Not everything we do to save money really saves us money. For instance, as all savvy shoppers know, if you clip coupons when grocery shopping, sometimes you're still better off buying a cheaper brand elsewhere ...

Retirement can be a difficult transition for many of us. We spend 8 to 10 hours per day working hard, and it's tough to just stop working completely. Of course, we all have plans and projects that we have ...

You have a spare bedroom, and your friend needs a place to live. You happen to be short on cash , so you consider having your friend move in. It sounds like a good idea, but many people who've lived with ...

Selecting a college major can be one of the easiest - or most difficult - decisions a person can make in their lifetime. Some of you have known you've wanted to become a veterinarian since the day you ...

A zero percent introductory interest rate sounds great. So does a juicy rewards program. And who couldn't use a sweet $100 sign-up bonus? We've all seen credit card commercials touting such offers, but ...

According to the U.S. Census Bureau, homeownership has been on a steady decline since 2005 - dropping to the lowest rate in nearly two decades in the first quarter of this year. With an increasing number ...

We've all walked into those workplaces that just feel ... off . Negativity fills the air. You can practically cut the tension with a knife. People look miserable. The environment makes you want to turn ...

If your child has recently graduated from college and is now looking for - or has hopefully found - her first "real" job , you may want to impart great wisdom to her. It's a difficult time for ...

With so many people predicting doom and gloom in the last few years, it's hard not to feel like we are trashing our future retirement prospects with every move. We reminisce about the good old days, wish ...

The Federal Reserve is not ready to move yet, but when it does raise interest rates, bank loan funds will be one of just a handful of investments that are "well-positioned to participate in rising ...

With the inventory of existing houses for sale still almost 14 percent below levels recorded this time last year, median home prices continued to climb in April, according to data released Wednesday by ...

We've been framed, at least when it comes to deciding when to begin taking Social Security benefits . According to behavioral economics research, the way seniors are presented with information about Social ...

Spring is in the air, meaning it's that time of year when people start fresh. Homeowners go through their home, and get rid of old clothes, furniture and unwanted items. But what if you could declutter ...

The 2008 plunge in stock values eroded Phillip Orzech's college savings. The Connecticut parent's 529 plans, tax-advantaged investment accounts, were primarily comprised of stock-based investments. The ...

The drawbacks of a temporary job may make you contemplate taking one or reject the idea all together. But with a recovering economy, accepting a short-term position may be the best option for ending your ...

Children of same-sex couples can soon include both moms - or both dads - when they apply for federal financial aid. Starting with the 2014-2015 school year, the Free Application for Federal Student Aid ...

Brian Krzanich is either having a really good month or a really bad month, depending on how career success is defined. After joining the technology giant, Intel, more than two decades ago, he finally became ...

If you're unhappy at work, you've probably thought about finding a new job - but if you're like a lot of people, you never seriously start searching because your own fears hold you back. Take a look at ...

Wouldn't it be great if you could gain more responsibility , a better job title, greater prestige and more money? Who doesn't want all this? Yet it comes at a price. Before you start dreaming about that ...

As the millennial generation, often defined as those born between 1982 and 1997, makes up more of the workforce, and as its members move into leadership roles in industry, we can expect their generational ...

Truly good horror stories are able to blend tension and fear in a sustained pattern. The best spine-chillers build terror rather than springing it on us; the writer weaves a tale that leaves us with a ...

When your significant other says it's over, your first instinct may be to seek comfort in a pint of ice cream or a stiff drink. But there are healthier ways of nursing a broken heart -- including shopping. ...

When you're first starting out on your own, it can be difficult to feel as though you have enough money to save for retirement . Many people have the misconception that they need to have a certain amount ...

In some places around the world, it is possible to arrange good, comprehensive health insurance for less than $100 per month. In some countries the cost of medical care can be so low that it can make more ...

