These days, there are only two ways to get cheap groceries. The first is is with an optimized credit card. The second involves screaming “I thought it was a free sample“, and then sucking in sharp breaths ...

Financial prudence is a funny thing. Taking steps to save money might mean the opposite of taking steps to make money. That’s why the whole “winning by not losing” approach doesn’t produce too many millionaires. ...

I dun rite gud cuz I in Primary Two, but Ryan pay me $50 and he say: Sam, you rite my artykel and dun tell my boss. So I…”Ryan, get back here and fix this!” Sorry, I thought I was saving us time and money. ...

Now and then, people write e-mails asking: “How to save money when buying a car in Singapore?” Which is really tough. You might as well ask me something like “How do I save my sense of honour while mugging ...

The average employee has two burning questions: Will I spend the rest of my life doing this job, and is that my face on the poster for “Stop Poverty”? Join the club. Singapore’s cost of living is starting ...

Friends make you spend money. I know this, because every time I hang out with my crew, we end up finding new ways to raise bail. You know how it is: First there’s beer, then there’s lighting farts, then ...

You shouldn’t have credit card debt. If you pay in full every month, like you’re supposed to, this is a boat you’ll never board. But maybe you were forced by a real emergency (e.g. medical crisis, burst ...

A home loan is a straightforward arrangement. In return for a roof over your head, you agree to spend the rest of your life as a money-earning meat puppet for the bank. It’s a fair system, according to ...

There are questions I should have asked before getting my credit card. Questions like: “Did you get that tattoo in prison”, or “Is it safe to buy credit cards from a known identity thief”. But I didn’t, ...

Last time someone “convinced” me to use my credit card, we got in a terrible fight. Terrible for me, that is (Pro-tip: Don’t head-butt people on their fist). But the bruise didn’t hurt as bad as my ego: ...

What if I told you I’m going to eat as much as I can now, so I won’t have to eat next year? Yeah, stupid, and a good analogy for saving to get rich. There’s a huge difference between “rich” and just “not ...

Despite my best attempts to convince the shark I was “here to save you”, I’m still typing this one-handed. You’ll have to forgive any typos; it’s hard to see the keyboard under all that blood. But has ...

When I do credit card reviews, there’s usually some kind of theme to it. Like frequent flier cards, entertainment cards, etc. But there are cards that, like that annoying fat kid in Primary school, won’t ...

Saving money can do things to your brain. And no, I’m not kidding: There’s a reason for the whole psychology of misers, which we’ve known for at least a century. See, your brain is wired to think anything ...

Refinancing your home loan is a brilliant way to save money. It can lower your monthly bills, pay off your debts sooner, and increase your liquidity. But some people (you know the type; they’d smoke pot ...

You know what I like better than shopping? Shopping on credit. Because I hate window shopping. I see the latest Sony whatsit or iThing, and without a credit card all I can do is leave drool marks all over ...

According to most finance magazines, you need a credit card like an anorexic needs liposuction. Plastic is the ultimate weapon of mindless consumerism, existing only to drain your wallet. Well, that’s ...