• MoneySmart17 days ago

    Fixed Deposit Linked Home Loans – Are the Interest Rates Really More Stable?

    Fixed deposit linked home loans! It’s the latest innovation the banks have come up with in the mortgage sector and it looks like it’s here to stay. If you’re new to the world of home ownership and mortgage loans, you’re probably wondering what fixed deposit linked home loans are all about. Why do people

  • MoneySmart22 days ago

    How to Furnish and Decorate Your New Home on a Tight Budget

    Singaporeans take decorating their love nests very seriously. The average amount Singaporeans spend on renovations is reportedly a whopping $50,000 to $60,000, which in some countries could buy you an entire home. Before you hot-foot it to Ikea, here are seven ways to furnish and decorate your home

  • MoneySmart26 days ago

    Two New Visas That Make it Easier for Singaporeans to Chase the Australian Dream

    There are now about 50,000 Singaporeans living in Australia, and the number looks set to rise, mainly due to the influx of students looking to take advantage of the weak Australian currency. For those hoping to spend more time Down Under, there are now two new visas available to Singaporeans. Clarke

  • MoneySmartlast month

    OHR – OCBC’s New Home Loan Package: Is It Better Than DBS’s FHR?

    Sick of playing catching with DBS’ home loan rate, OCBC has dropped their fixed deposit-linked home loan rate, the OCBC FDMR, and introduced a new OCBC Home Rate, or OHR. Here’s why you should definitely consider the new OHR when getting a new home loan or refinancing your existing one. What is OHR

  • MoneySmartlast month

    Spending $12,000 Over the Next Few Months? Here’s 4 Air Miles Credit Cards You Should Consider

    If I’m going to be spending so much money, shouldn’t I use a cash back credit card instead? Cash back credit cards are great if you’re spending smaller amounts of money regularly on specific categories like dining, groceries and petrol. Air miles credit cards, on the other hand, often have no minimum

  • MoneySmart2 months ago

    3 Ways Singaporean Parents Can Save Money on Their Kids’ Education

    Raising a kid in Singapore is expensive, but Singaporeans make it even more expensive than it has to be with their mania for education. A recent HSBC survey showed that Singaporeans spend twice the global average on children’s local education, at a whopping $96,195 a year.

  • MoneySmart2 months ago

    6 Amazing High End Restaurants in Singapore You Can Now Afford Because of These Discounts

    The dining scene in Singapore is certainly growing at a very healthy rate, if credit card spend is anything to go by. Dining spend in Singapore has surpassed retail expenditure in the past few years, and if that’s not evidence enough, then the Michelin Guide finally coming to Singapore after all these

  • MoneySmart2 months ago

    8 Reasons You are Overspending on Food Even Though You Cook at Home Every Day

    Cooking at home is one of the most obvious ways to save money and stay healthy, other than limiting yourself to only the yong tau foo stall at the hawker centre. What’s more, convenience foods aren’t exactly the healthiest thing you could be eating, if that matters to you. What’s more, as junk food

  • MoneySmart2 months ago

    4 Ways to Protect Yourself From Losing Money When You Pay for Packages

    There are few things worse than spending your hard-earned money on a big renovation package in anticipation of your dream home, and then realising you got cheated because the contractors had the skill of a 6-year-old Lego builder. Unfortunately, that’s happening to more people in Singapore, as they 

  • MoneySmart2 months ago

    3 Ways to Prevent Diabetes While Saving Money at the Same Time

    Waif-like Singaporeans often feel like they don’t have to worry about their health. A whopping 11% of adults aged 18 to 69 have diabetes, with 12% to 15% being pre-diabetic. For those of you who don’t exactly relish the prospect of a lifetime of insulin shots, here are three steps to lower your risk

  • U.S.News & World Report3 hours ago

    5 Perfect Places for a Multigenerational Trip This Winter

    Avoid the crowds traveling over Christmas and New Year's, and you'll save a bundle on flights and hotels. Family members can budget trip costs with confidence, and explore regions such as Mexico's Riviera Nayarit, which have cheaper rates than Cancún and just as beautiful beaches. At new

  • U.S.News & World Report2 days ago

    Your Black Friday and Cyber Monday Survival Guide

    Black Friday and Cyber Monday can be overwhelming and chaotic, forcing even the savviest shoppers to make rash decisions, purchase impulsively and overpay. For shopping in stores on Black Friday, a couple of choice smartphone apps will arm you with sale info and help you save even more along the way

  • U.S.News & World Report2 days ago

    Your Black Friday and Cyber Monday Survival Guide

    Black Friday and Cyber Monday can be overwhelming and chaotic, forcing even the savviest shoppers to make rash decisions, purchase impulsively and overpay. For shopping in stores on Black Friday, a couple of choice smartphone apps will arm you with sale info and help you save even more along the way

  • U.S.News & World Report3 days ago

    Washington Has Made It Harder for You to Sue Your Credit Card Company. What Now?

