• MoneySmartyesterday

    The Best Credit Cards for Dining in Singapore 2018

    Unlike some credit card comparison websites, I’m not going to start this article with platitudes about how eating is a popular activity among Singaporeans, or how dining out is a pleasant way to obtain essential vitamins and minerals.

  • MoneySmart2 days ago

    5 Best Annual Travel Insurance Policies in Singapore 2018

    Singaporeans travel so frequently – be it for leisure holidays, work trips, random weekend getaways to Bintan, an afternoon in JB to cut your hair – that it is probably well worth it for many of us to buy annual travel insurance instead of single-trip. Not only will buying annual travel insurance save

  • MoneySmart6 days ago

    What to Look Out For When Choosing a Cashback Credit Card

    When you first discover that some credit cards offer you rebates when you spend money, a cashback credit card can sound like a dream. If you want to earn meaningful amounts of cashback, you’ll have to select your cashback credit card with the utmost care. A well chosen cashback credit card can earn

  • MoneySmart8 days ago

    4 Travel Goals That Will Help You Save Money

    Almost every travel goal I’ve ever heard involved spending more, not less, money. Since going on trips in the near future is practically inevitable, since Singaporeans are some of the world’s most frequent travellers, make these money-saving travel goals instead. Okay, you’re spared if you’re going

  • MoneySmart15 days ago

    The Best Credit Card Sign-up Promotions in Singapore 2018 (UPDATED 23 MAR)

    I know someone whose storeroom could double as a Samsonite warehouse – it’s filled to the brim with free luggage from credit card promotions. You probably know someone like that too. But apart from free ...

  • MoneySmart16 days ago

    Managing Money And Expenses – A Guide To Budgeting Income In Singapore

    Sure, it takes a bit of effort at the start, but in couple of months you’ll be working on autopilot, meaning you’ll be improving your finances without having to drown in a sea of bank account statements or wrack your brains every time you take out your wallet. If you don’t come up with financial goals

  • MoneySmart20 days ago

    7 Good Habits That Will Save Your Money and Health

    Health is wealth, quite literally when you consider the cost of private healthcare in Singapore. The government’s stance has been to place the bulk the responsibility for maintaining your health on Singaporeans. Here are seven good habits that will not only improve your health, but also save you money

  • MoneySmart24 days ago

    Visa vs Mastercard vs American Express – Which is best?

    If you’ve ever shopped around for a credit card in Singapore (and if not, we strongly suggest you do so to maximize the benefits of owning one) you’ll know that one of the issues to consider is the payment network, otherwise known as credit card associations, of the cards. In other words, whether it

  • MoneySmart28 days ago

    Furnishing Your New Home? These 4 Tips Will Help You Save Money

    Look for credit cards that offer cash back or air miles at a good rate when you spend on home furnishings or appliances, or just big purchases in general. For instance, the American Express True Cashback Card will offer 3% cashback on up to $5,000 of spending in the first 6 months of card membership

  • MoneySmartlast month

    4 Things to Look Out For When Renting a Cheap Room in Singapore

    Rent in Singapore is not cheap, but if you look hard enough and are willing to live far away from the city centre, you can find some decently-priced rooms in the under-$800 range. Sure, you’ll have to share the apartment or HDB flat with a bunch of flatmates and possibly the landlord, but if it’s going

  • U.S.News & World Reportyesterday

    The Downsides to 'Extreme' Personal Finance

    A family sold its belongings and traveled the world, using just credit card points and an app for working odd jobs. There are dozens of blogs, books and articles dedicated to people who've used extreme methods to reach their financial goals.

