departmental Store Shopping In Singapore

1. Citibank Rewards Card VISA

Citibank Rewards Card VISA is a fantastic rewards credit card that you could consider because this accessible card gives you 10X Rewards (i.e. 10 Rewards points or 4 miles for every $1 spent) all year long when you shop for shoes, bags, or clothes at any departmental store in Singapore or overseas. You also earn these 10 points per $1 for online purchases of shoes, bags and clothing. Amazing, isn't it?

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Your rewards points (awarded in the form of Citi Dollars) are valid for 5 years from the time you earn them, which is not too shabby in our opinion. Nevertheless, note that the 10X Rewards perk has a cap of 120,000 Rewards points per card anniversary year.

We like how the Rewards points can be used to redeem for practically anything and everything, from hotels and flights to gadgets, cash rebates, cash vouchers and gift cards. You only need to earn at least $30,000 annually to be eligible for this card regardless of whether you're Singaporean or a PR. Citibank Rewards Card VISA has a $192.60, waived the first year.

Read our Citibank Rewards Card VISA review to find out more.

2. OCBC Robinsons Group Credit Card

OCBC Robinsons Group Credit Card is a card frequent shoppers of Robinsons and its group of brands will appreciate as this cashback credit card allows cardholders to enjoy 5% cashback on purchases at store in the Robinsons portfolio (Robinsons, Marks & Spencer, John Little, Royal Sporting House, Golf House, Lacoste, and more) all year round, without any minimum spend required nor cap on rebates earned. Therefore, the more you spend, the more rebates you'll receive.

If you spend over $5,000 at Robinsons, Marks & Spencer or John Little during the periods 1 January - 30 June or 1 July - 31 December, you'll be entitled to 10% rebate instead of the usual 5%.

With your rebates earned in the form of Rob$, you can use these to offset your purchases or redeem them for vouchers at Robinsons, Marks & Spencer or John Little. And just in case you're curious, you earn 1 Rob$ with every $2 of non-Robinsons purchases charged to this card and 3 Rob$ for every $2 spent overseas.

Cardholders also get to enjoy cardmember prices, promotions and exclusive invitations to private sales and members-only events.

So if you shop at Robinsons or its group of retail stores a lot, using this credit card makes a lot of sense. After all, this card only requires that you earn $30,000 or more per annum (for both Singaporeans and PRs), so it isn't difficult to get. OCBC Robinsons Group Credit Card has a $192.60 annual fee, waived the first year.

Read our OCBC Robinsons Group Credit Card review to find out more.

Always Yearning To Shop?

If you shop frequently at Metro, Metro-UOB Platinum Card might be the card you'd want to take a look at as this card gives you 10% off regular-priced items all year round in addition to 5% Metro$ rebates daily.

Those who prefer shopping at Takashimaya can consider DBS Takashimaya American Express® Card and DBS Takashimaya Visa Card instead.

Do you shop frequently at CapitaLand Malls? If you do, then you might want to check out the American Express CapitaCard that rewards shoppers with STAR$® when they shop at 15 participating CapitaLand Malls. The STAR$® that you accumulate can be used to exchange for CapitaVouchers.

At least for the ladies, shopping is undeniably one of our favourite national pastimes. Here are some of the best shopping discount cards that you might want to check out in your free time. These credit cards are affiliated with the brands or loyalty programme of various big retailers, and using them can really help to shrink your bills.

Also, if you are keen on enjoying an elevated shopping experience where they will be treated like a VIP something, consider these 3 best places for personal shopping.

Fancy online shopping instead? Remember to use amazing cashback credit cards for online shopping to help you get more bang for your buck while you click away.

What do you think? Share your comments with us below!

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