If you don't have much money to invest, but want to get in on the ground floor of tomorrow's market darlings, AI-based lending platform provider Upstart (NASDAQ: UPST) and leading cybersecurity firm SentinelOne (NYSE: S) might be what you're looking for. Upstart has the potential to deliver multibagger returns over the next decade. The benefits Upstart's platform offers are more accurate risk assessment, higher approval rates, and lower interest rates for borrowers.