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Top Credit Card Promotions And Deals On SingSaver (October 2020)

Ching Sue Mae
·11-min read

Pick your poison. Will it be a Nespresso Coffee Machine & Milk Frother, cash via PayNow, GrabFood vouchers or a Samsonite luggage? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.

A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you. 

Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, travel insurance and even an exclusive personal accident plan.

Choose your reward (Terms and Conditions apply for each promotion): 

  • Nespresso Indulgence Gift (Standard Chartered)

  • $200 cash via PayNow (Citibank)

  • $100 GrabFood vouchers (OCBC)

  • Up to $120 cash or cashback (Maybank)

  • Samsonite luggage (HSBC)

1. Nespresso Indulgence Gift (Standard Chartered credit cards)

Start your day right with an aromatic cup of coffee. 

If you’re looking to upgrade your workspace for your WFH life, now’s your chance to get a free Nespresso Indulgence Gift for your caffeine fix.  SingSaver’s exclusive Nespresso Indulgence Gift comes with a Nespresso Coffee Machine & Milk Frother (worth $346)!

Do note that you will need to activate and make one transaction on the new card within 30 days to earn yourself the reward. There is no minimum amount required for this transaction.

  • Valid from: 9 – 31 October 2020

  • New SCB cardmember: 1 x Nespresso Coffee Machine & Milk Frother

  • Existing SCB cardmember: $30 GrabFood vouchers  

  • What you need to do: Apply for one of two participating SCB credit cards below and activate your card within the first 30 days of card approval. Terms and Conditions apply.

Name of card

Apply

Type of card

Reasons to get this card

Annual fee

Standard Chartered Unlimited


Apply Now

Cashback

– 1.5% cashback on all spend
– No min. spend required
– No cap

$192.60 (First 2 years waived)

Standard Chartered Rewards+

battle of the rewards cards
battle of the rewards cards


Apply Now

Rewards/Miles

– Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions
– Up to 5X rewards points for every S$1 spent on dining transactions
– 1X rewards point for every S$1 spent, on all eligible spend
– No min. spend required

$192.60 (First 2 years waived)

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2. $200 cash via PayNow(Citibank credit cards)

If money in your pocket is your idea of a great reward, this promotion’s for you. New to Citibank cardmembers get $200 in cold, hard cash (digitally) via PayNow. Do note that you will need to activate and make one transaction on the new card to earn yourself the reward. There is no minimum amount required for this transaction.

  • Valid from: 20 – 31 October 2020

  • New Citibank cardmember: $200 cash via PayNow

  • Existing Citibank cardmember: $30 cash via PayNow

  • What you need to do: Apply for one of five participating Citibank credit cards below and make one transaction on the new card, no minimum amount required. Terms and Conditions apply.

Name of card

Apply

Type of card

Reasons to get this card

Annual fee

Citi Cash Back


Apply Now

Cashback

Enjoy 8% cashback on:
– Groceries
– Dining
– Petrol

Note: Min. spending of $888 required to earn bonus cashback, cashback capped at $25 per category

Read our full review of this card here.

$192.60 (First year waived)

Citi Cash Back + 


Apply Now

Cashback

– Get 1.6% cashback all spend
– No min. spend required
– No cap

Read our full review of this card here.

$192.60 (First year waived)

Citi PremierMiles


Apply Now

Miles

– 1.2mpd for local spend
– 2 complimentary visits every year to airport lounges worldwide
– 37,300 or 10,000 welcome miles promotion available

$192.60

Citi Prestige


Apply Now

Miles

– 1.3mpd for local spend
– Unlimited complimentary access to hundreds of airport lounges
– 8 complimentary one-way airport limousine transfers
– 6 complimentary golf games

Min. annual income of $120,000 required

$535 

Citi Rewards


Apply Now

Rewards/Miles

Earn 10X Rewards (4 miles) on:
– Online and retail purchases
– Rides with Grab, ComfortDelGro, Gojek etc.
– Online food delivery
– Online groceries

$192.60 (First year waived)

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3. $100 GrabFood Vouchers (OCBC credit cards)

Working from home has gotten many of us accustomed to online food deliveries. Besides your usual food delivery providers, you can also order care packages for your loved ones. In any case, $100 GrabFood vouchers would come in handy for foodies.

  • Valid from: 1 – 31 October 2020

  • New OCBC cardmember: $100 GrabFood vouchers upon approval

  • Existing OCBC cardmember: $50 GrabFood vouchers upon spend

  • What you need to do: Apply for the OCBC 365 credit card below. Existing OCBC cardholders must be the first 1,000 existing OCBC cardholders to spend at least $300 to receive the $50 GrabFood vouchers. Terms and Conditions apply.

Name of card

Apply

Type of card

Reasons to get this card

Annual fee

OCBC 365


Apply Now

Cashback

– 6% cashback for overseas and local dining, including online food delivery
– 3% cashback on groceries, transport, utility and travel
– Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations

Note: Min. monthly spend of $800 required, cashback cap of $80 per month

$192.60 (First 2 years waived)

If you spend more online or via contactless payments, you can consider the OCBC Frank card instead.

  • Valid till: 31 December 2020

  • New OCBC cardmember: S$50 cashback and S$50 Grab vouchers

  • Existing OCBC cardmember: $20 cashback

  • What you need to do: Apply for the OCBC FRANK credit card below. Limited to the first 500 customers respectively. Terms and Conditions apply.

Name of card

Apply

Type of card

Reasons to get this card

Annual fee

OCBC FRANK


Apply Now

Cashback

6% cashback on online, in-app and in-store spends

Note: Min. monthly spend of $600 required, cashback cap of $75 per month — split into $25 each for online (or in-app) purchases, in-store mobile payments and others.

