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Auto loan rates for Jan. 24, 2013

Claes Bell

Interest Rate Roundup

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Auto Loans

  • 4.13% (60-month, new car)
  • 4.74% (36-month, used car)

Auto loan rates were mostly down this week.

The average rates for 48-month new-car and 60-month new-car loans each declined 2 basis points to 4.05 percent and 4.13 percent, respectively.

Used-car rates also were down, with the average rate for a 36-month used-car loan giving up 3 basis points to 4.74 percent. A basis point is one-hundredth of 1 percentage point.

If you're resisting the urge to splurge on a new car, you may want to avoid this year's Super Bowl broadcast. In all, nine brands have purchased airtime for the game, including Chrysler, Lincoln, Volkswagen, Audi and Hyundai, according to The Detroit News.

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