• Here’s How You Can Maximise Your Credit Card Usage with MoneySmart’s New App

    Like, how do I know which credit card to use when I’m dining out on weekends? Yeah, well, credit card companies love me so much they’re practically forcing credit cards into my wallet, so I never need to apply for one.

  • How to Go on a Week-Long Holiday to Bangkok For Less Than $500

    Spend a weekend in Bangkok and you’re sure to hear that familiar Singaporean accent in all the famous touristic and shopping spots. The food is excellent, the shopping is incredibly cheap and trendy, and as Singaporeans we’re unfazed by the crowds. All the main budget airlines, namely Tiger Air, Air Asia, Jetstar and …

  • Give Yourself an Annual Financial Checkup By Doing These 4 Things

    Credit card bills can be paid by Interbank GIRO so you’ll never have to worry about missing another payment. As for other bills like insurance and so on, check if you can pay them automatically by credit card or by deduction from your savings account.

  • If You’re Going to Spend More than $15,000 On a Single Purchase, Which is the Best Cashback Credit Card to Use?

    Charge it to a cashback credit card! You could earn hundreds of dollars in cash rebates. No matter how much you’re spending, the American Express True Cashback Card clearly comes up top for 2 main reasons. While other credit cards do give you higher cash rebate rates compared to the American Express True Cashback Card, …

  • 3 Little Ways to Challenge Yourself to Boost Your Savings

    Most of us have more mobile data than we really need or want. Free wifi is there if you want to use it—at the office, at MRT stations, at a whole bunch of shopping malls, cafes and fast food joints, and very soon, on buses. Just save your Wireless@SG userID and password in your phone’s memo and then check which places …

  • How to Dress Fashionably in Singapore Without Going Broke

    Gone are the days when the Singaporean uniform of choice was shorts and flip flops. If all your clothes thus far have come from This Fashion or are composed exclusively of white singlets and Tai Sing slippers from HDB provision shops, the exhortation to spend on quality should come as a relief to you. Case in point, I’ve …

  • 5 Work Benefits Singaporeans Would Love to Receive

    Well, just imagine if you had to spend a big chunk of your salary on health insurance and medical care, taking a taxi home after a late night at the office or eating out after a long evening at work. Public transport in Singapore is cheap, but having to use it each and every day can be a drag. Some companies, bless their …

  • 4 Affordable Kid-Friendly Overseas Vacation Spots for Singaporean Families

    The Gold Coast is a dream come true for kids thanks to the mind boggling array of theme parks on offer, the most famous being Dreamworld, Sea World and Warner Brothers Movie World. The Currumbin Wildlife Sanctuary is also a hit with Singaporean kids of primary school age. While purchasing admission tickets for the various …

  • Young Singaporeans Who are Thinking of Signing Up For UOB’s New YOLO Credit Card Need to Read This First

    While fans of the phrase YOLO might equate being careless with your money as a sign that you’re really living it up without a care in the world, what this really reflects is the high level of materialism in Singapore and our sad mentality that you have to live the high life to be comfortable. YOLO is an exhortation to …

  • 3 Reasons Singaporeans No Longer Love Shopping on Orchard Road

    Every nineties kid who grew up in Singapore spent a large part of their youth on Orchard Road (obviously, this was in the days before kids started spending 20 hours a week in tuition classes). Despite the fact that it’s still crowded as hell, Orchard Road malls are struggling and resorting to desperate measures to attract …

  • Although the use of financial planners is growing, most Americans still tend to take a do-it-yourself approach to building a portfolio and saving for retirement. Forty percent of respondents in a 2015 survey by the Certified Financial Planner Board of Standards say they utilized financial advisors, an increase from 28 …

  • Let's face it, as plenty of research confirms, your job -- both what you do and how you cope with stressors -- can negatively affect your health and hurt your heart. Many people get their health insurance through an employer, which can help improve access to care, while those who make a living wage also have more to spend …

  • Educating your kids about money matters may not be at the top of your priority list, but they may be more inclined to learn about budgeting and money management when they're playing a game. Whether you want to teach kids how to save money or show them how to better manage their allowance, you can turn to a handful of money …

  • Social Security recipients seldom receive a paper check in the mail anymore. Most Social Security benefits are now paid electronically. This typically means a direct deposit to a bank or credit union account.

