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360 Finance Inc (QFIN) Q4 2021 Earnings Call Transcript

360 Finance Inc (QFIN) Q4 2021 Earnings Call Transcript

Ladies and gentlemen, thank you for standing by, and welcome to the 360 DigiTech fourth quarter and full year 2021 earning conference call. At this time, I would like to turn the conference call over to Ms. Mandy Dong, IR director.