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12 Best SIM-Only Mobile Plans in Singapore: Singtel vs StarHub vs M1

·12-min read
Sim-Only-Plans_1_masthead
Sim-Only-Plans_1_masthead

Gone are the days when you’d have to sign up with one of the big 3 telcos — Singtel, Starhub and M1 — just for mobile data.

With one of these cheap SIM-only data plans, you’d no longer have to commit for 2 years and be obligated to wait for re-contract discounts on your new handset. Just take the money you save on your SIM-only plan, and get yourself a new phone on Lazada.

With so many new players and virtual telcos like Circles.Life, TPG, redONE and so on joining the fray, mobile data plans are now a buyer’s market. Check out how the cheapest SIM-only mobile plans stack up.

12 Cheapest SIM only plans under $20/month

SIM only plan

Monthly subscription

Data / outgoing talktime / SMS

Circles Life $5 Plan

$5

2GB / 50 min / 25 SMSes

redONE Amazing 8

$8

5GB / 300 min / 300 SMSes

VIVIFI Lite

$8.80

3GB / 500 min / 20 SMSes

Zero 1 6u Plan

$9.90 (promo price; U.P. $13.90)

6GB / 200 min / 200 SMSes

TPG

$10

100GB / unlimited min / 30 SMSes

giga (Starhub)

$10

6GB / 500 min / 500 SMSes

MyRepublic Lite

$10

6GB / 300 min / 300 SMSes

CMLink (China Mobile)

$10

6GB / 100 min / 100 SMSes

Grid Mobile (ceased operation)

Circles Life Smart Start

$18 (port over)

20GB / 100 min / 25 SMSes

GOMO (Singtel)

$20

20GB / 200 min / 200 SMSes

M1

$15

40GB / 1,000 min / 1,000 SMSes


Circles Life SIM-only plans (from $5/month)

Circles Life has the absolute cheapest SIM-only plan on the market at just $5/month. Here are the options:

  • Circles Life $5 Plan: 2GB data, 50 minutes of talktime 25 SMSes, free caller ID

  • Circles Life $10 Plan: 5GB data, 100 minutes of talktime and 25 SMSes

  • Smart Start Plan ($18/month if you port in, otherwise $28): 20GB of data, 100 minutes talktime, and 25 SMSes

The biggest downside is a very high one-time SIM card registration fee of $38. If you get a Smart Start plan, you can usually get this fee waived with a promo code.

redONE SIM-only plans (from $8/month)

redONE is a Malaysian telco with some attractive SIM-only plans. Choose from 3 redONE plans:

  • redONE Amazing8 plan ($8/month) gives you 5GB of data, 300 minutes of talktime and 300 SMSes.

  • redONE Amazing18 plan ($18/month) offers 25GB, 500 minutes of talktime and 20 SMSes.

  • redONE Amazing28 plan ($28/month) has 50GB, 800 minutes of talktime and 800 SMSes.

Its main selling point is that the bundled mobile data can be used in Singapore and Malaysia — clearly the plans are aimed at Malaysians living here.

VIVIFI SIM-only plans (from $8.80/month)

VIVIFI is yet another virtual telco with 4 SIM-only plans to choose from:

  • VIVIFI Lite ($8.80/month) with 3GB, 500 minutes of talktime and 20 SMSes

  • VIVIFI Plus ($9.98/month) with 6GB, 350 minutes of talktime and 100 SMSes

  • VIVIFI Plus ($14.98/month) with 10GB, 350 minutes of talktime and 100 SMSes

  • VIVIFI Share 120 ($31.90/month for first 12 months, $29.90 thereafter) with 120GB, 300 minutes of talktime and 100 SMSes for first 12 months. After the first year, available data will be lowered to 40GB.

While the first 3 SIM-only plans are pretty self-explanatory, we actually like the more expensive VIVIFI Share Plan the most.

You can share this plan with up to 8 other users; each user has to pay $6/month. This arrangement may be suitable for couples with young children or elderly.

So for example, you, your husband and your child share a VIVIFI plan. You pay the base price of $31.90 and an additional $12 to add on 2 users. The total price comes up to $43.90, and 3 of you get to share a total of 120GB data.

Zero 1 SIM-only plans (from $9.90/month)

Zero 1’s gimmick is that all their plans have “unlimited” data. Apparently, you get 4G speeds on the first GBs that you pay for. Thereafter, your data will be at “managed” speed (read: slow but supposedly “usable”). But at least you’re not forced to top up for extra data.

  • 6u Plan ($9.90/month promo, U.P. $13.90) offers 6GB data, 200 minutes of talktime, and 200 SMSes

  • 50u Plan ($17.90/month promo, U.P. $19.90) has 50GB data, 500 minutes of talktime and 500 SMSes.

