Auto loan rates for Jan. 3, 2013

Interest Rate Roundup
Auto loan rate graph
Find the best auto rates in your area.

Auto Loans

  • 4.16% (60-month, new car)
  • 4.87% (36-month, used car)

Auto loan rates are down slightly this week.

Average rates for 60-month and 48-month new-car loans fell 1 basis point to 4.16 percent and 4.08 percent, respectively. A basis point is one-hundredth of 1 percentage point.

For used cars, the average rate on a 36-month loan fell 2 basis points to 4.87 percent.

This week, Avis announced plans to buy Zipcar, the nation's largest car-sharing service, for $491.2 million. Under the terms of the deal, Zipcar, which opened its doors in 2000 and has 760,000 members nationwide, will become a subsidiary of the car rental giant. Unlike traditional car rental agencies, which typically rent their cars out by the day, car-sharing services such as Zipcar typically rent vehicles out on an hourly basis.



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