  • Parent PLUS borrowers often struggle to manage not only the parent PLUS loan payments while trying to save for retirement, but may still be trying to repay their own student loans to boot. If you consider that these loans qualify for limited access to the income-driven repayment plans, no debt-to-income component to their …

  • Much has been discussed about the Labor Department's recently finalized fiduciary rule, which will hold all financial advisors who provide retirement investment advice to a "fiduciary standard" -- or in other words, require them to put their client's best interests above all else. The Labor Department asserts that with …

  • It sounds conterintuitive: spending more to ultimately save. But sometimes it works, such as in these scenarios.

  • The easiest way to maintain or improve your credit score is by using a credit card responsibly. Apply only for cards that you're likely to get based on your credit score. Your current card issuers or other credit account providers might offer free access to your credit score.

  • Nest egg

    Savvy investors will be helped along by employer contributions and tax breaks and will skillfully avoid high fees that reduce investment returns. Here's how to save $1 million in time for retirement. If you start saving for retirement at age 25 and save $4,830 per year, or about $400 per month, and earn 7 percent annual …

  • Since the data is freshest right after you complete your tax return, now is the time to take a look at the numbers and see if there are any opportunities for planning your financial life in the coming year. Saving for retirement can qualify you for tax breaks. If you're young and in a lower tax bracket (less than 25 percent), …

More »
 

Market Data

  • Currencies
    Currencies
    NamePriceChange% Chg
    1.34430.000.00%
    USDSGD=X
    1.53880.000.00%
    EURSGD=X
    1.96400.000.00%
    GBPSGD=X
    79.11550.000.00%
    SGDJPY=X
    5.77030.000.00%
    SGDHKD=X
    2.9112-0.0029-0.10%
    SGDMYR=X
    9,817.37990.000.00%
    SGDIDR=X
    4.81570.000.00%
    SGDCNY=X
    1.02260.000.00%
    AUDSGD=X
  • Commodities
    Commodities
    NamePriceChange% Chg
    1,294.90+28.50+2.25%
    GCM16.CMX
    17.89+0.30+1.72%
    SIN16.CMX
    92.85+5.95+6.85%
    ^XAU
    2.28+0.05+2.26%
    HGN16.CMX
    45.99-0.04-0.09%
    CLM16.NYM
  • Bonds
    Bonds
    TreasuryYield (%)Yield Change
    1.28-0.02
    ^FVX
    1.82-0.02
    ^TNX
    2.67-0.03
    ^TYX

MARKET MOVERS

  • Most Actives
    Most Actives
    NamePriceChange% Chg
    0.745-0.015-1.97%
    Y92.SI
    0.096-0.007-6.80%
    5WH.SI
    0.460.00+1.10%
    N21.SI
    0.815-0.015-1.81%
    G13.SI
    0.131-0.001-0.76%
    40E.SI
  • % Gainers
    % Gainers
    NamePriceChange% Chg
    0.151+0.025+19.84%
    574.SI
    0.345+0.055+18.97%
    BDF.SI
    0.35+0.06+18.64%
    AWK.SI
    0.245+0.030+13.95%
    K22.SI
    0.125+0.015+13.64%
    AZG.SI
  • % Losers
    % Losers
    NamePriceChange% Chg
    0.48-0.13-21.31%
    BQP.SI
    0.103-0.017-14.17%
    C04.SI
    0.285-0.045-13.64%
    B49.SI
    0.535-0.055-9.32%
    BEI.SI
    0.25-0.02-7.41%
    PA3.SI