Do note that for Zero 1, you’ll need to pay a one-time registration fee of $10.70.

TPG Singapore SIM-only plans (from $10/month)

TPG, the Australian telco that snagged the fourth telco licence in Singapore in 2016, has 2 “spoil market” SIM-only plans:

  • 100GB ($10/month) with unlimited minutes to mobile numbers, 300 minutes to land lines, 30 local SMSes, plus 1GB of roaming data to selected countries.

  • 130GB ($18/month) with unlimited minutes to mobile numbers, 500 minutes to land lines, 300 IDD minutes, 50 local SMSes, and 2GB roaming data to selected countries

Sounds like an amazing deal, but the downside is that TPG does not work with all devices. Check here for a list of compatible handsets.

Note: If you/your parents are 60 years old and above, consider TPG’s Seniors Go Digital Plan at $5/month.

Starhub giga SIM-only plans (from $10/month)

giga is Starhub’s entrant on the virtual telco scene, and it has 2 plans to choose from:

  • $10/month for 6GB of data, 500 minutes of talktime and 500 SMSes.

  • $25/month for 60GB of data, an insane 2,000 minutes of talktime and 2,000 SMSes.

The $25/month giga plan is on the expensive side — although that’s a crapload of data and talktime. So if you’re a modest phone user, the $10/month plan should be enough. giga plans all roll over unused data to the next month, which means you can theoretically get more data than you paid for.

MyRepublic SIM-only plans (from $10/month)

MyRepublic has refreshed its offerings to be more competitive than before, especially with its current (indefinite?) flash sale. Here are the plans:

  • Lite ($10/month) for 6GB of data, 300 minutes of talktime and 300 SMSes.

  • Core (currently $17/month; usually $20) for 50GB of data, 500 minutes of talktime and 500 SMSes.

  • Pro (currently $20/month; usually $29) for 70GB of data, 1,000 minutes of talktime and 1,000 SMSes.

  • Unlimited ($39/month) for unlimited data, 1,000 minutes of talktime and 1,000 SMSes.

Although the Lite plan is the cheapest, we prefer the similarly-priced giga for its rollover data feature. The Core plan is the best of the lot at just $17 if 50GB — perfect if your phone isn’t compatible with TPG.

China Mobile SIM-only plans (from $10/month)

For newcomers, China Mobile has these SIM-only plans to offer:

  • 6GB ($10/month) with 100 minutes of talktime and 100 SMSes

  • 30GB ($20/month) with 300 minutes of talktime and 300 SMSes

  • 60GB ($30/month) with 400 minutes of talktime and 400 SMSes

  • 100GB ($40/month) with 500 minutes of talktime and 500 SMSes

As you can guess from its name, China Mobile is very much aimed at mainland Chinese living in Singapore or Singaporeans travelling abroad.

All of its data can be shared across Singapore, mainland China and Hong Kong, while its talktime can be used either locally or to selected countries (China, Hong Kong, Malaysia, Indonesia, Thailand and USA).

GridMobile (closed down)

GridMobile closed for good on 6 December 2021. While it was still around, it used to offer a $17.90/month plan, also the cheapest 20GB plan on the market. It was a good option if your data usage exceeds 10GB (and your phone isn’t compatible with TPG). Users could also earn gridPoints to offset  bills, get cash back, or spend at merchants like Grab and Shopee.

Singtel GOMO SIM-only plan ($20/month)

Stressed out by the likes of Circles Life, Singtel’s sub-brand GOMO is meant to win back the hearts and minds of disloyal Singaporean millennials. It now has 2 main plans:

  • 20GB ($20/month) with 200 minutes of talktime and 200 SMSes

  • 60GB ($30/month) with 500 minutes of talktime and 500 SMSes. Use GOMO promo code ROLL60 to get 100GB data, 1,000 mins, and 1,000 SMS.

Although its $20 for 20GB plan used to be the market leader, it’s now facing stiff competition from TPG, MyRepublic and Grid Mobile. That said, it’s still a good price for the security of a Singtel product. You can manage your plan easily with the GOMO app.

M1 SIM-only plan (from $15/month)

Shortly after Singtel’s GOMO and Starhub’s giga, M1 joined in the fray too. But instead of trying to ingratiate itself with millennials, M1 has simply updated their one SIM-only offering. This SIM-only plan is fully customisable to your needs, starting from $15/month for 40GB data. 

If you’re a new customer, there are a couple of pretty good deals:

  • $15/month for 40GB of data, 1,000 minutes talktime, 1,000 SMSes, with unlimited free calls to 3 M1 numbers. Get 10GB extra data for the first 12 months, $10 off your monthly bill for the first 6 months, and $5 off your monthly bill for the following 6 months.