    On Nov. 1, President Donald Trump signed a congressional resolution that can make it virtually impossible for customers to file class-action lawsuits against financial institutions, such as your neighborhood bank or credit card issuer. Chances are, most consumers will shrug, and why not?

  • U.S.News & World Report3 days ago

    Washington Has Made It Harder for You to Sue Your Credit Card Company. What Now?

    On Nov. 1, President Donald Trump signed a congressional resolution that can make it virtually impossible for customers to file class-action lawsuits against financial institutions, such as your neighborhood bank or credit card issuer. Chances are, most consumers will shrug, and why not?

  • U.S.News & World Report3 days ago

    What the Latest Neuroscience Research Says About Opioids

    Researchers trying to come to grips with the full extent of damage caused by opioids are now finding the drugs may even cause harm to the developing brains of infants who are born critically ill and receive repeated anesthesia and long sedation as part of life-saving surgery. Dr. Dusica Bajic, a principal

  • U.S.News & World Report3 days ago

    10 Budget-Friendly Tips for Eating Healthy With Diabetes

    Managing diabetes, like many other chronic conditions, can be a costly, lifelong commitment. As a registered dietitian at Montefiore Health System in Bronx, New York, I teach people living with diabetes about the long-term impact of their food choices and help them discover how to save money while following

  • U.S.News & World Report7 days ago

    5 Ways You're Wasting Your Credit Card Rewards

    You may be wasting your credit card rewards. It found that almost one in five consumers (18 percent) have allowed credit card rewards to expire. Of the 87 percent of millennials who have a rewards credit card, 30 percent of them have allowed reward points to go to waste, as opposed to 19 percent of

  • U.S.News & World Report7 days ago

    5 Ways You're Wasting Your Credit Card Rewards

    You may be wasting your credit card rewards. It found that almost one in five consumers (18 percent) have allowed credit card rewards to expire. Of the 87 percent of millennials who have a rewards credit card, 30 percent of them have allowed reward points to go to waste, as opposed to 19 percent of

  • U.S.News & World Report7 days ago

    5 Ways Credit Cards Can Make Holiday Travel More Comfortable

    In 2017, 28.5 million passengers will fly on U.S. airlines during the 12-day Thanksgiving holiday travel period, which is a 3 percent increase from 2016, according to Airlines for America, the trade magazine for the airline industry. While we've grown to accept the crowds and delays of holiday travel

  • U.S.News & World Report7 days ago

    5 Ways Credit Cards Can Make Holiday Travel More Comfortable

    In 2017, 28.5 million passengers will fly on U.S. airlines during the 12-day Thanksgiving holiday travel period, which is a 3 percent increase from 2016, according to Airlines for America, the trade magazine for the airline industry. While we've grown to accept the crowds and delays of holiday travel

  • U.S.News & World Report8 days ago

    3 Ways Real Estate Can Boost Your Retirement Income

    Many real estate-related investments have done quite well in the last decade or so. At the same time, a low-interest rate environment has depressed yields in typical safe-haven investments like bonds and certificates of deposit. "Without alternative assets, a portfolio is limited to stocks and

  • U.S.News & World Report8 days ago

    3 Ways Real Estate Can Boost Your Retirement Income

    Many real estate-related investments have done quite well in the last decade or so. At the same time, a low-interest rate environment has depressed yields in typical safe-haven investments like bonds and certificates of deposit. "Without alternative assets, a portfolio is limited to stocks and

  • U.S.News & World Report10 days ago

    What's the Connection Between Bone Density and Breast Cancer?

    Treatment for breast cancer can be a harsh affair. In attempting to save the life of the patient from the most imminent threat -- that posed by the cancer itself -- some treatments can cause painful or life-altering side effects. With some of these side effects, such as hair loss from chemotherapy,