Read our full review of this card here.

$80 (First 2 years waived)

If you already the OCBC 365 credit card, you can check out these promo codes to get yourself a discount nonetheless: GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes. You can also check out OCBC’s latest revamp to their FRANK credit card.

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4. $100 cashback (Maybank credit cards) 

This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards. 

  • Valid till: 31 December 2020

  • New Maybank cardmember: $100 cashback

  • What you need to do: Apply for one of seven participating Maybank credit cards below and spend a minimum of $250 qualifying spend each month for two consecutive months upon card approval. Terms and Conditions apply.

Name of card

Apply

Reasons to get this card

Annual fee

Maybank Family & Friends Card


Apply Now

– 8% cashback on (min. Monthly spend of $800 required): fast food and food delivery, transport, petrol, telco, Netflix etc.
– Get 5% cashback instead if you only spend $500 that month
– Unlimited 0.3% cash rebates on all other purchases.

This card is also one of the top picks for Credit Cards with money rewards by The Sunday Times*

$180 (First 3 years waived)

Maybank Platinum Visa 


Apply Now

– Up to 3.33% cashback on all local spend with min. spend of $300 per month 

Note: Cashback capped at $100 per quarter

No annual fee

Maybank FC Barcelona Visa Signature 


Apply Now

– 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required
– 2X TREATS points per S$1 spent on foreign currency transactions
– Chance to win a trip for 2 to catch FC Barcelona live very football season

$120

Maybank DUO Platinum MasterCard


Apply Now

– 5% cash rebates on petrol in Singapore and Malaysia
– 1.5% cash rebates in foreign currency
– 1 TREATS point per S$1 spent in local currency
– Complimentary supplementary cards

$120

Maybank Horizon Visa Signature 


Apply Now

– 8X TREATS points (3.2 miles) per $1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon
– 5X TREATS points (2 miles) per $1 spent on air tickets, travel packages and foreign currency transactions
– Complimentary access to selected VIP airport lounges

Note: Min. monthly spend of $300 required

$180 (First 3 years waived)

Maybank Manchester United Platinum Visa 


Apply Now

– 1% unlimited cash rebate and 1X TREATS points per $1 spent with no cap and no min. Spend
– Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match
– Stand a chance to win a trip for two to watch Manchester United live every football season

$80

Maybank World MasterCard


Apply Now

– 10X TREATS points (4 miles) per $1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure
– 10X TREATS points (4 miles) per $1 spent at all petrol stations
– Complimentary green fees all year round at 100 participating golf clubs in 23 countries
– Complimentary Plaza Premium airport lounge access
Min. annual income $80,000 required

$240

*Source: The Sunday Times: Credit card with the best money rewards, 14 June 2020

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5. Samsonite luggage or $150 cash rebate (HSBC credit cards) 

Source: HSBC
Source: HSBC

If you on the hunt for a new luggage as you look forward to hopefully resuming your travels (perhaps to Brunei), you can consider snagging a free Samsonite luggage by applying for a HSBC credit card. Alternatively, if you don’t require a new luggage, you can opt to receive cashback instead.

  • Valid from: 1 September – 31 December 2020

  • New HSBC Cardholder: Samsonite luggage (Samsonite Prestige 69cm Spinner Exp with built-in scale worth $670) OR $150 cashback

  • Existing HSBC Cardholders: $30 cashback 

  • What you need to do: Apply for one of three participating HSBC credit cards below and spend a minimum of $800 in the first month after card approval. Terms and Conditions apply.

In addition, you also get $30 worth of Grab vouchers when you apply with MyInfo via Singpass (both new and existing cardholders included).

Name of card

Apply

Reasons to get this card

Annual fee

HSBC Advance

HSBC Advance Credit Card
HSBC Advance Credit Card


Apply Now

– 1.5% cashback on all purchases (if you spend $2,000 or less)
– Up to 2.5% cashback (if you spend more than $2,000)
– Up to 3.5% cashback for HSBC Advance Banking customers
– Enjoy ENTERTAINER with HSBC perks

$192.60 (First year waived, perpetual fee waiver for HSBC Advance banking customers)

HSBC Revolution


Apply Now

– 10x Reward points (4mpd) on online purchases, including food delivery
– 10x Reward points (4mpd) on contactless payments made through Visa payWave and Apple Pay
– 1 Reward point for all other spend
– Enjoy ENTERTAINER with HSBC perks

No annual fee

HSBC Visa Platinum


Apply Now

– 5% cash rebate on your family spend, including dining, groceries and petrol
– 1 Reward point for every dollar spent, on all spend
– Up to 3.5% cashback for HSBC Advance Banking customers
– Enjoy ENTERTAINER with HSBC perks

$192.60 (First two years waived)

Latest Credit Card Deals

The SingSaver rewards redemption process

Step 1: Apply for eligible card for the campaign  

Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.

Step 2: Complete the rewards redemption form (sent to your email)

Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.

If you don’t receive the rewards redemption form in your email, here’s what you can do.

Step 3: Activate your new card

Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.

Step 4: Spend on your new card (if required)

Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward. 

Step 5: Collect your reward

Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.

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Read these next: 
Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
5 Types Of Insurance You Can Get For Free In Singapore
11 Work-From-Hotel Packages To Suit Every Budget
Singapore Hotel Staycation Promotions During Phase 2

By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence. 

The post Top Credit Card Promotions And Deals On SingSaver (October 2020) appeared first on SingSaver Blog - We Compare, You Save.