Like the fiscal Bobbsey twins, Social Security never seems to travel without its beleaguered entitlements companion, variously called health care, or Medicare, or sometimes Medicare and Medicaid. This ...

Hitting the road this summer? Here's how to save a bundle on hotels, flights and more. Memorial Day weekend kicks off the summer travel season, and according to travel booking website Orbitz.com, more ...

Gold is continuing to lose its luster. Last fall, gold was trading at nearly $1,800 per ounce. Last week, its price dipped below $1,400 per ounce. And as prices fall, a number of high-profile investors ...

If you're a woman, should you be working with a female financial adviser? The question and very idea, at first glance, sounds like reverse sexism. After all, if any man seriously suggested men should seek ...

When it comes to paying for your child's college education, do you feel prepared? Putting money aside in a regular savings account likely won't help you reach your goals the same way other savings vehicles ...

Years ago, Carnegie Mellon University developed the concept for a "Last Lecture Series" that challenged presenters to deliver a talk as if it were their last chance to impart wisdom on others. ...

Before you write a word of your new résumé, make certain that you understand its primary purpose: to demonstrate your ability to contribute to the bottom line of the company or organization you seek to ...

It's understandable to be nervous when being interviewed for a potential job . After all, this may be where you end up spending a great deal of time, should you get hired. But for some, the nerves get ...

There are a lot of things that are difficult to control when it comes to retirement. We can't control stock market returns, the meteoric rise of medical costs or the yearly increases in Social Security ...

I, along with most investment advisers and financial planners, generally caution my clients to only look periodically at their portfolios; quarterly, or, preferably, annually. The less you look at your ...

Welcome to the latest installment of Law Admissions Q-and-A, a monthly feature of Law Admissions Lowdown that provides advice to readers who send in questions and admissions profiles. If you have a question ...

Founded in 1994, Amazon.com has steadily grown into one of the most popular online retailers in the world. In 2012, Amazon hit $61 billion in sales, according to InternetRetailer.com's Top 500 list. As ...

Psychologists have been busy testing the premise that money can't buy happiness . Nobel prize-winning economist Daniel Kahneman has garnered lots of attention with research that says this largely is true. ...

Saving $1 million for retirement is a realistic goal for most workers, but it will take a considerable amount of effort to get there. And there are plenty of fees, taxes and penalties that could make it ...

You're dreading writing your résumé . That's tempting you to buy résumé-writing software, even though it risks your résumé seeming manufactured, a string of cliches: "Uniquely qualified hard-working, ...

That sick, sinking feeling you have when you have to get up and go to work means that something is wrong. Unfortunately, you're far from alone if you experience a case of the heebie-jeebies every time ...

Your professional reputation is enormously important; it's what will make people want to work with you, hire you and respect you as a colleague. It can be your safety net - getting you work when you need ...

Few taxpayers will be upset to see the unloved Internal Revenue Service going through its worst crisis in decades -- although tax experts and lawyers say they probably should be. The agency runs on the ...

Gridlock has ruled in Washington for much of the past few years, and stock markets have posted big gains. Coincidence? Neither the threat of a fiscal cliff nor sequestration cuts has halted the seemingly ...

Finding the perfect apartment that fits your budget can be tough - especially in today's economy, where rental rates have increased by around 9 percent since 2009, according to a recent report by Reis ...

The down payment is often the toughest hurdle to clear when buying a home. Whether you're opting for a Federal Housing Administration mortgage loan with just 3.5 percent down, or shooting for a conventional ...

Many people going through a divorce experience a combination of emotional and monetary concerns. Fortunately, they can minimize the latter by taking a hands-on approach to organizing their finances. Once ...

Unless Gen Xers and late baby boomers are able to make big changes in their savings, spending and debt habits, they are on track to become the nation's first generations to fare more poorly than earlier ...

Many people think they will no longer have stress in retirement. Safely crossing the finish line into retired life is the end goal of years spent working and saving, and we deserve to leave our troubles ...