  • $30/month for 90GB of data, 1,100 minutes talktime, 1,000 SMSes, with unlimited free calls to 3 M1 numbers. Extra perks include an additional 10GB data for the first 12 months, and $5 off your monthly bill for the first 12 months.

So, which is the best SIM-only plan in Singapore?

How do you know which plan to sign up for? Here’s a quick guide:

 


If you want a cheap and basic SIM-only plan: giga or MyRepublic ($10/month)

SIM only plan

Monthly subscription

Data / outgoing talktime / SMS

Starhub giga

$10

6GB / 500 min / 500 SMSes

MyRepublic Lite

$10

6GB / 300 min / 300 SMSes

Our recommendation for lite phone users is either giga or MyRepublic, whose $10/month plans are comparable — both  give you a decent 6GB to play with.

If you don’t want to sacrifice your data: TPG ($10/month) or MyRepublic ($17/month)

SIM only plan

Monthly subscription

Data / outgoing talktime / SMS

TPG

$10

100GB / unlimited / 30 SMSes

MyRepublic

$17 (promo price; U.P. $20)

50GB / 500 min / 500 SMSes

GOMO (Singtel)

$20

20GB / 200 min / 200 SMSes

M1

$15

40GB / 1,000 min / 1,000 SMSes

If your phone is compatible with TPG, you really can’t beat TPG’s $10 plan. Like we said, they spoil market one.

Otherwise, we like MyRepublic ($17/month), GOMO ($20/month) and M1 ($15/month). All 3 plans come with a decent amount of talktime and SMSes, so they won’t make you feel like you’re sacrificing any part of your life just to save a few bucks.

(At $17, Circles Life may be a little cheaper, but both plans run low on the talktime and SMSes.)

Bonus: Best credit cards for telco bills

If you really want to stretch your dollar, you can sign up for recurring telco bill payments on your credit card. There are a few credit cards that award you with rebates for it:

Maybank Family & Friends Card — up to 8% cash back

Maybank logo
Maybank logo

Maybank Family & Friends Card

Cashback on Groceries, Dining & Food Delivery and Transport globally

Up to 8%

Cashback on Data Communications, Online TV Streaming, Pets and Retail globally

Up to 8%

Cash Rebate Cap per month

S$125

Apply Now

More Details

Key Features

  • Up to 8% cash rebate on all restaurant spends in Singapore and Malaysia

  • Up to 8% cash rebate on and data communication & online TV streaming

  • Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia

  • Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK

  • 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Cash rebate cap at S$80 per month

  • 0.3% cash rebate on all other spend with no cap on cash rebates

  • 3 years annual fee waived; spend min. S$12,000 per year to get subsequent waiver

See all card details 

OCBC365 Credit Card — 3% cash back

OCBC logo
OCBC logo

High Spend on Dining

OCBC 365 Credit Card

Cashback on Everyday Dining
What is included in Everyday Dining?
Including Local, Overseas and Online Food Delivery

6%

Cashback Cap per month

S$80

Min. Spend per month

S$800

Read More

More Details

Key Features

  • 6% cashback on everyday dining (including local, overseas and online food delivery)

  • 3% cashback on grocery, land transport, online travel, recurring telco and electricity bills

  • 0.3% cashback on everything else

  • Up to S$200,000 of complimentary travel personal accident insurance

  • 2 years fee waiver for principal card (S$192.60), subsequent years waived with min. spend of S$10,000 p.a.

See all card details 

UOB One Card — up to 5% cash back

UOB logo
UOB logo

UOB One Card

Rebate on Shopee, Dairy Farm Group, Grab, SP and more

Up to 10%

Rebate Cap per quarter

S$300

Min. Spend per month

S$2,000

Apply Now

More Details

Key Features

  • Up to 10% rebate at Dairy Farm Group merchants (Cold Storage, Giant, 7-Eleven, Guardian and more)

  • Up to 10% rebate on Grab, SP utilities bills and UOB Travel spend

  • Up to 5% cash rebate on all retail spend for spend such as home furnishings, electronics & bill payment

  • Up to 24% savings on fuel purchases at SPC and 20.8% at Shell Stations

  • 1 year annual fee waiver of S$192.60 (First year annual fee waiver)

See all card details 

Read more: Best Cashback Cards in Singapore for Recurring Bill Payments

Share this with someone considering switching to a new data plan.

The post 12 Best SIM-Only Mobile Plans in Singapore: Singtel vs StarHub vs M1 appeared first on the MoneySmart blog.

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The post 12 Best SIM-Only Mobile Plans in Singapore: Singtel vs StarHub vs M1 appeared first on MoneySmart.sg.

Original article: 12 Best SIM-Only Mobile Plans in Singapore: Singtel vs StarHub vs M1.

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