  • U.S.News & World Report2 days ago

    8 Ways to Optimize Retirement Travel

    Retirement is the ideal time to set off on extended travel adventures that weren't possible during your working years. As such, it's important to find ways to stretch your travel dollars. Luckily, having more time on your hands makes it easier to spend less on adventures while still experiencing

  • U.S.News & World Report2 days ago

    8 Ways to Optimize Retirement Travel

    Retirement is the ideal time to set off on extended travel adventures that weren't possible during your working years. As such, it's important to find ways to stretch your travel dollars. Luckily, having more time on your hands makes it easier to spend less on adventures while still experiencing

  • U.S.News & World Report5 days ago

    How to Budget for More Than One Remodeling Project at Once

    Spring is a popular time to start planning your home improvement projects for the year. Whether you're planning to gut your entire house or simply give a couple of rooms a fresh coat of paint, you're one of many homeowners with reno plans in mind. LightStream, a division of SunTrust Bank, conducted

  • U.S.News & World Report5 days ago

    How to Budget for More Than One Remodeling Project at Once

    Spring is a popular time to start planning your home improvement projects for the year. Whether you're planning to gut your entire house or simply give a couple of rooms a fresh coat of paint, you're one of many homeowners with reno plans in mind. LightStream, a division of SunTrust Bank, conducted

  • U.S.News & World Report7 days ago

    How Going Green Can Save You Money

    Earth Day arrives every spring as our annual reminder to better protect and help clean up our planet. Arbor Day follows close behind, a holiday that occurs during much of the country's planting season and encourages the growing of trees. The messages behind these holidays, and any campaign designed

  • U.S.News & World Report8 days ago

    Walmart Inc (WMT) Dominates Amazon.com (AMZN) in Household Spending

    Home spending is on the rise, according to the latest survey data from Bank of America. A maturing millennial generation is one of the primary drivers of the surge in spending, and analysts say Walmart Inc (NYSE: WMT) will be a big winner. Bank of America analyst Robert Ohmes has combined the results

  • U.S.News & World Report8 days ago

    Walmart Inc (WMT) Dominates Amazon.com (AMZN) in Household Spending

    Home spending is on the rise, according to the latest survey data from Bank of America. A maturing millennial generation is one of the primary drivers of the surge in spending, and analysts say Walmart Inc (NYSE: WMT) will be a big winner. Bank of America analyst Robert Ohmes has combined the results

  • U.S.News & World Report9 days ago

    6 Tips to Get the Most Value Out of a Trip to Ikea

    Ikea is a great store for getting reasonably priced and reasonable-looking furniture for your home or office. Here are six sweet strategies to use during your future visits to Ikea to get the most value out of every dollar you spend. Ikea's "Big Move" program is designed for people who

  • U.S.News & World Report9 days ago

    6 Tips to Get the Most Value Out of a Trip to Ikea

    Ikea is a great store for getting reasonably priced and reasonable-looking furniture for your home or office. Here are six sweet strategies to use during your future visits to Ikea to get the most value out of every dollar you spend. Ikea's "Big Move" program is designed for people who

  • U.S.News & World Report9 days ago

    Do I Have Too Many Credit Cards?

    The typical U.S. consumer is not satisfied with a single credit card. "People are frankly taking as much credit as they can get," says Mike Sullivan, personal finance consultant with Take Charge America, a nonprofit credit counseling and debt management agency. Before the Great Recession,

  • U.S.News & World Report9 days ago

    Do I Have Too Many Credit Cards?

    The typical U.S. consumer is not satisfied with a single credit card. "People are frankly taking as much credit as they can get," says Mike Sullivan, personal finance consultant with Take Charge America, a nonprofit credit counseling and debt management agency. Before the Great Recession,

  • U.S.News & World Report12 days ago

    6 Ways to Pay for Long-Term Care if You Can't Afford Insurance

    A senior who turned 65 in 2015 could incur an average of $138,000 in long-term care costs, according to a 2015 study published by the U.S. Department of Health and Human Services. The statistics are concerning for workers who are already struggling to save money for basic needs in retirement, let alone

  • U.S.News & World Report12 days ago

    6 Ways to Pay for Long-Term Care if You Can't Afford Insurance

    A senior who turned 65 in 2015 could incur an average of $138,000 in long-term care costs, according to a 2015 study published by the U.S. Department of Health and Human Services. The statistics are concerning for workers who are already struggling to save money for basic needs in retirement, let alone

  • U.S.News & World Report13 days ago

    Why Your Credit Card Bill Is About to Get More Expensive 

    In March, the Federal Reserve announced it would officially increase the fed funds rate from 1.5 percent to 1.75 percent. Credit card holders are going to want to pay close attention to this, because this rate hike can make it more expensive to leave a balance sitting on your credit card accounts.