15 Biggest Cities With the Cheapest Transportation Costs

JoeChristensen / Getty Images/iStockphoto
JoeChristensen / Getty Images/iStockphoto

It’s an expense we may not always think about when we consider the cost of living in any particular location, but for most people, it’s a big factor: transportation. The annual cost per person in 2023 was $12,295, according to the U.S. Department of Transportation.

As with just about every other cost-of-living expense, how much you’ll pay on transportation largely depends on where you live. So, which are the cities with the lowest transportation costs? To find out, GOBankingRates identified the top 100 major cities by population, using the U.S. Census American Community Survey, and then found the ones with the cheapest transportation costs.

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Also see affordable cities where you do not need a car.

f11photo / Getty Images/iStockphoto
f11photo / Getty Images/iStockphoto

San Antonio, Texas

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Imagesbybarbara / Getty Images/iStockphoto

Virginia Beach

  • Household median income: $87,544

  • Average annual mortgage cost: $18,784  

  • Total average cost of living annually: $41,869

  • Average monthly transportation cost: $568

  • Average annual transportation cost: $6,815

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Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto

Charlotte, North Carolina 

  • Household median income: $74,070

  • Average annual mortgage cost: $29,401   

  • Total average cost of living annually: $52,995

  • Average monthly transportation cost: $566

  • Average annual transportation cost: $6,794

constantgardener / Getty Images
constantgardener / Getty Images

Tucson, Arizona

  • Household median income: $52,049

  • Average annual mortgage cost: $24,434    

  • Total average cost of living annually: $47,111

  • Average monthly transportation cost: $560

  • Average annual transportation cost: $6,718

Sean Pavone / Shutterstock.com
Sean Pavone / Shutterstock.com

Oklahoma City

  • Household median income: $64,251

  • Average annual mortgage cost: $14,860    

  • Total average cost of living annually: $38,525

  • Average monthly transportation cost: $553

  • Average annual transportation cost: $6,641

Jacob Boomsma / Getty Images/iStockphoto
Jacob Boomsma / Getty Images/iStockphoto

Colorado Springs

  • Household median income: $79,026

  • Average annual mortgage cost: $33,343    

  • Total average cost of living annually: $55,941

  • Average monthly transportation cost: $551

  • Average annual transportation cost: $6,613   

Also See: 6 Things the Middle Class Should Sell To Build Their Savings

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Kruck20 / Getty Images

Memphis, Tennessee

  • Household median income: $48,090

  • Average annual mortgage cost: $10,786    

  • Total average cost of living annually: $33,733

  • Average monthly transportation cost: $548

  • Average annual transportation cost: $6,572   

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto

El Paso, Texas

  • Household median income: $55,710

  • Average annual mortgage cost: $16,063    

  • Total average cost of living annually: $38,595

  • Average monthly transportation cost: $533

  • Average annual transportation cost: $6,391

Ultima_Gaina / Getty Images/iStockphoto
Ultima_Gaina / Getty Images/iStockphoto

Indianapolis

  • Household median income: $59,110

  • Average annual mortgage cost: $16,789   

  • Total average cost of living annually: $39,452

  • Average monthly transportation cost: $526

  • Average annual transportation cost: $6,314

styxclick / Getty Images/iStockphoto
styxclick / Getty Images/iStockphoto

Columbus, Ohio

  • Household median income: $62,994

  • Average annual mortgage cost: $19,023

  • Total average cost of living annually: $41,888

  • Average monthly transportation cost: $522

  • Average annual transportation cost: $6,266

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Sean Pavone / Shutterstock.com
Sean Pavone / Shutterstock.com

Tulsa, Oklahoma

  • Household median income: $56,648

  • Average annual mortgage cost: $15,052

  • Total average cost of living annually: $38,119

  • Average monthly transportation cost: $520

  • Average annual transportation cost: $6,238

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto

Albuquerque, New Mexico

  • Household median income: $61,503

  • Average annual mortgage cost: $24,046

  • Total average cost of living annually: $45,876

  • Average monthly transportation cost: $518

  • Average annual transportation cost: $6,217

Josh_Weinstock / Getty Images/iStockphoto
Josh_Weinstock / Getty Images/iStockphoto

Kansas City, Missouri

  • Household median income: $65,256

  • Average annual mortgage cost: $17,398

  • Total average cost of living annually: $40,614

  • Average monthly transportation cost: $514

  • Average annual transportation cost: $6,168

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto

Raleigh, North Carolina

  • Household median income: $78,631

  • Average annual mortgage cost: $32,647

  • Total average cost of living annually: $55,706

  • Average monthly transportation cost: $513

  • Average annual transportation cost: $6,161

Wirestock / Getty Images/iStockphoto
Wirestock / Getty Images/iStockphoto

Omaha, Nebraska

  • Household median income: $70,202

  • Average annual mortgage cost: $20,548

  • Total average cost of living annually: $44,250

  • Average monthly transportation cost: $473

  • Average annual transportation cost: $5,681

Methodology: GOBankingRates analyzed the top 50 major US cities by population to find the cheapest transportation costs. First GOBankingRates found the top 100 major cities by population using the U.S. Census American Community Survey, and found factors including total population, total households and household median income. The cost-of-living indexes were sourced from Sperling’s BestPlaces, and the average expenditure costs for all residents were sourced from the Bureau of Labor Statistics Consumer Expenditure Survey, including the transportation costs for ‘gasoline, other fuels and motor oil’ and ‘other vehicle expenses.’ The average single family household value for May 2024 was found from Zillow Home Value Index and the average mortgage cost was calculated using the national 30-year fixed mortgage rate as sourced from the Federal Reserve Economic Data. Using the mortgage and expenditure costs, the monthly and annual total cost of living were calculated. The transportation costs were sorted to show the largest major cities with the cheapest transportation cost. All data was collected on and is up to date as of July 8, 2024.

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This article originally appeared on GOBankingRates.com: 15 Biggest Cities With the Cheapest Transportation Costs